41 Best Places to Retire Abroad in 2024

Annecy, France

Population: approximately 126,924
Climate: Warm summers with highs in the mid-70s to low 80s. Cold winters with temperatures ranging from lows in the 30s to highs in the 40s.
Location: Located in southeastern France, north of the French Alps.

Often referred to as the "Venice of the Alps," Annecy is a picturesque town located beside a stunning lake and surrounded by mountains. Its medieval old town, canals, and local markets add to its charm. Outdoor enthusiasts can indulge in activities like hiking, skiing, and lake sports. France's healthcare system is among the world's best, and Annecy provides both modern medical facilities and a tranquil environment for retirement.

Porto, Portugal

Population: approximately 214k
Climate: Mild summers with highs in the 70s and winters with temperatures ranging from lows in the 40s to highs in the 50s.
Location: Coastal city in northwest Portugal along the Douro River estuary.

Porto, Portugal's second-largest city, lies along the Duoro River and is celebrated for its rich history, stunning architecture, and the world-famous Port wine. Its beautiful riverside, vibrant arts scene, and warm hospitality make Porto an increasingly popular retirement spot. The cost of living is lower than in many Western European cities, allowing retirees to enjoy a European lifestyle without the high price tag. Traditional apartments in historic buildings or modern flats offer varied housing options. Porto boasts a mild climate, beautiful beaches nearby, and a UNESCO World Heritage historic center filled with picturesque lanes, churches, and plazas. The healthcare system in Portugal is well-regarded, and Porto offers excellent medical facilities. With its delightful mix of tradition and modernity, Porto provides a laid-back yet culturally rich retirement experience.

"When we originally came to look for a place to move to we were thinking that place would most likely be Lisbon. Algarve was not an option as I travelled (pre-covid) extensively so needed an international airport with regular airlines. We started off in Lisbon for a week and then Porto for 5 days. The first evening in Porto we looked at each other and admitted that we both fell in love with the city, something we didn't experience at all in Lisbon. So we settled down eventually in Porto. That´s why it is essential that you visit, tour around. Everyone has their own requirements and things they are looking for," advised one expat living in Porto.

Split, Croatia

Population: approximately 178k
Climate: Mediterranean climate with warm summers, highs in the mid-80s. Mild winters with lows in the 40s to highs in the 50s.
Location: Coastal city located on the eastern shore of the Adriatic Sea.

Split, Croatia's second-largest city, is set against the stunning backdrop of the Adriatic Sea. Its rich history is evident in the Diocletian's Palace, a UNESCO World Heritage site and the city's heart. Split offers a Mediterranean lifestyle, with its sunny climate, beautiful beaches, and fresh seafood. The cost of living is lower than many Western European coastal cities, making it a cost-effective choice for seaside living. The healthcare system in Croatia is reliable, with Split housing several modern medical facilities. With its mix of Roman architecture, vibrant markets, and the calming presence of the sea, Split offers retirees a laid-back yet culturally rich experience.

Chiang Mai, Thailand

Population: approximately 130k
Climate: Tropical climate. Warm year-round with temperatures from the 60s to high 80s. Rainy season from June to October.
Location: Located in northern Thailand in the mountains.

Chiang Mai, the cultural heart of Northern Thailand, is an idyllic setting for retirees from around the globe. Enclosed by mountains and lush countryside, it's notably quieter and greener than the bustling capital of Bangkok. The city has a significant expat population, drawn by its low cost of living, agreeable climate, and cultural richness. Retirees can rent a comfortable, modern condo for a fraction of what it would cost in many Western countries or even afford luxurious accommodation with a modest budget. The city is famed for its cultural events like the annual Yi Peng (Lantern) festival, where thousands of lanterns float into the sky, and Songkran (Thai New Year), known for its exuberant water fights. For day-to-day life, retirees enjoy a range of activities, from exploring the historic Old City, filled with temples and ancient ruins, to hiking and experiencing nature in the nearby mountains. Additionally, Chiang Mai is a haven for food lovers, offering a variety of high-quality dining options from traditional Thai dishes to international cuisine. Thailand has a reputable healthcare system, and Chiang Mai is home to several hospitals that meet international standards, offering high-quality care at a reasonable cost. The expat community often gathers around local activities, and there are various groups and clubs to join, making it easy to meet new people and form social networks. The ease of living combines with the gentle nature of the Thai people, making Chiang Mai a peaceful, enjoyable place for a fulfilling retirement.

Aix-en-Provence, France

Population: approximately 143k
Climate: Mediterranean climate. Summers with highs in the 80s. Mild winters with temperatures ranging from lows in the 30s to highs in the 50s.
Location: In the south of France, north of Marseille.

