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Expat Exchange - How to Enroll in the Public Healthcare System in France
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How to Enroll in the Public Healthcare System in France

By Betsy Burlingame

French Riviera House Hunting - FRH
French Riviera House Hunting - FRH

Summary: A primer on how to enroll in the public healthcare system in France.

If you're planning to enroll in the public healthcare system in France, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

France is renowned for its high-quality healthcare system, known as the Protection Universelle Maladie (PUMA). The World Health Organization has consistently ranked it as one of the best in the world. The system is funded by the government through taxes and is mandatory for all residents, including foreigners who have been living in France for more than three months. Most people in France use the public healthcare system, although some also opt for additional private health insurance.

Eligibility for Foreigners

Foreigners are eligible to enroll in the French public healthcare system if they have been a resident in France for at least three months and intend to stay for more than six months. This includes students, employees, self-employed individuals, and retirees. However, European Union (EU) citizens can use their European Health Insurance Card (EHIC) for up to two years before they need to register with PUMA.

Steps to Enroll in the French Public Healthcare System

  1. Obtain a social security number: This is the first step to enrolling in the French healthcare system. You can apply for a social security number at your local CPAM (Caisse Primaire d'Assurance Maladie) office. You will need to provide proof of residence, a copy of your passport, and proof of income.
  2. Register with PUMA: Once you have your social security number, you can register with PUMA. This can be done online or at your local CPAM office. You will need to fill out a form and provide proof of residence and income.
  3. Choose a primary care physician: After registering with PUMA, you will need to choose a primary care physician. This doctor will be your first point of contact for all health issues and will refer you to specialists if necessary.
  4. Obtain a Carte Vitale: This is a green plastic card that contains your social security number and other personal information. It is used to claim reimbursements for medical expenses. You can apply for a Carte Vitale at your local CPAM office.

It's important to note that while the French public healthcare system covers a large portion of healthcare costs, it does not cover everything. Most people in France also have a private health insurance policy, known as a "mutuelle," to cover the remaining costs. As a foreigner, you may also want to consider purchasing a private health insurance policy.

Despite the high quality of the French public healthcare system, there can be long wait times for certain procedures and treatments. Therefore, some foreigners choose to use private healthcare providers for these services. However, these are typically more expensive than the public system.

In conclusion, while the process of enrolling in the French public healthcare system can seem daunting, it is a straightforward process that offers access to high-quality healthcare. With a bit of preparation and understanding, you can navigate the system and ensure that you have access to the healthcare services you need.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


French Riviera House Hunting - FRH
French Riviera House Hunting - FRH

French Riviera House Hunting - FRH
French Riviera House Hunting - FRH

Montmarte District in Paris

William Russell
William Russell

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Get a quote for international health insurance from our partner, William Russell.
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