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Expat Exchange - How to Buy a Home in Botswana
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How to Buy a Home in Botswana

By Betsy Burlingame

SJB Global
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Summary: The one tip that you hear expats living in Botswana repeatedly sharing with newcomers is not to buy a home when you first move to Botswana. Rent for a few months or longer so that you have time to find the right neighborhood. Give yourself time to ensure that Botswana is right for you for the long term. If you've already taken time to do those things and are ready to take the plunge and become a property owner, here are tips about buying a home in Botswana.

Botswana, a landlocked country in Southern Africa, is known for its stable economy, political stability, and breathtaking landscapes. Its capital, Gaborone, is a rapidly developing city with a growing real estate market. If you're an expat considering buying a home in Botswana, there are several factors to consider. This guide will provide you with the necessary information to navigate the property market in Botswana, from finding houses for sale to understanding the legal requirements and potential pitfalls.

How do I find houses for sale in Botswana?

There are several ways to find houses for sale in Botswana. Online property portals are a popular choice, offering a wide range of listings from across the country. Local newspapers also regularly feature property listings. Alternatively, you can engage the services of a real estate agent who can provide you with options based on your preferences and budget. It's important to note that while English is widely spoken, understanding the local language, Setswana, can be beneficial when dealing with property matters.

Are there restrictions on foreigners owning property in Botswana?

Yes, there are restrictions on foreigners owning property in Botswana. The Botswana Land Policy of 2015 restricts non-citizens from owning agricultural land. However, foreigners can own property in specially designated areas such as the Tsholofelo East Extension. It's also possible for foreigners to lease land for a period of up to 99 years. It's advisable to consult with a local attorney to understand the legalities and potential workarounds.

Does Botswana have an MLS type system?

Botswana does not have a Multiple Listing Service (MLS) system like in the United States. Property listings are typically managed by individual real estate agencies or brokers. Therefore, it's important to work with a reputable real estate agent who has access to a wide range of properties.

Do brokers have licenses and how do I know if they are licensed?

Yes, real estate brokers in Botswana are required to be licensed by the Real Estate Institute of Botswana (REIB). You can verify a broker's license by checking with the REIB. It's crucial to work with a licensed broker to ensure that all transactions are conducted legally and ethically.

What documents are required when buying a home?

When buying a home in Botswana, you'll need to provide several documents. These include a valid passport or national ID, proof of income, and a bank statement. If you're applying for a mortgage, you'll also need a letter of offer from the bank. The property itself must have a title deed, which the seller should provide. A sales agreement must also be drawn up and signed by both parties.

Do I need a lawyer when buying a home in Botswana?

Yes, it's highly recommended to engage a lawyer when buying property in Botswana. A lawyer can help you navigate the legal process, verify the authenticity of property documents, and ensure that the sales agreement is in your best interest. Legal fees can vary, but you should budget for around 1-2% of the property's purchase price.

Do people typically buy a property with all cash or take out a mortgage?

Both options are common in Botswana. Some buyers prefer to pay in cash, especially for lower-priced properties. However, mortgages are also widely available, with several banks offering home loans to both residents and non-residents. It's important to compare interest rates and terms before deciding on a mortgage.

Are there inspections that take place, and if so what is that process like?

Yes, property inspections are a standard part of the home buying process in Botswana. A professional inspector will assess the property's condition and identify any potential issues. The buyer typically pays for the inspection, which can help in negotiating the final purchase price.

What are some of the pitfalls to avoid when buying property in Botswana?

One common pitfall is failing to thoroughly research the property and the local market. It's important to understand the property's value, the local infrastructure, and future development plans. Another pitfall is not verifying the authenticity of property documents, which can lead to legal issues down the line. Finally, be wary of unlicensed brokers who may not have your best interests at heart. Always work with a licensed professional and consider seeking legal advice.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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