This Provencal town offers a quintessential French experience. Known for its natural hot springs, Aix-en-Provence boasts tree-lined boulevards, historic fountains, and a vibrant arts scene. The Mediterranean climate ensures mild winters and warm summers. Living costs might be higher compared to other French towns, but the quality of life, healthcare, and cultural offerings are exceptional. Surrounded by the beautiful Provence countryside, Aix is perfect for retirees seeking both tranquility and cultural stimulation.

Medellín, Colombia

Population: approximately 2.5 million
Climate: Eternal spring with temperatures usually in the high 60s to mid-70s year-round.
Location: Located in the Aburrá Valley of the Andes mountains in Colombia.

Once notorious due to drug trafficking, Medellín has dramatically transformed over the past two decades, emerging as a vibrant city known for its warm, friendly people and spring-like climate year-round. It's Colombia's second-largest city and has become an attractive spot for foreign retirees. Medellín is a city of parks, trees, flowers, and large green spaces, earning it the nickname "City of Eternal Spring." The modern metro and cable car system connect the city, making it easily accessible. The cost of living in Medellín is low compared to North America and Europe. Housing is reasonably priced, with a variety of options from apartment living in upscale neighborhoods like El Poblado and Laureles to houses in the surrounding suburbs. The Paisa culture is welcoming, and there's a sense of community and an easy-going lifestyle that's highly appealing. Healthcare in Medellín is top-notch, with some of the best hospitals in Latin America located here. Both public and private hospitals offer high-quality care, and many doctors speak English, having trained or practiced

A retiree in Medellin wrote, "Medellin Colombia is like a dream come true. Fresh, crisp mountain air. Sunny days with gentle, pine and eucalyptus scented breezes. Restful, cool nights with the patter of soft rain overhead. Green everywhere. Lush pastures and forests. An average yearly climate that averages 68 degrees at night and 75 daytime. Morning and evening hot tub sessions. Walks along shaded forest paths. Fresh fruit, juice, vegetables from our garden and dairy right from the farm. Fresh meat without preservatives. Beautiful, warm, friendly Paisas. Parties, barbecues, family celebrations. It's all good."

Ljubljana, Slovenia

Population: approximately 290k
Climate: Oceanic climate. Summers with highs in the upper 70s to 80s and winters with lows in the 20s to highs in the 40s.
Location: Capital city of Slovenia, located in the central part of the country along the Ljubljanica river.

The charming capital of Slovenia, Ljubljana, is characterized by its riverbanks lined with baroque facades, hilltop castle, and numerous green spaces. Often described as a hidden gem of Europe, Ljubljana offers a relaxed pace of life with all the amenities of a modern European capital. Slovenia has a high standard of healthcare, and Ljubljana, as the capital, boasts some of the best facilities. With its strategic location, retirees can easily explore other parts of Slovenia, from the Julian Alps to the Adriatic coast.

Da Nang, Vietnam

Population: approximately 1.13 million
Climate: Tropical monsoon climate with high temperatures year-round. Rainy season from September to January.
Location: Coastal city in central Vietnam off the South China Sea.

Da Nang, located on Vietnam's central coast, offers a blend of natural beauty with its sprawling beaches and the Marble Mountains. The city is modern but holds a rich history, evident in its architecture and cultural landmarks. It's becoming an attractive retirement spot due to its affordable cost of living, delectable Vietnamese cuisine, and the serenity of the adjacent Han River. Expats can rent seaside apartments for a fraction of what it'd cost in Western countries. The city is clean, well-organized, and equipped with excellent healthcare facilities. Furthermore, the Vietnamese are known for their hospitality, making integration into local culture smoother for retirees.

Grecia, Costa Rica

Population: approximately 15k
Climate: Tropical and subtropical with temperatures ranging between 70s and 80s year-round.
Location: Located in the central part of Costa Rica, northwest of the capital, San José.

Located not far from Atenas in the Central Valley, Grecia is known for its clean streets, friendly locals, and the iconic red metal church at its center. It offers a perfect blend of rural charm and modern conveniences. Grecia provides a cooler climate than the coastal regions, making it comfortable year-round. Its close-knit expat community often engages in local activities, ensuring that newcomers feel welcome. Grecia has its own healthcare facilities, and more extensive services are available in nearby larger cities. With a mix of natural beauty, including nearby waterfalls and hiking trails, and a strong sense of community, Grecia is a top choice for many retirees.

Lecce, Italy

Population: approximately 95k
Climate: Mediterranean climate with hot, dry summers (highs in the 80s and 90s) and mild winters (lows in the 40s to highs in the 60s).
Location: Located in the heel of Italy's boot, in the Puglia region.

Located in the heart of Puglia, Lecce is known as the 'Florence of the South' because of its stunning baroque architecture and rich history. This lesser-known gem offers a relaxed Italian lifestyle without the tourist crowds of Rome or Venice. The cost of living is reasonable, particularly when compared to Italy's northern cities. Lecce is renowned for its olive oil and wine, and its cuisine is a testament to the rich flavors of southern Italy. The healthcare system is robust, with several reputable hospitals and medical centers in the region. Lecce's warm climate, historical sites, and proximity to the Adriatic and Ionian coasts make it a charming and peaceful choice for retirees looking to immerse themselves in authentic Italian culture.

