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Expat Exchange - Retire in Luxembourg City Guide 2024
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Flower Market in Luxembourg City


Retire in Luxembourg City Guide

By Betsy Burlingame

Cigna Global Health
Cigna Global Health

Summary: Retire in Luxembourg City with confidence, armed with the knowledge from our extensive guide. It covers critical considerations for retirees, from the cost of living and climate to housing, healthcare, and residency choices in Luxembourg City. We also delve into the social and cultural scene, volunteering options, public transportation facilities, and the city's walkability, helping you make an informed decision.

Luxembourg City, the capital of the small European nation of Luxembourg, is a popular retirement destination for international retirees. Known for its high standard of living, excellent healthcare, and rich cultural heritage, Luxembourg City offers a unique blend of modernity and history. However, retiring in a foreign country comes with its own set of challenges, including language barriers, cultural differences, and the cost of living.

Cost of Living in Luxembourg

While Luxembourg City offers a high standard of living, it also comes with a high cost of living. Housing, in particular, can be quite expensive, especially in the city center. However, retirees may find more affordable options in the outskirts of the city or in nearby towns. Groceries, dining out, and other everyday expenses can also be higher than in other European cities. However, many retirees find that the high quality of life in Luxembourg City is worth the cost.

Climate in Luxembourg

Luxembourg City experiences a temperate oceanic climate, with mild summers and cool winters. The city sees rainfall throughout the year, with the heaviest precipitation in August. Winters can be chilly, with temperatures often dropping below freezing, but snowfall is relatively rare. Summers are generally warm and pleasant, with temperatures typically in the 20s (Celsius).

Healthcare in Luxembourg

Luxembourg boasts one of the best healthcare systems in the world. The city is home to several top-notch hospitals, including the Centre Hospitalier de Luxembourg and the Clinique d'Eich. Many doctors in Luxembourg are multilingual, making it easier for international retirees to communicate their health concerns.

Public Healthcare System

As a resident of Luxembourg, retirees have access to the country's public healthcare system, which is funded by social security contributions. The system covers a large portion of medical costs, including doctor visits, hospital stays, and prescription medications. However, many retirees also choose to purchase private health insurance for additional coverage.

Residency Options for Retirees

International retirees can apply for a long-term residence permit in Luxembourg, which allows them to live in the country indefinitely. To qualify, retirees must demonstrate that they have sufficient financial resources to support themselves without working and have comprehensive health insurance coverage.

Parks and Recreational Activities

Luxembourg City is home to numerous parks and green spaces, including the beautiful Parc de Merl and the historic Parc Municipal. The city also offers a wide range of recreational activities, from hiking and biking in the nearby Mullerthal region to wine tasting in the Moselle Valley.

Restaurants in Luxembourg City

Food lovers will be delighted by the culinary scene in Luxembourg City. The city boasts a variety of restaurants serving both local and international cuisine. Some popular spots include Brasserie Guillaume for traditional Luxembourgish dishes, and Um Plateau for a modern twist on European classics.

Learning the Language

While many people in Luxembourg speak English, learning the local languages (Luxembourgish, French, and German) can enhance your retirement experience. The Institut National des Langues offers language courses for all levels.

Meeting People and Making Friends

Meeting new people and making friends can be a challenge for retirees in a new city. However, Luxembourg City has a vibrant expat community, and there are numerous clubs and organizations where retirees can meet like-minded individuals. Volunteering is also a great way to meet people and give back to the community.

Housing Options for Retirees

Retirees in Luxembourg City have a variety of housing options to choose from, including apartments in the city center, houses in the suburbs, and even country homes in the surrounding countryside. Many retirees choose to live in the city center for its convenience and walkability.

Transportation in Luxembourg City

One of the great advantages of living in Luxembourg City is that you don't need a car to get around. The city has an excellent public transportation system, and most places are within walking distance. Plus, the country's small size makes it easy to explore other towns and regions.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


Cigna Global Health
Cigna Global Health

Cigna Global Health
Cigna Global Health

Flower Market in Luxembourg City

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William Russell

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Get a quote for international health insurance from our partner, William Russell.
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