10 Things to Know Before Moving to Costa Rica

Imagine waking up to the sound of howler monkeys in the lush rainforest, or sipping locally-grown coffee as you gaze out at a volcano from your backyard. This is the allure of Costa Rica, a country that has become a magnet for expats seeking a slice of paradise. But before you pack your bags and head for the 'Pura Vida' lifestyle, there are a few things you should know. From understanding the healthcare system to navigating the nuances of the local culture, here are ten essential tips to help you transition smoothly into your new Costa Rican life.

1. Embrace the Pura Vida Philosophy

The phrase 'Pura Vida' is more than just a saying in Costa Rica; it's a way of life. It translates to 'pure life' or 'simple life', encapsulating a philosophy of living life to the fullest and appreciating the happiness that comes from the simple things. As an expat, embracing this mindset can help you integrate into the community and find joy in the everyday. You'll notice it in the friendly smiles of the locals, the relaxed pace of life, and the national pride in preserving the country's natural beauty. Let 'Pura Vida' be your guide, and you'll soon find yourself settling in with ease.

2. Understand the Residency Process

Securing residency in Costa Rica can be a complex process, and it's crucial to understand the requirements before making the move. There are several types of residency, including pensionado (retiree), rentista (fixed income), and inversionista (investor). Each comes with its own financial stipulations, such as proving a monthly income or making a significant investment in the country. It's advisable to consult with a local attorney who specializes in immigration law to navigate the paperwork and ensure you meet all legal requirements for your chosen residency status.

3. Get to Know the Healthcare System

Costa Rica boasts a high-quality healthcare system with both public and private options available. The Caja Costarricense de Seguro Social (CCSS), known as 'Caja', provides universal healthcare to its citizens and residents. Expats can join the Caja with a monthly fee based on income, gaining access to a network of hospitals and clinics. Additionally, private healthcare is available and is often used by expats for shorter wait times and more personalized care. Many doctors in private practice are bilingual and trained in the US or Europe, ensuring high standards of care.

4. Learn Spanish for Daily Life

While you'll find English speakers in tourist areas and expat communities, learning Spanish will greatly enhance your experience in Costa Rica. Daily tasks like grocery shopping, visiting the doctor, or interacting with neighbors require some level of Spanish. Immersing yourself in the language can also open doors to deeper connections with locals and a better understanding of the culture. Consider taking language classes or using language exchange meetups to practice your skills. Remember, Ticos (Costa Ricans) are generally patient and appreciative of those who make an effort to speak their language.

5. Prepare for a Different Pace of Life

Life in Costa Rica moves at a slower pace compared to many Western countries. The concept of 'Tico Time' refers to the relaxed approach to punctuality and schedules. Appointments and meetings often start later than planned, and processes like setting up utilities or getting repairs done can take longer than you might be used to. Patience is key as you adjust to this more laid-back rhythm. Instead of getting frustrated, take the opportunity to slow down and savor the moment, whether it's enjoying nature or spending time with new friends.

6. Embrace the Natural Environment

Costa Rica's commitment to conservation means that nature will be a big part of your life. With over 25% of the country's land protected as national parks or reserves, you'll have endless opportunities for outdoor adventures. Whether it's hiking through cloud forests, spotting exotic wildlife, or relaxing on pristine beaches, the natural beauty is a significant perk of living here. However, it also means dealing with nature's challenges, such as insects, humidity, and the occasional earthquake. Embracing these aspects as part of the experience will make your transition smoother.

7. Adjust Your Budget Accordingly

While Costa Rica can offer a lower cost of living compared to many countries, it's not the cheapest destination in Central America. Housing, utilities, transportation, and imported goods can be expensive. It's essential to research the cost of living in different areas and create a realistic budget. Shopping at local markets, eating at sodas (small, local restaurants), and living like a local can help keep expenses down. Additionally, understanding the local currency, the colón, and keeping an eye on exchange rates will help you manage your finances effectively.

8. Navigate the Real Estate Market

Whether you're looking to rent or buy, navigating the real estate market in Costa Rica can be daunting. Rental contracts are typically in Spanish, and it's wise to have a local or legal expert review any agreements before signing. When buying property, be aware of the zoning laws and restrictions, especially in coastal areas where there are specific rules for foreign ownership. Working with a reputable real estate agent who understands the needs of expats can provide invaluable guidance and help you find the perfect home.

9. Understand the Education System

If you're moving with children, it's important to explore the education options in Costa Rica. The public school system is free and mandatory, but many expat families opt for private or international schools that offer curriculums in English and other languages. These schools often follow American, British, or International Baccalaureate (IB) programs, providing a smooth transition for expat children. Researching schools in your area and visiting campuses can help you make the best choice for your family's educational needs.