A retiree in Lecce wrote, "My wife and I have moved to Lecce Italy last year from NYC and we’ve never been happier. We have visited here multiple times over the past 35 years and realized that we loved being here. So we retired and pulled the trigger in April. Lecce is big enough and cosmopolitan enough to satisfy my wife’s big city addiction but we still can walk to 90% of our destinations. A beautiful city with plenty of high end (and other) boutiques, great food, nice people, great weather and 8km to the beach (there are many). 30 minutes to Brindisi airport. Traffic and parking are similar to what we were used to in Brooklyn. We live in the modern center and have a two car garage (necessary). The historic center is very charming but lacks facilities and parking. Also the homes can be uncomfortable."

Valletta, Malta

Population: approximately 6k
Climate: Mediterranean climate with summers having highs in the 80s to 90s and winters with lows in the 50s to highs in the 60s.
Location: Capital city of Malta, located on the northeastern coast of the island.

Valletta, the fortress city built by the Knights of St John, is a masterpiece of baroque architecture with elements of Mannerist, Neo-Classical, and Modern styles, a testimony to its rich history. As the sun-kissed capital of Malta, Valletta attracts retirees with its blend of historical significance, coastal beauty, and European charm. Despite being one of Europe's smallest capitals, the city is complete with modern amenities, making day-to-day life convenient and comfortable. Retirees in Valletta enjoy a Mediterranean lifestyle with a laid-back pace. The city's size promotes a tight-knit community feel but is cosmopolitan in nature. English is widely spoken due to Malta's history as a British colony, easing communication challenges. The cost of living is attractive, given the city's location in the Mediterranean, and property rental options range from centuries-old townhouses to modern apartments, all generally more affordable than in major mainland European cities. Healthcare in Malta is of high quality, with a healthcare system that ranks among the best in the world. Public and private hospitals are available, providing comprehensive services. Valletta's streets are alive with events, from cultural festivals to musical performances, reflecting the city's legacy as the European Capital of Culture in 2018. Additionally, retirees can explore numerous restaurants offering Maltese and international dishes, cafes, and bars that dot the cityscape. Valletta's unique blend of historical ambiance and contemporary leisure makes it a desirable destination for a serene and stimulating retirement.

Rovinj, Croatia

Population: approximately 14k
Climate: Mediterranean climate with summers having highs in the 80s and winters ranging from the 40s to the 60s.
Location: Located on the western coast of the Istrian peninsula in the Adriatic Sea.

A picturesque town on the Istrian Peninsula, Rovinj exudes charm with its pastel-colored buildings, winding cobblestone streets, and a bustling harbor. Often compared to Italian coastal towns, Rovinj offers a mix of Croatian and Italian cultures, especially evident in its cuisine. The surrounding area is known for truffles, olive oil, and wine. The cost of living is relatively low, and the local healthcare system is commendable. Retirees in Rovinj can enjoy a romantic, Mediterranean ambiance coupled with modern amenities.

Samaná Peninsula, Dominican Republic

Population: The Samaná province has an approximate population of 109k
Climate: Tropical rainforest climate with temperatures consistently in the 80s year-round.
Location: Located in the northeastern part of the Dominican Republic.

The Samaná Peninsula is a lush, tropical haven in the Dominican Republic. Known for its stunning beaches, turquoise waters, and humpback whale watching opportunities, it offers retirees a serene coastal lifestyle. Towns like Las Terrenas have a significant expat community, providing a blend of Dominican culture with international flair. The cost of living is affordable, and the local cuisine, a mix of Spanish, African, and Taino influences, is a culinary delight. Modern healthcare facilities are available in the region, and larger hospitals can be found in the country's capital, Santo Domingo.

Retirees are increasingly interested in retiring internationally. Many spend several years deciding where to retire abroad by researching, talking with others on Expat Exchange and spending several months in their narrowed down list of destinations. Here are 41 of the best places to retire abroad in 2024.

San Miguel de Allende, Mexico

Population: approximately 140k
Climate: Semi-arid climate with summer highs in the 80s and winter temperatures ranging from the 40s to the 70s.
Location: Located in the eastern part of the state of Guanajuato in central Mexico.

