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An Expat Talks about Retiring in Poli Chrystopiou, Cyprus, Report 78437 | Expat Exchange
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An Expat Talks about Retiring in Poli Chrystopiou, Cyprus

Submitted by cameraman

What is the name of the city or town that you are reporting on?

Poli Chrystopiou

Why did you choose the country you retired to?

The cost of living and healthy climate

Did you ever live abroad before you retired abroad?

Yes. We have lived in South Africa and Saudi Arabia.

How long have you lived abroad since you retired abroad?

Eighteen years

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How many countries (other than your home country) have you lived in as a retiree?

None

What have been the most challenging aspects of being retired abroad?

The initial prospect of Health care and making new friends

What have been the most rewarding aspects of being retired abroad?

We find that our income goes a lot further and the very accomadating locals-so friendly and helpful.

What would you do differently if you were just starting the retire abroad process?

Nothing- We researched before we settled here.

What is life like for a retiree in your city and its surroundings? (Is there an active expat community? Cultural Attractions? Recreation? Nightlife?)

When we first came to Cyprus we lived in PAPHOS. A very busy City with many cafes,restaurants, night clubs and bars. A huge ex-pat community. Lots of sporting activity.

What residency documents or visas did you need to obtain to retire in your host country? How difficult was this process? (Please describe)

It was easy to retire here. and it is a lot easier now as time has progressed. You have to prove an income to support yourself and family. Take out health care cover. Now there is free NHS type health care cover. There is now a system Citizens Advice Centres in each Town/City. The give all assisitance and help to fill in the various forms that are required to retire here.

Did you buy a home or apartment, or rent one? Is this a difficult process? (Please describe)

We at first purchased a penthouse and enjoyed the life. Later we sold up and since then have always rented. It is a very easy process to purchase property and the developers guide you all the way through the process. It is advisable to have a good independant Lawyer/Soliciter.

Financially, has living abroad in your host country met your expectations? Exceeded them?

The cost of living like most countries goes up all the time. However we find that it is very cheap to live here. The biggest expense is the cost of Electricity,

What are the most important financial considerations for retiring to your host country?

Initially; Health care and then the cost of buying property. If renting then it is the usual One month in advance plus a months rent as deposit. The Water and electric require a large deposit as well.

How much can a retiree live on comfortably in your host country?

This is not an easy question as we all have different levels of living. We live a comfortable live on State pensions and some savings. Our budget is approx €1500.00 PM.

Do you have access to quality medical care? (Please describe - is it close? Expensive?)

Our Medical Care is basicly FREE. The Cypriot Govt introduced as NHS type of cover for all residents who are retired over 60 years of age. I have had two total hips replace and it cost me €16.00 in total. If not over 60 years then a good medical cover will be required to cover the costs. Dr's visit approx €25-35 Consultant visit can be over €100.00++

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Is there a lot of crime where you live? (Please describe)

Very low crime. The odd burglary.

Describe available transportation where you live. Do you need a car? Is there access to safe public transportation?

We have always had the use of our car. However the public transport system is excellent. There is a very good bus service and even the villages have a small bus to visit twice a day and it is very cheap.

Is there high-speed internet access where you live?

Yes.

Do you have any other thoughts you would like to share about retiring abroad?

If thinking of retiring here in Cyprus. Do come on Holiday first and look around. There are lots of different areas to live. We prefer the quiet country life where others want the hustle and bustle of the City life.

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