10. Get Involved in the Community

One of the best ways to settle into your new life in Costa Rica is to get involved in the community. Joining clubs, volunteering, or participating in local events can help you meet people and build a support network. Many expats find that engaging with the community not only helps with learning the language and culture but also creates a sense of belonging. Whether it's through sports, the arts, or environmental conservation, contributing to your new home can make your expat experience all the more rewarding.

Moving to Costa Rica is an adventure filled with potential for a rich, fulfilling life. By keeping these ten tips in mind, you'll be well-prepared to navigate the practicalities of your move and fully embrace the 'Pura Vida' lifestyle that awaits you.

Expats talk about Moving to Costa Rica

"It is a good idea to rent before you buy. Talk to the neighbors. There are little pockets of problems that you could avoid by asking folks for their opinion. The neighbors may also know where there is a great house available that you missed in your search. Last piece of advice, get up and move," said one expat living in San Marcos, Tarrazú.

"Personally, I would advise people to rent for an extended time to make sure the area is what they need it to be, then purchase an existing home, where they can see it finished, the price won't suddenly escalate or leave them with a list of uncompleted tasks, that you will be responsible for," wrote a member in Costa Rica.

"Decide if you like the country or the city, what size housing you prefer, what you like to do, what type of climate you prefer, there are 11 different micro climates within a short distance. Most expats I help want to get residency or citizenship, buy a house and start a business. besides enjoying the beaches, the mountains, the rain forest, etc," commented one expat who made the move to San Jose.

"Do lots of experiential travel and due diligence. It is easy to get rose colored glasses because Costa Rica is so beautiful and the people are so nice. Gringo's are viewed as wealthy and easy targets for getting taken advantage of, plus the legal system is a jungle as well. Do your work upfront, get lots of advice from others and reference everyone, even if you think they are honorable. If you want to enjoy Costa Rica, don't learn by trial and fire or it will taint your experience and enjoyment," remarked one expat living in Paquera.

"Very safe Condominium complexes are everywhere so you have many options that have surrounding walls and 24 hour security. Some have restaurants, pools and gyms. Many are furnished and I recommend reading the contract thoroughly. I also recommend taking a very detailed video showing condition of the unit including close ups of any damage to existing furnishings. Carefully read the fine print and if the furnishings are not adequate stipulate all changes in the contract before signing. If it's a long term lease consider hiring an attorney. It might be worth it," wrote one member in Santa Ana.

"The Costa Rican people in Atenas are kind and welcoming. There is an international group of expats, from Europe, the US, Canada, as well as from various Spanish speaking countries. I appreciate the diversity. During the dry season, the sun is strong. I am outside in the early morning and late afternoon, and inside from 10:00am-2:00pm. I choose to be car free. I am easily able to walk to shops, dentist, and other services. Atenas has a rural feel as is it a coffee growing region of Costa Rica, as well as a region for fruit and vegetables. There is a small town “vibe” with focus on church and local school activities. The pace is slow. These are some of my personal reflections," said one expat living in Atenas.

"My wife and I lived in Tamarindo for 5 years. (We now live in southern Nicaragua near our daughter, son-in-law, and two granddaughters.) When we first visited Tamarindo, it felt like driving into a California beach town from the 1960's. We liked the beach front road and string of beach restaurants. But it is also very popular for tourists, so the town is often packed with tourists, which can get a bit annoying. However, there are also low tourist seasons when the town is very pleasant. We liked that we could easily walk to many restaurants in town, And we owned a nice condo with a great view of the bay," wrote a member in Tamarindo.

"Montezuma, Puntarenas, Costa Rica is not Anywhere, USA that's a given. Living here is finding a new balance for your lifestyle. It totally has been for me. I see that someone has posted what not to expect. I feel that the best attitude here is not to expect a thing. There is much good that you will find here. Beautiful, fresh, and clean air. Reasonably clean ocean water. Be watchful The water here is drinkable usually. I say this because mineral content can be high. When the sign reads Rip Currents, they mean it. Truth in advertising. Very warm or hot temps with high humidity. Lovely fruits and vegetables at very reasonable prices. Clothing minimal. Tshirts/shorts and sandals most of the time will do nicely. No need to wear expensive anything - it doesn't fit the terrain. Friendly people. There is internet service and cable television depending on where you are in Montezuma. The power will go out and yet, it does come back on. If you don't mind taking the bus from Montezuma to Cobano where Banco Nacional is located along with its outside ATM's, all two of them at the main office, it will only cost 400 colones. There's cost efficiency for you. If you love nature this can be a paradise. Every day is an adventure. You can be negative about things here, you can be positive about things or you can just be. I prefer to be. Pura Vida," commented one expat who made the move to Montezuma.

"Be ready to live, love and relax. This is a beautiful country and we live in paradise," remarked one expat living in Playa Hermosa de Jaco.

"hmmmmmm...take a vacation here first, spend a few months and get a feel for the scene here. Also, online research is an option too," wrote one member in Montezuma.