San Miguel de Allende, a colonial-era city in Mexico's central highlands, is renowned for its baroque Spanish architecture, thriving arts scene, and cultural festivals. In recent years, it has become an increasingly popular retirement destination for foreigners, especially from the US and Canada. The city offers a high quality of life with a significantly lower cost of living compared to many Western countries. Housing options vary from traditional colonial homes to modern condos, most of which are more affordable than properties in North America. One of San Miguel de Allende's standout features is its vibrant expat community, which has integrated seamlessly with the local population. The city is known for its safety, friendliness, and inclusivity. Spanish and English are widely spoken, and there's an environment of cultural exchange and mutual respect. The city is a creative hub, with numerous art galleries, workshops, and classes in various crafts and disciplines. Healthcare in San Miguel de Allende is reliable, with access to high-quality medical facilities, both in the city and nearby larger cities like Querétaro. The food scene is diverse, offering everything from traditional Mexican cuisine to international dishes. Outdoor markets and boutique shops create a colorful shopping experience, and the temperate climate allows for year-round enjoyment of outdoor activities. With its rich cultural life, welcoming community, and beauty, San Miguel de Allende offers a retirement experience that's both relaxed and culturally stimulating.

"San Miguel de Allende is a truly magnificent Mexican location. It is also becoming a locale of choice for American and Canadian expats. There is a highly developed infrastructure that supports a very large and sophisticated English speaking community there. Culture abounds and there is an extremely active social calendar," wrote one expat living in San Miguel de Allende. "San Miguel is quaint with tennis, books, coffee... there is traffic mid-day. 10K plus international community. Renting or buying are both options. Very active community," reported another expat in San Miguel de Allende.

Arenal, Costa Rica

Population: Arenal is a district with a small population, part of the larger San Carlos canton. San Carlos has an approximate population of 165k
Climate: Tropical rainforest climate with temperatures mostly in the 70s and 80s year-round.
Location: Located in northern Costa Rica, known for the Arenal Volcano.

For those looking beyond city life, the Arenal region, dominated by the majestic Arenal Volcano, offers a tranquil escape. The town of La Fortuna is the primary hub, surrounded by hot springs, waterfalls, and lush rainforests. The cost of living is even more affordable than in the larger cities, and the emphasis here is on nature and relaxation. While healthcare facilities in the town are sufficient for basic needs, larger hospitals are within a few hours' drive. For retirees passionate about nature, wildlife, and a laid-back lifestyle, Arenal is a slice of paradise.

Plovdiv, Bulgaria

Population: approximately 347k
Climate: Continental climate with summer highs in the 80s and 90s, and winter temperatures ranging from the 20s to the 40s.
Location: Located in southern Bulgaria along the Maritsa river.

One of the oldest cities in Europe, Plovdiv offers a rich tapestry of history, evident in its Roman amphitheater, colorful houses, and ancient streets. The city is known for its warm climate, friendly locals, and affordable lifestyle. Bulgaria's healthcare system is continually improving, with Plovdiv hosting some of the country's best hospitals. With a mix of Thracian, Roman, Ottoman, and Bulgarian heritage, Plovdiv is a cultural mosaic waiting to be explored.

Panama City, Panama

Population: approximately 880k
Climate: Tropical savanna climate with temperatures consistently in the 80s year-round.
Location: Located on the Pacific entrance of the Panama Canal.

The vibrant metropolis of Panama City, a gateway between the Americas, offers a unique blend of the modern and the historical. Its skyline, filled with skyscrapers, contrasts with the old-world charm of Casco Viejo, the city's historic district. For retirees, Panama's Pensionado program, which offers substantial discounts on everything from medical services to entertainment, is a significant draw. The cost of living is reasonable, especially given the city's status as a major hub. High-quality healthcare services are available at competitive prices. With its tropical climate, diverse population, and a plethora of activities ranging from beach outings to cultural festivals, Panama City promises a dynamic and rewarding retirement.

Bath, England

Population: approximately 89k
Climate: Oceanic climate with summer highs in the 70s and winter temperatures ranging from the 30s to the 50s.
Location: Located in Somerset, South West England.

This UNESCO World Heritage site is famed for its Roman-built baths and Georgian architecture. Bath offers a mix of rich history, thermal spa experiences, and modern amenities. With its art galleries, theaters, and beautiful parks, Bath provides a stimulating yet relaxing environment for retirees. The city's compact nature ensures everything is within walking distance or a short bus ride away.

Valencia, Spain

Population: approximately 794k
Climate: Mediterranean climate with summer highs in the 80s and 90s, and winter temperatures ranging from the 40s to the 60s.
Location: Located on the east coast of Spain along the Mediterranean Sea.

Valencia, Spain's third-largest city, is located on the eastern coast and offers a unique mix of the old and new. Its historic center, with narrow streets and Valencia Gothic landmarks, contrasts beautifully with the futuristic City of Arts and Sciences complex. The cost of living is significantly more affordable than in Madrid or Barcelona. Valencia boasts miles of beaches, a pleasant Mediterranean climate, and a rich culinary scene highlighted by its iconic dish, paella. Spain's healthcare system is among Europe's best, and Valencia is well-equipped with modern hospitals and clinics. The city's laid-back vibe, combined with its cultural offerings and seaside location, makes Valencia a dream retirement destination for many.

