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Expat Exchange - Pros and Cons of Living in Costa Rica 2024
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Uvita, Costa Rica


Pros and Cons of Living in Costa Rica

By Betsy Burlingame

SJB Global
SJB Global

Summary: If you're moving to Costa Rica, it's important to learn about both the Pros AND Cons of living in Costa Rica.

Welcome to the lush landscapes and pura vida lifestyle of Costa Rica, a country that has become a beacon for expatriates seeking a change of pace and scenery. With its verdant rainforests, pristine beaches, and a climate that boasts eternal spring in some regions, it's no wonder that many are considering a move to this Central American paradise. However, as with any international move, there are numerous factors to weigh before packing your bags. In this feature, we delve into the advantages and challenges of setting up your new home amidst the natural splendor of Costa Rica.

Pros of Living in Costa Rica

Costa Rica has long been celebrated for its environmental policies, friendly locals, and high quality of life, making it an attractive destination for those looking to relocate. Here are some of the most compelling reasons to consider making the move. 1. Natural Beauty and Biodiversity Imagine waking up to the sound of howler monkeys in the distance, or sipping your morning coffee as toucans perch in the nearby trees. Costa Rica's biodiversity is unmatched, with national parks and reserves covering over a quarter of its land. Residents can enjoy everything from the misty cloud forests of Monteverde to the sun-soaked shores of Guanacaste. 2. Climate Variety Whether you prefer the warmth of the coast or the cooler temperatures of the highlands, Costa Rica offers a climate to suit every preference. The Central Valley, home to the capital city of San José, enjoys temperatures that rarely stray from the 70s°F (20s°C), while the coastal areas provide a tropical escape for sun-seekers. 3. Health Care Costa Rica's health care system is recognized as one of the best in Latin America. Both public and private health care facilities provide affordable and high-quality services. Expatriates can join the Caja Costarricense de Seguro Social (CCSS), which offers comprehensive coverage for a low monthly fee based on income. 4. Community and Lifestyle The concept of pura vida, or "pure life," is a cornerstone of Costa Rican culture, emphasizing a laid-back and positive approach to life. Expatriates often find a warm welcome in Costa Rica, with numerous expat communities throughout the country offering a sense of camaraderie and support. 5. Outdoor Activities For the active and adventurous, Costa Rica is a playground. Surfing, hiking, zip-lining, and diving are just a few of the activities that residents can enjoy. The country's commitment to conservation means that these natural wonders are preserved for generations to come. 6. Political Stability and Safety Costa Rica is known for its stable democracy and has had no standing army since 1948. This political stability translates into a safer environment for its citizens and expatriates alike, although, like any country, it is not without crime. 7. Cost of Living While not the cheapest country in Central America, the cost of living in Costa Rica can be quite reasonable, especially when compared to North American and European standards. Local markets offer fresh produce at low prices, and housing can be affordable, depending on the area. 8. Environmental Consciousness For those passionate about environmental sustainability, Costa Rica is a leader in conservation and renewable energy. The country often runs entirely on renewable energy sources for months at a time, and its goal to become carbon neutral by 2050 is well underway. 9. Education Opportunities Families with children will find a range of educational options, including public schools, private bilingual schools, and international schools. Higher education is also accessible, with several reputable universities and programs for international students. 10. Ease of Residency Obtaining residency in Costa Rica is relatively straightforward, with several categories available, including pensionado (retiree) and rentista (income-based). The government is welcoming to foreigners who can contribute to the economy and has established processes to facilitate legal residency.

Cons of Living in Costa Rica

While the allure of Costa Rica is undeniable, it's important to consider the potential downsides that might impact your experience. Here are some challenges you may face when living in this tropical haven. 1. Infrastructure While Costa Rica's natural beauty is part of its charm, it also means that infrastructure can be lacking in more remote areas. Roads may be unpaved or in disrepair, and during the rainy season, landslides and flooding can cause significant disruptions. 2. Cost of Imported Goods While local products and produce are affordable, imported goods can be expensive due to high import taxes. Electronics, vehicles, and certain food items can cost significantly more than what you might be accustomed to back home. 3. Bureaucracy The pace of life in Costa Rica is slower, and this extends to government processes. Obtaining permits, completing paperwork, and dealing with officialdom can be time-consuming and sometimes frustrating. 4. Property Ownership Complications Foreigners can own property in Costa Rica, but there are nuances to be aware of, such as the maritime zone law and the need for due diligence to ensure clear title. It's essential to work with reputable legal counsel when purchasing property. 5. Cultural Adjustments Adapting to a new culture always has its challenges. Language barriers, different attitudes towards time and punctuality, and other cultural differences can lead to misunderstandings or feelings of isolation for newcomers. 6. Limited Job Opportunities For those seeking employment, the job market can be competitive, and wages are generally lower than in North America and Europe. Jobs within the expatriate community are more accessible, but fluency in Spanish is often a requirement for local employment. 7. Health Care Accessibility While the quality of health care is high, accessibility can be an issue, particularly in rural areas. There may be long wait times for certain procedures within the public health care system, and private health care, while faster, can be costly without insurance. 8. Crime and Security Although Costa Rica is one of the safer countries in the region, crime does exist, particularly petty theft and home burglaries. It's important to take precautions, such as living in a secure community and being aware of your surroundings. 9. Climate Challenges The tropical climate, while appealing to many, also brings challenges such as high humidity, which can lead to mold and mildew in homes. Additionally, the rainy season can be intense, with heavy downpours affecting daily life. 10. Adjusting to the Pura Vida Pace The relaxed pace of life, while one of Costa Rica's charms, can also be a source of frustration for those accustomed to a more hurried lifestyle. Patience and a flexible attitude are essential for adapting to the pura vida way of life. Moving to Costa Rica offers a unique opportunity to embrace a lifestyle that is in harmony with nature, community-oriented, and rich in adventure. However, it's crucial to approach such a move with a clear understanding of both the benefits and the challenges. By doing so, you can make an informed decision and, potentially, find your own slice of paradise in the land of pura vida.

Expats Talk about Pros & Cons of Living in Costa Rica

"Paying bills can be a big challenge so try to get auto pay set up where it is available. Most people wait in lines to pay bills at the bank or most markets offer computer bill pay. Cash only. Passport or other picture ID required. Costa Rica has no real street address system and the mail is terrible there. Some addresses are like 400 meters West of the World Gym," commented one member living in Santa Ana, Costa Rica.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


SJB Global
SJB Global

SJB Global
SJB Global

Uvita, Costa Rica

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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