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Expat Exchange - How to Rent a Home in Belgium
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Brussels, Belgium


How to Rent a Home in Belgium

By Joshua Wood, LPC

AGS Worldwide Movers
AGS Worldwide Movers

Summary: Renting a home in Belgium for the first time can be daunting. You probably have so many questions: Do I need a lawyer? Do rentals come with appliances? How do I find good rentals? How do I choose the right neighborhood? The list goes on and on. Here are answers to some of the top questions plus insight from our members living in Belgium.

Navigating the process of renting a home in Belgium for the first time can feel overwhelming. Numerous questions might arise: Should I consult a lawyer? Are appliances typically included in rentals? How can I discover quality rental properties? Which neighborhoods will best suit my needs? These are just the tip of the iceberg. Dive in for answers to these pressing questions and gain insights from our members who've made Belgium their home.

"Belgium, known for its rich history, diverse culture, and high standard of living, is a popular destination for expats from around the world. Whether you're moving for work, study, or simply to experience a new way of life, finding a place to live is one of the first steps in settling into your new home. This guide will provide you with all the information you need to navigate the rental market in Belgium, from finding a property to signing a lease.

How Do You Find a Rental Property in Belgium?

There are several ways to find rental properties in Belgium. Online property portals such as Immoweb, Zimmo, and Realo are popular and provide listings across the country. Local newspapers and real estate agencies also advertise available properties. If you're already in Belgium, you can also look for "Te Huur" or "A Louer" signs, which mean "for rent" in Dutch and French respectively.

Does Belgium Have an MLS Type System?

Belgium does not have a Multiple Listing Service (MLS) system like in the United States. Instead, each real estate agency maintains its own listings. However, online property portals aggregate these listings, making it easier to search across multiple agencies.

Do Brokers Have Licenses and How Do I Know if They Are Licensed?

Yes, real estate agents in Belgium must be licensed by the Professional Institute of Real Estate Agents (IPI/BIV). You can verify an agent's license by checking the IPI/BIV's online register.

Should I Buy or Rent in Belgium?

This depends on your personal circumstances and how long you plan to stay in Belgium. Renting is more flexible and requires less upfront investment, making it a popular choice for expats. However, if you plan to stay in Belgium long-term, buying a property could be a good investment.

Is It Difficult to Find Rentals in Belgium?

Finding a rental in Belgium can be competitive, especially in popular cities like Brussels, Antwerp, and Ghent. However, with a bit of patience and flexibility, you should be able to find a suitable property.

What Documents Are Required When Renting an Apartment in Belgium?

When renting an apartment in Belgium, you will typically need to provide proof of income (such as pay slips or a job contract), a copy of your ID or passport, and sometimes a reference from a previous landlord. If you're a non-EU citizen, you may also need to provide a copy of your residence permit.

Do I Need a Lawyer When Renting an Apartment in Belgium?

While it's not mandatory to have a lawyer when renting an apartment in Belgium, it can be helpful, especially if you're not familiar with Belgian rental laws. A lawyer can review your lease agreement and ensure your rights are protected. The cost of a lawyer can vary, but you should expect to pay a few hundred euros.

How Long Is the Typical Lease for?

The typical lease in Belgium is for three, nine, or long-term (more than nine years). The nine-year lease is the most common and can be terminated by the tenant at any time with three months' notice.

Do I Have to Pay a Deposit?

Yes, it's standard practice in Belgium to pay a deposit when renting a property. This is usually equivalent to two or three months' rent.

What Other Upfront Costs Are There When Renting?

In addition to the deposit, you may also need to pay the first month's rent upfront. If you're using a real estate agent, you may also need to pay an agency fee, which is usually equivalent to one month's rent.

Are Utilities Included?

Utilities are typically not included in the rent and are the responsibility of the tenant. The cost of utilities can vary, but you should budget around €150-€200 per month for gas, electricity, and water.

Are Furnished or Unfurnished Rentals More Popular?

Both furnished and unfurnished rentals are available in Belgium. Furnished rentals typically include basic furniture and kitchen appliances, while unfurnished rentals may not include any appliances. Furnished rentals are often more expensive, but can be a convenient option if you're only planning to stay for a short period," said one expat living in Belgium.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

Expats Talk about How they Found their Home

"I visited estate agents and one of them introduced me to my gorgeous furnished flat. It's difficult to find furnished properties for rent in Bruges. They're mostly unfurnished. I paid the commission and administrative charges happily. The rent is ludicrously cheap," commented an expat living in Bruges.

"One of the best ways to find a place to live in Belgium is to use online resources such as websites and apps. Websites such as Immoweb, Immovlan, and Logic-Immo are popular in Belgium and offer a wide range of rental properties. Additionally, there are many Facebook groups dedicated to helping people find housing in Belgium. You can also contact local real estate agents who can help you find a place to live. Additionally, you can look for rental postings in local newspapers and on bulletin boards in supermarkets and other public places," said an expat in Belgium.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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