"Valencia is a nice city - 1.5 million people, 3rd largest in Spain - but it has a small town feel because of the various neighborhoods. And the old town is small and walkable," described one member. "Lifestyle in Valencia is about family, friends and enjoying the Mediterranean lifestyle," commented one expat in Valencia. When a newcomer asked about Valencia's LGBTQ+ community, another member replied, "As an LGBTQ+ person myself, I found the tolerance and acceptance in Valencia was very accommodating, with lots of social groups to support meeting new folks. It's a small, but active, community."

Ambergris Caye, Belize

Population: approximately 13k
Climate: Tropical climate with temperatures consistently in the 80s year-round.
Location: Largest island of Belize located in the northeastern part of the country in the Caribbean Sea.

Ambergris Caye is the largest island in Belize and a popular destination for retirees. San Pedro is the main town, characterized by sandy streets, colorful buildings, and a vibrant expat community. English is the official language of Belize, making the transition easier for many retirees. The Barrier Reef, just offshore, offers exceptional snorkeling and diving opportunities. While the cost of living might be slightly higher than mainland Belize, the island vibes, beautiful beaches, and friendly community make it worth it. Healthcare on the island is basic, but more comprehensive medical services are available in Belize City.

Algarve, Portugal

Population: The Algarve region has an approximate population of 459k
Climate: Mediterranean climate with summer highs in the 80s and winter temperatures ranging from the 40s to the 60s.
Location: Located in the southernmost region of Portugal.

Portugal's southernmost region, the Algarve, is famous for its golden beaches, golf resorts, and charming towns. Towns like Lagos, Tavira, and Faro offer a mix of historical sites, coastal beauty, and modern amenities. The cost of living is reasonable, and Portugal's healthcare system is commendable. With over 300 days of sunshine a year and a friendly expat community, the Algarve is a top choice for many retirees.

Galway, Ireland

Population: approximately 80k
Climate: Oceanic climate with summer highs generally in the 60s, and winter temperatures ranging from the 30s to 50s.
Location: Located on the west coast of Ireland along the North Atlantic Ocean.

Located on the west coast of Ireland, Galway is a harbor city known for its vibrant arts scene and historic charm. The city is home to a myriad of festivals, from arts to oysters, ensuring there's always something happening. With its cobbled streets, colorful pubs, and nearby Connemara countryside, Galway offers a mix of urban and rural pleasures. The Irish healthcare system is robust, and Galway's hospitals and clinics ensure retirees have access to quality medical care.

Lucca, Italy

Population: approximately 89k
Climate: Mediterranean climate with summer highs in the 80s and winter temperatures ranging from the 30s to 50s.
Location: Located in Tuscany, central Italy.

Lucca is a gem nestled in Tuscany, surrounded by well-preserved Renaissance walls. Its cobblestone streets, historic churches, and charming piazzas exude an old-world charm. Unlike the bustling tourist hubs of Florence or Pisa, Lucca offers a more relaxed and genuine Tuscan experience. The city is flat, making it ideal for walking or cycling. With a range of local festivals, operas, and markets, there's always something happening. Lucca boasts reliable healthcare facilities and is close enough to larger cities for more specialized needs. Retirees looking for a tranquil, yet culturally rich life in Tuscany might find Lucca to be their dream destination.

Tamarindo, Costa Rica

Population: approximately 6k
Climate: Tropical dry climate with temperatures in the 80s year-round.
Location: Located on the Pacific coast of Costa Rica in the province of Guanacaste.

Tamarindo, located on the Nicoya Peninsula's northern Pacific coast, is a vibrant beach town known for its surfing, nightlife, and natural beauty. Its white sandy beaches, crystal-clear waters, and nearby national parks make it a favorite for those seeking a blend of recreation and relaxation. Despite its smaller size, Tamarindo boasts a diverse international community, bringing together cultures from around the world. While it's more touristy than some of Costa Rica's other destinations, many retirees appreciate the mix of local and international amenities. Healthcare facilities are available in town, and for more specialized needs, larger hospitals are within a few hours' drive in Liberia or San José.

"When we first visited Tamarindo, it felt like driving into a California beach town from the 1960's. We liked the beach front road and string of beach restaurants. But it is also very popular for tourists, so the town is often packed with tourists, which can get a bit annoying. However, there are also low tourist seasons when the town is very pleasant. We liked that we could easily walk to many restaurants in town, And we owned a nice condo with a great view of the bay," remarked one expat who made the move to Tamarindo.

Nassau, New Providence Island

Population: approximately 274k
Climate: Tropical monsoon climate with temperatures consistently in the 70s and 80s year-round.
Location: Located on the island of New Providence, which is the most populous island in the Bahamas.

Nassau is the capital of the Bahamas and offers a blend of modern amenities, historic charm, and beachfront beauty. The city provides a range of housing options, from luxurious beachfront properties to more modest homes in quiet neighborhoods. Retirees can enjoy the vibrant downtown area, with its colonial buildings, straw markets, and local eateries, or relax on the sandy beaches of Cable Beach. The island also boasts several healthcare facilities, making it a practical choice for retirees looking for modern conveniences within a tropical paradise.

