Enrolling in the Public Healthcare System in China

If you're planning to enroll in the public healthcare system in China, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

China's public healthcare system, known as the Urban Employee Basic Medical Insurance (UEBMI), is a government-run program that provides basic healthcare coverage to all Chinese citizens. The quality of care provided by the UEBMI varies greatly depending on the region, with urban areas generally offering better services than rural ones. The cost of the UEBMI is shared between the government, employers, and employees, making it affordable for most residents. While enrollment in the UEBMI is not mandatory, the vast majority of Chinese citizens are covered by the system.

For foreigners living in China, enrolling in the UEBMI can be a bit more complicated. In general, foreigners are allowed to enroll in the UEBMI if they are legally employed in China and have a valid work permit. However, the specific requirements and procedures for enrollment can vary depending on the region.

Steps for Enrolling in the UEBMI

1. Obtain a valid work permit: Before you can enroll in the UEBMI, you must first obtain a valid work permit. This typically involves finding a job in China and obtaining a Z visa.
2. Register with the local social security bureau: Once you have a valid work permit, you will need to register with the local social security bureau. This usually involves filling out a registration form and providing proof of employment and residence.
3. Pay the required premiums: After registering, you will need to pay the required premiums to the social security bureau. The amount of these premiums will depend on your income and the specific regulations of the region in which you are living.
4. Receive your insurance card: Once you have paid the premiums, you will receive an insurance card. This card will allow you to access healthcare services covered by the UEBMI.

While the UEBMI provides basic healthcare coverage, it may not cover all the healthcare services that a foreigner might need. For this reason, many foreigners living in China choose to purchase additional private health insurance. This can provide coverage for services not covered by the UEBMI, such as dental care, vision care, and medical evacuation. Additionally, private health insurance can provide access to private hospitals and clinics, which often offer higher quality care than public facilities.

It's also worth noting that while the UEBMI is widely used in China, the system can be difficult to navigate for foreigners due to language barriers and cultural differences. Therefore, it's often helpful for foreigners to seek assistance from a local or a professional who is familiar with the system when enrolling in the UEBMI.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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Click connect to have our partner contact you via e-mail and/or phone.