10 Things to Know Before Moving to Philippines

Welcome to the vibrant archipelago of the Philippines, a destination that beckons with its tropical climate, friendly locals, and rich cultural tapestry. If you're considering a move to this Southeast Asian haven, there are a few essential things you should know to ensure a smooth transition. From understanding the cost of living to navigating the local customs and language, this guide will equip you with the knowledge you need before embarking on your exciting expat journey to the Philippines.

1. Embrace the Tropical Climate

One of the most immediate changes you'll experience when moving to the Philippines is the tropical climate. The country enjoys warm weather year-round, with temperatures often hovering between 25°C and 32°C (77°F and 90°F). However, it's also home to a rainy season from June to November, which can bring heavy downpours and typhoons. Expats should be prepared for high humidity levels and should consider living arrangements with air conditioning or ample ventilation to stay comfortable.

2. Cost of Living Considerations

The cost of living in the Philippines can be quite affordable compared to many Western countries, but it varies significantly depending on your lifestyle and the region you choose to live in. Urban areas like Metro Manila tend to be more expensive, while provincial towns offer a more cost-effective way of life. Housing, food, and transportation can be quite reasonable, but imported goods and luxury items may come with a higher price tag. It's wise to research and budget accordingly to maintain your desired standard of living.

3. Navigating the Visa Process

Understanding the visa process is crucial for a hassle-free move. The Philippines offers various visa options for expats, including tourist visas, retirement visas, and work visas. The Special Resident Retiree's Visa (SRRV) is particularly popular among retirees due to its minimal requirements and benefits. It's important to consult with the Philippine Embassy or Bureau of Immigration to determine the most suitable visa for your situation and to ensure all paperwork is in order before your move.

4. Healthcare Services and Insurance

While the Philippines has both public and private healthcare facilities, expats often prefer private hospitals for their higher standard of care and English-speaking staff. Health insurance is a must, as it can offset the cost of medical treatments and provide access to a wider network of healthcare providers. International health insurance plans are recommended, as they are specifically designed for expats and often include medical evacuation coverage, which can be crucial in more remote areas of the country.

5. Language Barriers and Communication

English is widely spoken in the Philippines, particularly in urban areas and among the educated population, making communication relatively easy for most expats. However, the country boasts over 170 languages and dialects, with Filipino (Tagalog) being the national language. Learning some basic Filipino phrases can go a long way in building rapport with locals and understanding the culture. It's also a sign of respect and can enhance your overall experience in the country.

6. The Importance of Local Customs and Etiquette

Filipinos are known for their hospitality and strong family values. It's important to respect local customs and etiquette to integrate smoothly into the community. For instance, addressing elders with "po" at the end of sentences is a sign of respect, and refusing food when offered can be considered impolite. Understanding and participating in local traditions, such as fiestas and karaoke sessions, can also help you bond with your new neighbors and make lasting friendships.

7. Transportation Options

Getting around in the Philippines can be an adventure in itself. The country has a range of transportation options, from the iconic jeepneys and tricycles to buses and taxis. In metropolitan areas, ride-hailing apps like Grab are popular and convenient. However, traffic congestion can be a significant issue, especially in cities like Manila. Many expats choose to live close to their workplace or opt for alternative modes of transportation, such as motorbikes, to navigate the traffic more efficiently.

8. Safety and Security

While the Philippines is generally a safe country for expats, it's important to stay aware of your surroundings and take standard safety precautions. Petty crime, such as pickpocketing and scams, can occur, particularly in crowded areas. It's also advisable to stay informed about the political situation and avoid areas with travel advisories. Expats should register with their embassy upon arrival for updates and assistance in case of emergencies.

9. The Expat Community and Social Life

The Philippines has a thriving expat community, with numerous groups and clubs that can help newcomers settle in. Joining these communities can provide valuable support, from navigating the legalities of living in the Philippines to finding the best spots for dining and leisure. Social life in the Philippines is vibrant, with plenty of opportunities to enjoy the local cuisine, explore the natural beauty of the islands, and participate in cultural events.

10. The Beauty of Island Living

Finally, living in the Philippines offers the unique opportunity to experience island life at its finest. With over 7,000 islands, the country boasts stunning beaches, world-class diving spots, and breathtaking landscapes. Expats can enjoy a variety of outdoor activities, such as hiking, surfing, and island-hopping. Embracing the laid-back island lifestyle can be a rewarding and relaxing aspect of your expat experience in the Philippines.

Moving to the Philippines as an expat can be a life-changing adventure filled with new experiences and opportunities. By keeping these ten things in mind, you'll be well-prepared to navigate the practicalities of your move and fully immerse yourself in the rich culture and lifestyle of this beautiful country.

Expats talk about Moving to Philippines

"I was lucky because my wife is from the Philippines so as far as learning the customs and so on that part was easy. Even so I made several trips of three to four weeks each over a three year period before I made the decision to move and retire here. Your US Dollars go very far here. My advice is to do your home work on any place you may want to move. There is much to learn. Visas for long term stay is most important. I am married to a local citizen so I only need to leave the country every 12 months for an overnight stay if I wanted and this visa is free. There permanent visas with a fee. There is top notch health care available here at a fraction on USA cost. As I stated before do your home work and you will have much happier results," said one expat living in Isabel.

"Electricity still the major issue - install a solar panel. Communication and internet is improving - StarLink is already available. Road Network is improving - new roads open and cemented," said one expat living in El Nido.

"I have lived on Palawan for over 20 years and that information is not up to date. We have fine hospitals unless you are looking replacements then go to Cebu. Shopping in 3 large centers plus the usual. I have never had any trouble except minor stuff. The police were good. Great place; for me at least," wrote a member in Palawan Island.