Enrolling in the Public Healthcare System in Luxembourg

If you're planning to enroll in the public healthcare system in Luxembourg, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

The public healthcare system in Luxembourg, known as Caisse Nationale de Santé (CNS), is renowned for its high quality and comprehensive coverage. It is mandatory for all residents, including foreigners who are working or studying in the country. The system is funded by contributions from employers, employees, and the government, and it covers a wide range of medical services, including hospitalization, outpatient care, maternity care, and dental care. The cost of healthcare in Luxembourg is relatively high compared to other countries, but the extensive coverage provided by the CNS makes it affordable for most residents. In fact, the majority of the population in Luxembourg relies on the public healthcare system for their medical needs.

Eligibility for the Public Healthcare System in Luxembourg

Foreigners are eligible to enroll in the public healthcare system in Luxembourg if they are employed or studying in the country. Self-employed individuals and retirees are also eligible, provided they are legally residing in Luxembourg. It's important to note that enrollment in the CNS is not automatic; individuals must apply to join the system.

Steps for Enrolling in the Public Healthcare System in Luxembourg

1. Obtain a social security number: Before you can enroll in the CNS, you need to obtain a social security number. This can be done by registering with the Centre Commun de la Sécurité Sociale (CCSS).
2. Complete the application form: The next step is to complete the application form for health insurance. This form can be obtained from the CNS website or from any CNS office.
3. Submit the application form: Once the form is completed, it should be submitted to the CNS along with the required documents. These documents include a copy of your passport, proof of residence in Luxembourg, and proof of employment or study.
4. Wait for approval: After submitting the application, you will need to wait for approval from the CNS. This can take several weeks, so it's advisable to apply as soon as possible after arriving in Luxembourg.
5. Receive your health insurance card: Once your application is approved, you will receive a health insurance card. This card should be presented whenever you seek medical treatment.

It's important to note that while the public healthcare system in Luxembourg provides comprehensive coverage, it does not cover all medical costs. For example, prescription medications and certain specialist treatments may require a co-payment. Therefore, many residents choose to supplement their public health insurance with private insurance.

Overall, the public healthcare system in Luxembourg is highly regarded for its quality and accessibility. By following the steps outlined above, foreigners can ensure they have access to this excellent healthcare system.

Cigna Global Health
Get Quote

Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.

Cigna Global Health

Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Get Quote