10 Things to Know Before Moving to Bermuda

Welcome to the sun-kissed shores of Bermuda, a destination that beckons with its pink-sand beaches, turquoise waters, and a lifestyle that blends island ease with British charm. If you're considering joining the ranks of expats who call this archipelago home, there are a few things you should know before packing your bags. From the cost of living to the local customs, here are ten essential tips to help you transition smoothly into your new Bermudian life.

1. Understanding the Cost of Living

Bermuda is known for its high cost of living, one of the highest in the world. Everything from groceries to housing can be significantly more expensive than in many other countries. For example, due to the island's remote location, most goods are imported, which adds to the cost. A gallon of milk might cost you up to $15, and renting a standard one-bedroom apartment can easily exceed $2,000 per month. It's crucial to budget accordingly and perhaps consider shared housing or a location outside of the most expensive areas like Hamilton or Paget Parish.

2. Navigating Transportation on the Island

Forget about a quick car purchase upon arrival; Bermuda has strict regulations on car ownership for non-nationals, and there's a limit on the number of cars per household. Many expats rely on scooters, which are a popular and efficient way to get around. Public transportation is also reliable, with an extensive network of buses and ferries. Remember, driving is on the left-hand side of the road, and speed limits are low, with 35 km/h being the maximum on most roads, reflecting the island's laid-back pace.

3. Embracing the Local Culture

Bermudian culture is a unique blend of British colonial history and African heritage, with a touch of Portuguese and American influence. Traditions such as afternoon tea are observed, while events like Cup Match—a cricket game between rival parishes—showcase the island's love for sport and community. Embrace the local customs, and don't be surprised by the formality in greetings; a proper "Good morning" or "Good afternoon" is expected before any conversation.

4. The Climate: Beyond Just Sunshine

While Bermuda is famous for its pleasant climate, it's important to be aware of the humidity and the potential for hurricanes. The summer months can be particularly humid, which might take some adjustment for those not used to tropical climates. Hurricane season runs from June to November, and while Bermuda's infrastructure is well-prepared for storms, it's wise to familiarize yourself with local safety protocols and ensure your home is equipped for such events.

5. Work Permits and Regulations

Securing employment in Bermuda often requires a work permit for non-Bermudians. The job market is competitive, and priority is given to locals, but there are opportunities, particularly in industries like finance, insurance, and tourism. It's essential to have employment arranged before moving, as the government requires proof of a job offer to issue a work permit. Additionally, be aware that these permits are typically tied to your employer, so switching jobs can mean reapplying for a new permit.

6. Healthcare Considerations

Bermuda offers high-quality healthcare services, but they come at a cost. Health insurance is mandatory, and it's advisable to secure a comprehensive plan. Many employers offer health insurance as part of the employment package, but it's important to understand what's covered and whether you need additional coverage for things like dental or vision, which can be costly.

7. The Real Estate Market

When it comes to finding a place to live, the real estate market in Bermuda is tight and expensive. Non-Bermudians are limited to purchasing properties above a certain value, and these are often in the luxury market. Renting is a more common option for expats, but even rental prices can be steep. Engage a reputable real estate agent to help navigate the market and find a home that fits your budget and needs.

8. Education for Expatriate Families

If you're moving with children, it's important to consider their educational needs. Bermuda has a range of private and public schools, with the private ones often following British or American curriculums. Many expat families opt for private education, which can be expensive, so factor this into your budget. Additionally, spaces can be limited, so it's advisable to apply well in advance of your move.

9. The Social Scene and Networking

Building a new social circle can be daunting, but Bermuda's expat community is welcoming, and there are numerous clubs and organizations to help you meet people with similar interests. From sports clubs to cultural societies, getting involved in the community is a great way to make connections and feel at home. Networking can also be key to professional opportunities, so don't hesitate to attend events and engage with locals and expats alike.

10. Island Time is Real

Lastly, be prepared for a slower pace of life. The concept of 'island time' is very much a reality in Bermuda, where things often happen at a more relaxed pace than in larger, more hurried countries. This can be a significant adjustment, especially for those used to a fast-paced urban environment. Embrace the slower tempo, and you'll soon find it's one of the most charming aspects of island living.

Moving to Bermuda is an exciting adventure that promises a unique blend of culture, natural beauty, and a high quality of life. With these tips in mind, you'll be better prepared to make the most of your new island home. Welcome to Bermuda, where the sun shines bright, and the ocean's embrace is never far away.