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Expat Exchange - 10 Things to Know Before Moving to Hong Kong 2024
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10 Things to Know Before Moving to Hong Kong

By Betsy Burlingame

Universal Tax Professionals
Universal Tax Professionals

Summary: If you're planning a move to Hong Kong, here are 10 things expats living there wish they had known before moving to Hong Kong.

Welcome to the vibrant and bustling metropolis of Hong Kong, a city that blends Eastern and Western cultures in a unique and dynamic way. If you're considering joining the ranks of expatriates who call this city home, there are a few things you should know before packing your bags. From the fast-paced lifestyle to the subtleties of local customs, understanding these aspects will help you transition smoothly into your new life. Here are 10 essential tips to prepare you for the move to Hong Kong.

1. Understanding the Housing Market

One of the first shocks many expats encounter is the high cost and compact nature of housing in Hong Kong. The city is known for its sky-high rents and small living spaces. Before moving, research the different neighborhoods to find one that suits your lifestyle and budget. Popular expat areas like Mid-Levels, Discovery Bay, and Sai Kung offer a range of options, but be prepared for sticker shock compared to housing prices in other countries. It's also common for apartments to come unfurnished, so factor in the cost of outfitting your new home.

2. Navigating the Public Transport System

Hong Kong's public transportation is efficient, affordable, and the best way to get around the city. The Mass Transit Railway (MTR) is the backbone of the transport network, connecting all major districts. Buses, trams, and ferries complete the system, making it easy to explore every corner of the city. Invest in an Octopus card, a contactless payment method accepted on most forms of transport, as well as in many convenience stores and restaurants. Understanding the public transport system will save you time and hassle, especially during rush hour when taxis can be hard to come by.

3. Embracing the Local Cuisine

Hong Kong is a foodie's paradise, offering a tantalizing mix of traditional Cantonese dishes, international cuisine, and everything in between. Be adventurous and try local specialties like dim sum, wonton noodles, and roast goose. Street food stalls, known as 'dai pai dongs,' are a must-visit for an authentic and affordable meal. Remember that dining etiquette is important here; for example, tapping your fingers on the table is a way to thank someone for pouring your tea. Embrace the local food scene, and you'll soon find your own favorite spots.

4. Learning the Language Basics

While English is widely spoken in Hong Kong, especially in business and tourism sectors, learning some basic Cantonese phrases will endear you to locals and enrich your experience. Simple greetings, numbers, and food-related terms can go a long way. Additionally, understanding some written Chinese can be helpful for navigating menus and street signs. Language apps or local language schools can provide a good starting point for those keen to learn.

5. Adapting to a Fast-Paced Lifestyle

The pace of life in Hong Kong is notoriously fast. People walk quickly, eat quickly, and even speak quickly. It's a city that thrives on efficiency and hustle. As an expat, it may take some time to adjust to this tempo. To cope, learn to plan ahead, especially when it comes to securing restaurant reservations or tickets for events. Embrace the energy of the city, and you'll soon find yourself keeping up with the locals.

6. Preparing for the Weather

Hong Kong's climate can be quite a surprise for newcomers. The summers are hot and humid, with temperatures often soaring above 30°C (86°F), while winters are mild and dry. Typhoons are also a reality between May and November, so it's important to understand the warning systems and what to do in case of a storm. Air conditioning is ubiquitous, which can be a relief during the summer months, but always carry an umbrella, as rain showers can be sudden and heavy.

7. Managing Your Finances

Upon arrival, setting up a local bank account will be one of your top priorities. Hong Kong is a global financial hub, so there are plenty of banking options to choose from. Be aware that the cost of living is high, and managing your finances carefully is crucial. Look into expat banking packages, which may offer benefits like multi-currency accounts and international money transfers. Also, be mindful of any tax obligations you may have both in Hong Kong and your home country.

8. Navigating the Healthcare System

Hong Kong boasts a high standard of healthcare with a mix of public and private hospitals. Public healthcare is heavily subsidized and provides affordable services, but non-residents may not have the same level of access and can face long wait times. Many expats opt for private healthcare, which offers shorter wait times and more luxurious accommodations but comes at a premium. It's advisable to secure comprehensive health insurance to cover any medical needs.

9. Understanding Local Customs and Etiquette

Respect for tradition and social etiquette is important in Hong Kong. Simple gestures like handing over a business card with two hands can make a good impression. Be aware of the importance of 'face,' a concept that reflects a person's reputation and dignity, and avoid causing embarrassment to others. Also, be prepared for the density of people in public spaces and the sometimes blunt communication style, which is not meant to offend but is a product of the city's directness and efficiency.

10. Engaging with the Expat Community

Finally, don't underestimate the value of the expat community in Hong Kong. Networking with fellow expatriates can provide support, friendship, and valuable advice as you navigate your new life. There are numerous expat clubs, social groups, and online forums where you can connect with others who have made the same move. These communities can be a lifeline, especially in the early days when you're still finding your feet in this dynamic city.

Moving to Hong Kong is an adventure filled with new experiences and opportunities. By keeping these 10 things in mind, you'll be well-prepared to start your journey in this incredible city. Embrace the change, and you'll soon find yourself thriving in the hustle and bustle of Hong Kong life.

Expats talk about Moving to Hong Kong

"I actually rented all my furniture in HK... it was amazingly simple and comprehensive. The company even rented the curtains and light fixtures to me! Some say they rent, but there are only 2 that do: Home Essentials; and Indigo. Indigo has more locations , but Home Essentials has same quality, lower pricing, and easier terms," said one expat living in Hong Kong.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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Universal Tax Professionals

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William Russell

Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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