How to Rent a Home in Ghana

Navigating the process of renting a home in Ghana for the first time can feel overwhelming. Numerous questions might arise: Should I consult a lawyer? Are appliances typically included in rentals? How can I discover quality rental properties? Which neighborhoods will best suit my needs? These are just the tip of the iceberg. Dive in for answers to these pressing questions and gain insights from our members who've made Ghana their home.

"Relocating to a new country can be a daunting task, especially when it comes to finding a place to live. If you're planning to move to Ghana, this guide will provide you with all the necessary information about renting an apartment. From finding a rental property to understanding the legalities involved, this guide will help you navigate the rental market in Ghana with ease.

How Do You Find a Rental Property in Ghana?

There are several ways to find rental properties in Ghana. Online property portals like meQasa, Tonaton, and Jumia House are popular platforms where landlords and real estate agents list properties for rent. Local newspapers also have property listings. Alternatively, you can hire a real estate agent to help you find a suitable property based on your preferences and budget.

Does Ghana Have an MLS Type System?

Ghana does not have a Multiple Listing Service (MLS) system like in the United States. However, there are several online platforms and real estate agencies that provide comprehensive listings of available properties.

Do Brokers Have Licenses and How Do I Know if They Are Licensed?

Yes, real estate brokers in Ghana are required to have a license from the Ghana Real Estate Brokers Association (GREBA). You can verify a broker's license by asking to see it or by contacting GREBA directly.

Should I Buy or Rent in Ghana?

The decision to buy or rent depends on your financial situation, duration of stay, and personal preferences. Renting is a good option if you're planning a short-term stay or if you're not ready to commit to a property. Buying might be a better option if you plan to stay long-term and want to invest in property.

Is It Difficult to Find Rentals in Ghana?

Finding a rental in Ghana is not typically difficult, especially in major cities like Accra and Kumasi. However, the process can be time-consuming and may require some negotiation on terms and prices.

What Documents Are Required When Renting an Apartment in Ghana?

When renting an apartment in Ghana, you'll need to provide a copy of your passport, proof of income or employment, and references. You'll also need to sign a lease agreement, which outlines the terms and conditions of the rental.

Do I Need a Lawyer When Renting an Apartment in Ghana?

While it's not mandatory, it's advisable to hire a lawyer when renting an apartment in Ghana. A lawyer can help you understand the lease agreement, negotiate terms, and ensure that your rights are protected. Legal fees can vary, but you can expect to pay between 5% and 10% of the annual rent.

How Long Is the Typical Lease For?

The typical lease in Ghana is for a period of one to two years, but this can be negotiated with the landlord.

Do I Have to Pay a Deposit?

Yes, you'll typically need to pay a deposit when renting an apartment in Ghana. The deposit is usually equivalent to one year's rent, but this can vary depending on the landlord and the property.

What Other Upfront Costs Are There When Renting?

Other upfront costs when renting an apartment in Ghana may include a broker's fee, which is typically 10% of the annual rent, and utility deposits for electricity and water.

Are Utilities Included?

Utilities are typically not included in the rent and are the responsibility of the tenant. The cost of utilities can vary, but they are generally affordable.

Are Furnished or Unfurnished Rentals More Popular?

Both furnished and unfurnished rentals are available in Ghana. Furnished apartments usually include basic furniture, a refrigerator, and other kitchen appliances. Unfurnished apartments may not include any appliances. The choice between furnished and unfurnished depends on your personal preferences and budget," said one expat living in Ghana.

Expats Talk about How they Found their Home

"One way to find a place to live in Ghana is to search online for rental listings. Websites such as Jumia House, Tonaton, and meQasa are popular platforms for finding rental properties in Ghana. Additionally, you can also search for rental listings on social media platforms such as Facebook and Twitter. Additionally, you can also contact local real estate agents who can help you find a suitable place to live in Ghana. Lastly, you can also ask friends and family who live in Ghana for recommendations," commented an expat living in Ghana.