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Expat Exchange - Health Care in Tola 2024
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Health Care in Tola

By Betsy Burlingame

Cigna Global Health
Cigna Global Health

Summary: Explore healthcare options for expatriates and digital nomads in Tola: uncover top-rated providers, hospitals, and medical facilities to meet your needs while living abroad in Tola.

The healthcare system in Tola is a mix of public and private services. The public healthcare system, known as the Nicaraguan Social Security Institute (INSS), provides free healthcare to Nicaraguan citizens, while private healthcare is also available for those who can afford it.

Nicaragua's Healthcare System

The Nicaraguan Social Security Institute (INSS) is the public healthcare system in Nicaragua. It is primarily used by Nicaraguan citizens, but foreigners who are legal residents and contribute to the system are also eligible to use it. However, the quality of care in public hospitals can vary, and for serious medical emergencies or major surgeries, many people recommend using private hospitals. Public hospitals in Tola are often crowded and may lack certain resources. Expats and digital nomads are allowed to use the public healthcare system if they contribute to it, but many prefer to use private hospitals due to the higher standard of care and shorter waiting times.

Hospitals and Clinics for Expats in Tola

There are limited healthcare facilities in Tola itself. Expats and visitors often travel to nearby cities for medical care. Some of the recommended hospitals and clinics include:

  • San Juan de Dios Hospital (Public, located in Rivas, approximately 30 minutes from Tola)
  • Metropolitano Vivian Pellas Hospital (Private, located in Managua, approximately 2 hours from Tola)
  • Hospital Bautista (Private, located in Managua, specializes in a wide range of medical fields)
These hospitals are known for their high standard of care and wide range of specialties.

Emergency Services in Tola

Emergency services in Tola are limited. There is no dedicated ambulance service in the town, and in case of an emergency, residents often have to arrange for private transport to the nearest hospital. It is recommended to have the contact number of a reliable taxi service or private transport provider for emergencies.

Health Insurance Companies in Tola

There are several private health insurance companies that operate in Tola. These include Seguros America and Seguros Lafise. These companies offer a range of health insurance plans that can cover treatment in both public and private hospitals. Many expats and digital nomads choose to use these local insurance providers, but some prefer to use international health insurance providers that offer coverage in multiple countries. It is recommended to thoroughly research and compare different insurance options before making a decision.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


Cigna Global Health
Cigna Global Health

Cigna Global Health
Cigna Global Health

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

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