Kyoto, Japan

Population: approximately 1.46 million
Climate: Humid subtropical climate with summer highs in the 80s and 90s, and winter temperatures ranging from the 30s to 50s.
Location: Located on the island of Honshu, Japan.

The former imperial capital of Japan, Kyoto is a city steeped in history and tradition. From its ancient temples and shrines to its traditional tea houses and geisha districts, Kyoto offers a deep dive into Japanese culture. The city experiences all four seasons, with cherry blossoms in spring and vibrant autumn leaves in the fall. Japan's healthcare system is world-class, and retirees can expect excellent medical care. While the cost of living in Japan is higher than some other Asian countries, the cultural experiences, safety, and efficiency offered by Kyoto are unmatched.

Antigua, Guatemala

Population: approximately 45k
Climate: Tropical climate with a pronounced wet and dry season. Average temperatures typically range from the 50s to 70s year-round.
Location: Located in the central highlands of Guatemala.

Antigua, a UNESCO World Heritage site nestled in the heart of Guatemala, exudes colonial charm with its well-preserved Baroque-influenced architecture, cobblestone streets, and vibrant courtyards. Shadowed by three imposing volcanoes, the city’s backdrop is nothing short of spectacular. Retirees are drawn to its mild climate, affordable cost of living, and rich history. Living in Antigua feels like a step back in time, with the comfort of modern amenities. Its lively plazas, artisan markets, and world-class restaurants offer a blend of local and international flavors. The healthcare system is reliable, with several clinics and hospitals, some staffed by English-speaking doctors. For those yearning for a mix of culture, history, and natural beauty, Antigua provides an unparalleled retirement haven.

Tagatay, Philippines

Population: approximately 71k
Climate: Tropical climate, cooler than many parts of the Philippines due to its elevation, with temperatures ranging from the 60s to 80s.
Location: Located on the island of Luzon, overlooking the Taal Volcano.

Tagaytay City, located in the province of Cavite, Philippines, is a popular tourist destination due to its cool climate and stunning views. One of the most famous attractions is the Taal Volcano, which is situated in the middle of Taal Lake. Tourists can take a boat ride to the volcano island and hike up to the crater for a closer look. Another must-visit is the People’s Park in the Sky, which offers panoramic views of the city and the surrounding areas. The park is also home to an unfinished mansion known as the Palace in the Sky, which was supposed to be the vacation home of former President Ferdinand Marcos. For nature lovers, the Picnic Grove is a great place to relax and enjoy the outdoors. It has picnic huts, a zipline, and a cable car. The Tagaytay Highlands is another spot for outdoor activities like horseback riding and fishing.

"We live off the Aguinaldo Hiway in the southern most part of Silang on the edge of Tagaytay. 5 minutes from the highway, cooler, clean and peaceful. In and around us, we have a public and government hospital, a new specialist clinic, a good dentist, recreation, an abundance of restaurants and an 1 1/2 to 2 hour drive to the beach. Tagaytay has a Mall (Serin) and two public markets. There is a new mall opening now with four theaters. There are golf courses, a plethora of housing developments and rental homes advertised commercially as well as simply seen along the road as you travel around," wrote one member living in Tagatay.

Lyon, France

Population: approximately 515k
Climate: Oceanic climate with summer highs in the 70s and 80s, and winter temperatures from the 30s to 50s.
Location: Located in the Auvergne-Rhône-Alpes region in east-central France.

Lyon, often overshadowed by Paris, is a culinary and cultural gem located in the Auvergne-Rhône-Alpes region. This UNESCO World Heritage city offers a perfect blend of history, with its Renaissance architecture, and modernity, with its thriving business districts. The cost of living is lower than in Paris, yet the quality of life is equally high, if not better. Lyon is celebrated for its gastronomy, boasting a plethora of both traditional bouchons and Michelin-starred restaurants. The healthcare system is top-notch, benefiting from France's world-renowned medical services. With its vibrant cultural scene, proximity to both the Alps and the Mediterranean, and welcoming locals, Lyon is a delightful option for retirees seeking the quintessential French experience without the hustle and bustle of the capital.

George Town, Malaysia

Population: approximately 708k
Climate: Tropical rainforest climate with temperatures typically in the 70s and 80s year-round.
Location: Located on the northeastern tip of Penang Island.

