How to Enroll in the Public Healthcare System in Finland

If you're planning to enroll in the public healthcare system in Finland, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

Finland is known for its high-quality public healthcare system, which is called the Finnish National Health Insurance (NHI) scheme. This system is managed by the Social Insurance Institution of Finland, also known as Kela. The quality of healthcare in Finland is considered to be excellent, with the country consistently ranking high in global healthcare quality indices. The costs of healthcare services are heavily subsidized by the state, making it affordable for all residents.

Enrollment in the public healthcare system is mandatory for all residents of Finland, including foreigners who have moved to the country for work or other reasons. The majority of the population uses the public healthcare system, although private healthcare services are also available.

Eligibility for Foreigners

Foreigners are eligible to enroll in the Finnish public healthcare system if they are residing in Finland on a permanent basis. This typically means that they have moved to Finland for work, study, or other reasons and intend to stay in the country for at least one year. EU citizens who are working in Finland are also eligible for public healthcare.

Steps for Enrolling in the Public Healthcare System

1. Register as a resident: The first step to enrolling in the public healthcare system is to register as a resident of Finland. This can be done at the local register office, known as the Maistraatti. You will need to provide proof of your identity and your address in Finland.
2. Apply for a Kela card: Once you have registered as a resident, you can apply for a Kela card, which is the proof of your entitlement to healthcare services. You can apply for the card online on the Kela website or at a Kela office. You will need to provide your personal details and information about your stay in Finland.
3. Wait for approval: After you have submitted your application, Kela will review it and make a decision on your eligibility for healthcare services. This process can take a few weeks. Once your application is approved, you will receive your Kela card in the mail.

It's important to note that even if you are eligible for public healthcare, you will still need to pay a small fee for most services. However, these fees are significantly lower than the costs of private healthcare.

Private Healthcare

If you are not eligible for public healthcare, or if you prefer to use private healthcare services, there are many private healthcare providers in Finland. The costs of private healthcare are higher than public healthcare, but many people find that the additional cost is worth it for the convenience and flexibility that private healthcare provides. Some employers also offer private healthcare insurance as part of their employment package.

In conclusion, the Finnish public healthcare system provides high-quality, affordable healthcare services for all residents of the country, including foreigners. By following the steps outlined above, you can enroll in the system and start accessing these services.

SJB Global
Connect

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.