How to Rent a Home in Philippines

Navigating the process of renting a home in Philippines for the first time can feel overwhelming. Numerous questions might arise: Should I consult a lawyer? Are appliances typically included in rentals? How can I discover quality rental properties? Which neighborhoods will best suit my needs? These are just the tip of the iceberg. Dive in for answers to these pressing questions and gain insights from our members who've made Philippines their home.

"Relocating to a new country can be a daunting task, especially when it comes to finding a place to live. If you're an expat planning to move to the Philippines, this guide will provide you with all the necessary information about renting an apartment in this beautiful archipelago. From finding a rental property to understanding the legalities involved, this guide will help you navigate the rental market in the Philippines with ease.

How do you find a rental property in the Philippines?

There are several ways to find rental properties in the Philippines. Online property portals like Lamudi, Property24, and Dot Property are popular platforms where you can browse listings based on your preferences. Local newspapers and real estate agencies are also good sources. It's also common to find rentals through word-of-mouth recommendations, especially in smaller towns and cities.

Does the Philippines have an MLS type system?

The Philippines does not have a Multiple Listing Service (MLS) like in the United States. However, online property portals and real estate agencies provide similar services, offering a wide range of listings from various brokers and landlords.

Do brokers have licenses and how do I know if they are licensed?

Yes, real estate brokers in the Philippines are required to have a license issued by the Professional Regulation Commission (PRC). You can verify a broker's license by checking the PRC's online verification system or asking the broker to show their ID card, which should display their license number.

Should I buy or rent in the Philippines?

This decision depends on your personal circumstances, financial situation, and long-term plans. Renting can be a more flexible and less financially burdensome option, especially for short-term stays. However, if you plan to stay in the Philippines for a long time, buying a property could be a worthwhile investment.

Is it difficult to find rentals in the Philippines?

Finding a rental in the Philippines is generally not difficult, especially in major cities like Manila, Cebu, and Davao. However, the process can be more challenging in less urbanized areas due to fewer listings and less developed infrastructure.

What documents are required when renting an apartment in the Philippines?

Typically, you'll need to provide a copy of your passport, proof of income or employment, and sometimes, references from previous landlords. If you're a student, you may also need to provide proof of enrollment. Always check with your potential landlord or broker for specific requirements.

Do I need a lawyer when renting an apartment in the Philippines?

While not mandatory, hiring a lawyer can be beneficial, especially for expats unfamiliar with Philippine laws. A lawyer can review the lease agreement to ensure your rights are protected. Legal fees vary but expect to pay around PHP 5,000 to PHP 10,000 for basic services.

How long is the typical lease for?

The typical lease term in the Philippines is one year, but shorter or longer terms can be negotiated depending on the landlord's flexibility and the tenant's needs.

Do I have to pay a deposit when renting in the Philippines?

Yes, it's standard to pay a security deposit, usually equivalent to two months' rent, and one month's rent in advance. The security deposit is refundable at the end of the lease, minus any deductions for damages or unpaid bills.

What other upfront costs are there when renting?

Other upfront costs may include association dues for condominiums, parking fees if applicable, and sometimes, a move-in fee. It's important to clarify these costs with your landlord or broker before signing the lease.

Are utilities included in the rent?

Utilities are typically not included in the rent and are the tenant's responsibility. These include electricity, water, internet, and cable TV. The cost of utilities in the Philippines is relatively affordable compared to many Western countries.

Are furnished or unfurnished rentals more popular in the Philippines?

Both furnished and unfurnished rentals are available, but furnished apartments are more common, especially in cities. Furnished apartments usually include basic furniture, a refrigerator, and a stove. Unfurnished apartments may only include major appliances like a refrigerator and stove, but not furniture," said one expat living in Philippines.

Expats Talk about What Type of Housing They Live In

"Because our area is in the tropics and and typhoons are a possibility along with termites I had the home made with concrete and steel construction. There is very little wood. We were living here when typhoon Yolanda struck in November 2013. It was the highest recorded winds in Philippine history. Our only damage was our rain gutters were damaged and some older trees came down," said one expat living in Isabel.

"I have three property experiences in the Philippines. I'll start with the rental townhouse in Cebu City. It was a great size with a large kitchen area and living room and dining area, two 15'x12' bedrooms... but sadly became flooded every time there was heavy rain. We were at a low point of the neighborhood. Next was the townhouse in Naga City. It belongs to my ex-wife's family. I renovated it for my wife and daughter to live in while she attended nursing school. After throwing $12,000 at it, and with the help of my very talented and trustworthy brother in law, it came out beautifully. Third is my current fiancée's family's home in Negros. I retire next year, so I haven't spent any time in the house, but another 12-15,000 US later and wala! Another masterpiece. I transformed what was only a boxed in frame of a house into two bedroom, beautiful bathroom, and added kitchen WITH a dirty kitchen as well," wrote a member in Philippines.

"I don't know any other expand personally so I can't say what's "typical", but I can tell you about my home and others no found whole looking for it. I have a 3 bedroom, 2 bath townhouse in Mactan (near deny city). It came fully furnished for $460 per month. This was a good deal, better than most, but not incredible. Most homes here have showers rather than bathtubs. They do not have big tank water heaters like in the US. The only hot water is in the shower, and so there's a small water heater in the bathroom. Kitchen and bathroom sinks are cold water only. Homes are typically smaller than in the US. A one bedroom apartment is usually 500 square feet or so. 1000 square feet is considered a big place and you'll pay extra for it. Refrigerator is just like US, though typically smaller. Common to have a microwave. If it doesn't come with the place, you can buy one easily enough. Stove s are usually gas. But they don't pipe gas in like in the US. You have a big tank under the counter and when it runs out you call a gas company to refill it. Oh, you don't drink the tap water. It isn't filtered and processed here like in the US. Tap water is for washing. Drink bottled water. Most middle class and upper homes have a water dispenser with a big jug. Like offices used to have in the US. Ours has a hot water dispenser, it heats a cup or two of water at a time, which is really handy for tea or instant coffee. Internet is readily available. I'm paying $35 per month for 200 mbps. That's roughly typical in the cities," commented one expat who made the move to Cebu.

Expats Talk about How they Found their Home

"I lived in Pasay/Malate first because it was close to my first Uni course. Found the building (Asiawealth Tower) on the net. Second condo was just outside Valle Verde 1, recommended by someone who I knew. Much quieter and richer area. I didn't enjoy it as much. A car would be helpful if you decide to live more than walking distance from the LRT/MRT," commented an expat living in Manila.

"I had Cendant relocation services and in the end, negotiated the contract myself. The landlord let me know that the relo rep was "on the take," so I took over," said an expat in Angeles City.

"I reasearced a bit, found a reputable real estate person and found a great home near one of the gates to Clark. It was former US military housing and actually fairly nice," remarked one expat who made the move to Angeles City.

"My wife has lived in this area for over 15 years and has a chrome plating busines located in another close city," explained one expat living in Valenzuela City.