George Town, located in Penang, Malaysia, is an exotic destination for retirees, offering a stimulating mix of cultural heritage, modern amenities, and a thriving food scene. The city, listed as a UNESCO World Heritage site, exudes a unique charm thanks to its well-preserved colonial architecture and significant Chinese, Indian, and Islamic influences. The multicultural tapestry of George Town provides a diverse, hospitable environment, and English is commonly spoken, facilitating easy adaptation for expats. The cost of living in George Town is one of its most attractive features. Retirees can enjoy a comfortable lifestyle at a fraction of the cost of many Western countries. The city offers an assortment of living arrangements suitable for various preferences, including high-rise condos with sea views, colonial-style homes, and modern apartments. Street food is a prominent attraction, with hawker centers and night markets serving a variety of delicious local and international dishes. Healthcare is another highlight; Malaysia is known for its efficient health services, and George Town is no exception, with numerous reputable hospitals and clinics. The city's safety and cleanliness also contribute to its appeal among retirees. Activities in George Town range from exploring the rich history and cultural sites, such as the Pinang Peranakan Mansion and the Cheong Fatt Tze (Blue Mansion), to relaxing on beautiful nearby beaches or enjoying nature hikes. The active expat community and the local population's warmth and hospitality further enhance the appeal of retiring in this vibrant city.

Cesky Krumlov, Czech Republic

Population: approximately 13k
Climate: Oceanic to humid continental climate with summer highs in the 70s and winter temperatures from the 20s to 40s.
Location: Located in the South Bohemia region of the Czech Republic.

This UNESCO World Heritage site is a fairy-tale town in South Bohemia, characterized by its stunning castle, meandering river, and Renaissance and Baroque architecture. While it's a popular tourist destination, living in Cesky Krumlov offers a serene and picturesque environment. The town provides a slower pace of life, perfect for retirees seeking tranquility without sacrificing cultural experiences. Local healthcare facilities serve the community, and larger hospitals can be found in nearby cities. With its undeniable charm, Cesky Krumlov offers retirees a dreamy European experience.

St Andrews, Scotland

Population: approximately 17k
Climate: Oceanic climate with summer temperatures in the 50s to 60s and winter temperatures ranging from the 30s to 40s.
Location: Located on the east coast of Fife in Scotland.

Famed as the home of golf, St Andrews offers more than just its historic golf courses. The town boasts medieval streets, the ruins of St Andrews Castle, and a picturesque coastal setting. The University of St Andrews ensures there's a youthful vibrancy and a range of cultural activities. Scotland's healthcare system is nationally managed, and retirees in St Andrews have access to good medical facilities. With its mix of history, sport, and coastal beauty, St Andrews is an appealing choice for retirees.

Bologna, Italy

Population: approximately 390k
Climate: Humid subtropical climate with summer highs in the 80s and 90s, and winter temperatures from the 30s to 50s.
Location: Located in the Emilia-Romagna region in northern Italy.

Bologna, the capital of the Emilia-Romagna region, is a historic city renowned for its rich cuisine, medieval architecture, and prestigious universities. Often overlooked by tourists, Bologna offers a more authentic Italian experience with its bustling markets, portico-lined streets, and vibrant cultural scene. The city has a strong healthcare system, with several hospitals and medical centers. Its central location makes it a convenient base for exploring both northern and central Italy. For retirees passionate about food and culture, Bologna provides an enriching and flavorful life.

"I would suggest you consider Bologna if you're looking for a small city. It's a great place to have as a base as you are an hour away from Florence, 2 from Venice, 1 1/2 from Milan, approx 1 hour from the seaside. Plus as it's a northern city, it's quite well organized. There's traffic, but it's not unbearable. Bologna University is the oldest in Europe and offers a great many cultural events as does John Hopkins which has branch here. You'll find Italians from just about everywhere as many come to study and then just stay," commented one expat.

San Sebastián, Spain

Population: approximately 186k
Climate: Oceanic climate with summer highs typically in the 70s and winter temperatures in the 40s to 50s.
Location: Located in the Basque Country in northern Spain.

San Sebastián (or Donostia) in the Basque Country is renowned for its beautiful beaches, world-class restaurants, and picturesque old town. While it might be pricier than some other Spanish cities, the quality of life is exceptional. The culinary scene, from pintxos bars to Michelin-starred restaurants, is a significant draw. Its mild climate, cultural festivals, and scenic beauty make San Sebastián a luxurious retirement choice.

Tallinn, Estonia

Population: approximately 438k
Climate: Humid continental climate with summer temperatures in the 60s to 70s, and winter temperatures often below freezing.
Location: Located on the northern coast of Estonia along the Gulf of Finland.

The Baltic gem, Tallinn, is Estonia's capital and is known for its well-preserved medieval old town, digital innovation, and vibrant arts scene. The cost of living is reasonable, especially compared to its Scandinavian neighbors. With a mix of cobblestone alleys, historic churches, and modern skyscrapers, Tallinn is a blend of the past and the future. Estonia's e-residency program and advanced digital infrastructure might also appeal to tech-savvy retirees. The healthcare system in Tallinn is modern and efficient, ensuring retirees have access to quality care.

St. George’s, Grenada

Population: approximately 34k
Climate: Tropical climate with temperatures typically in the 70s and 80s year-round.
Location: Located on the southwest coast of Grenada.

