10 Things to Know Before Moving to Malta

Welcome to the sun-kissed archipelago of Malta, a Mediterranean gem that beckons expats with its rich history, vibrant culture, and idyllic lifestyle. If you're considering a move to this beautiful island nation, there are a few essential things you should know to ensure a smooth transition. From understanding the local property market to getting to grips with the Maltese way of life, here are ten key insights to help you prepare for your exciting new chapter in Malta.

1. Embrace the Maltese Language

While English is widely spoken in Malta, Maltese is the heart language of the locals. It's a unique Semitic language with a twist of Italian influence, and learning a few phrases can go a long way in showing respect and integrating into the community. Expats often share stories of warm smiles and open doors that follow even the simplest Maltese greeting. Language courses are available, and locals appreciate the effort, even if it's just a cheerful "Bongu!" (Good morning!) at the corner shop.

2. Understand the Property Market

Securing a place to live is a top priority, and Malta's property market is as diverse as it is competitive. From traditional townhouses to modern apartments with sea views, there's something for every taste and budget. However, prices in popular expat areas like Sliema and St. Julian's can be high. It's worth exploring different regions and considering a longer lease for better deals. Engage a reputable real estate agent and familiarize yourself with local rental laws to avoid any pitfalls.

3. Get Ready for a Slower Pace of Life

Malta operates on 'island time,' which can be a delightful change for those used to the hustle and bustle of big cities. This laid-back approach is evident in everything from business hours to the leisurely pace of service at restaurants. While it may take some getting used to, many expats find that this slower pace allows them to appreciate life's simple pleasures and enjoy a more relaxed lifestyle.

4. Navigate the Healthcare System

Malta boasts a high standard of healthcare, with a mix of public and private services. As an expat, you'll have access to the public healthcare system, which is free at the point of delivery. However, it's advisable to have private health insurance to cover services that may not be available through the public system and to avoid long waiting times. Many expats recount the peace of mind that comes with having comprehensive health coverage in their new home.

5. Prepare for the Climate

Malta enjoys over 300 days of sunshine a year, with hot summers and mild winters. While the sunny weather is a major draw, it's important to prepare for the heat, especially if you're not used to Mediterranean climates. Air conditioning is a must-have during the peak summer months, and staying hydrated is crucial. On the flip side, winters can be surprisingly cool and damp, so don't leave all your warm clothes behind.

6. Explore the Public Transport System

Malta's public transport system is a cost-effective way to get around, with extensive bus routes covering the main islands. While owning a car offers convenience, traffic congestion and parking challenges are common gripes among residents. Many expats find that using buses, combined with walking or cycling, is a practical solution for daily commutes and exploring the islands. Plus, it's an excellent opportunity to enjoy the scenic views!

7. Dive into the Local Cuisine

Maltese cuisine is a delicious blend of Sicilian, North African, and Middle Eastern flavors, with local specialties like pastizzi (savory pastries) and rabbit stew. Seafood is also a staple, with the catch of the day often featured in restaurant menus. Expats rave about the local produce, from sun-ripened tomatoes to fresh ?bejniet (sheep's cheese). Embracing the local food scene is a delightful way to connect with Maltese culture.

8. Understand the Tax System

Malta's tax system can be advantageous for expats, with schemes like the Malta Retirement Programme offering attractive benefits. However, tax laws can be complex, and it's essential to seek professional advice to ensure compliance and optimize your tax position. Many expats benefit from consulting with a tax advisor to navigate the intricacies of the Maltese tax landscape.

9. Engage with the Expat Community

Building a new social circle can be daunting, but Malta's welcoming expat community makes it easier. There are numerous groups and clubs catering to expats, offering a chance to meet like-minded individuals and share experiences. From social events to networking opportunities, engaging with the expat community can provide valuable support and friendship as you settle into your new life.

10. Respect the Local Traditions and Festas

Malta is rich in traditions, with festas (religious festivals) being a highlight of the cultural calendar. These vibrant celebrations are marked by processions, fireworks, and feasting, and they offer a glimpse into the Maltese spirit. Participating in these events is a fantastic way to immerse yourself in local culture and show respect for the traditions that are an integral part of Maltese life.

Moving to Malta is an adventure filled with the promise of azure seas, historical treasures, and a warm community. By keeping these ten things in mind, you'll be well-prepared to embrace the Maltese way of life and make the most of your new home under the Mediterranean sun.