St. George's, the picturesque capital of Grenada, offers retirees a taste of authentic Caribbean life. The horseshoe-shaped harbor, colonial buildings, and vibrant market make St. George's both beautiful and culturally rich. Grenada, often referred to as the 'Isle of Spice', has a lower cost of living than many other Caribbean islands. The country offers the CBI (Citizenship by Investment) program, attracting many international retirees. Healthcare in St. George's is adequate, with both public and private facilities available. The island’s mix of beaches, waterfalls, and spice plantations ensures retirees have both relaxation and adventure at their fingertips.

Hoi An, Vietnam

Population: approximately 120k
Climate: Tropical wet and dry climate with hot and humid summers (temperatures in the 80s and 90s) and cooler, drier winters (70s to 80s).
Location: Located on Vietnam's central coast.

This ancient town on Vietnam's central coast is a UNESCO World Heritage site known for its well-preserved architecture, lantern-lit evenings, and tranquil river setting. Hoi An is famous for its tailor shops, where custom clothing can be made in a matter of days. The town's proximity to beaches, the countryside, and historic sites make it a versatile retirement spot. Vietnamese cuisine, considered among the healthiest in the world, is a highlight for many. While Hoi An itself has smaller medical clinics, the nearby city of Da Nang has international-standard hospitals.

Merida, Mexico

Population: approximately 892k
Climate: Tropical wet and dry climate with temperatures generally in the 80s and 90s year-round.
Location: Located in the Yucatan Peninsula in southeastern Mexico.

Merida, the cultural capital of the Yucatan Peninsula, boasts a rich Mayan and colonial heritage. Its tree-lined streets, historical landmarks, and grand plazas are testimonies to its glorious past. Retirees are increasingly drawn to Merida for its safety record, warm local community, and affordable cost of living. The city offers a range of housing options, from colonial homes to modern apartments. Merida's healthcare infrastructure is commendable, with well-equipped hospitals and medical centers. The local cuisine, with Mayan influences, is both delectable and diverse. With regular cultural events, proximity to Mayan archaeological sites, and not far from the Gulf of Mexico's beaches, Merida offers retirees a culturally enriching experience under the warm Yucatan sun.

Budapest, Hungary

Population: approximately 1.75 million
Climate: Humid continental climate with summer temperatures in the 70s and 80s and winters ranging from the 20s to 40s.
Location: Located in central Hungary on both sides of the Danube River.

Budapest, the Hungarian capital, is often called the "Paris of the East" because of its stunning architecture, thermal baths, and the majestic Danube River that bisects it. With affordable living costs, a burgeoning culinary scene, and numerous cultural attractions, it's a top choice for retirees. Healthcare in Hungary is of a good standard, and many medical professionals speak English. From its lively cafés to historic thermal baths, Budapest beautifully melds the old with the new, making it a vibrant place for retirement.

One retiree wrote, "There is a richness of stimuli of every sort, which just isn't in the US. This city both gorgeous and is ALIVE. However, winters are pretty cold and can be dreary past New year." Another retiree in Budapest said, "Retiring in Hungary is great. It's inexpensive. And Budapest is one of the most beautiful cities in the world."

Cork, Ireland

Population: approximately 210k
Climate: Oceanic climate with temperatures in the 60s during summer and ranging from the 30s to 50s in winter.
Location: Located in the south-west of Ireland.

Cork, Ireland's second-largest city, offers a quintessentially Irish experience with a contemporary twist. This lively city, set on the River Lee, is known for its historic landmarks, vibrant arts scene, and gourmet food markets. Despite being a city, Cork has a small-town feel, with friendly locals always ready for a chat. The cost of living is more affordable than Dublin, yet the city doesn't compromise on amenities or cultural offerings. Cork provides retirees with a unique blend of Irish tradition and modern urban living. The healthcare system is robust, with several top-tier hospitals and clinics. With its rich history, proximity to scenic coastal towns, and the unmistakable Irish charm, Cork is a delightful spot for retirees seeking a mix of city and countryside.

Le Marche, Italy

Population: approximately 1.5 million (in the region)
Climate: Mediterranean climate along the coast with hotter, dry summers (temperatures in the 80s) and milder, wet winters. Inland areas have more continental climate characteristics.
Location: Located in central Italy, bordered by the Adriatic Sea to the east.

Le Marche is a picturesque region located between the Apennine Mountains and the Adriatic Sea. Often overshadowed by neighboring Tuscany and Umbria, Le Marche offers a diverse landscape of rolling hills, historic towns, and golden beaches. Towns like Urbino, Ascoli Piceno, and Macerata are rich in history and culture. The cost of living is affordable, and the region is renowned for its wines, cheeses, and truffles. Healthcare in Le Marche is of a good standard, with hospitals and clinics spread across the region. For retirees seeking a peaceful life in a region that blends the best of Italian culture, countryside, and coast, Le Marche is a hidden treasure.