Retire in Accra Guide

Accra, the capital city of Ghana, has become a popular retirement destination for international retirees. The city offers a unique blend of modern amenities, rich cultural heritage, and a relaxed lifestyle. The cost of living is relatively low, the climate is tropical and pleasant, and the healthcare system is improving. However, like any foreign country, retiring in Accra comes with its own set of challenges, such as language barriers and cultural differences.

Cost of Living in Accra

One of the main attractions for retirees in Accra is the affordable cost of living. Housing, food, and transportation are significantly cheaper compared to many Western countries. However, imported goods and luxury items can be expensive. It's also worth noting that prices can vary depending on the area of the city. For instance, living in upscale neighborhoods like Osu and Airport Residential Area can be quite pricey.

Climate

Accra has a tropical savanna climate, with a wet and dry season. The city enjoys a relatively stable temperature year-round, averaging around 28 degrees Celsius. The rainy season runs from April to mid-November, while the dry season, characterized by the Harmattan wind, is from November to March. This tropical climate allows for a variety of outdoor activities throughout the year.

Healthcare

Accra has several reputable hospitals and clinics, such as the Korle Bu Teaching Hospital and the Lister Hospital and Fertility Centre. Many doctors and medical staff speak English and have been trained abroad. However, it's advisable for retirees to have comprehensive health insurance as healthcare can be expensive.

Public Healthcare System

While Ghana has a public healthcare system, known as the National Health Insurance Scheme (NHIS), it's primarily designed for citizens. International retirees may find it challenging to access this system and are usually advised to have private health insurance.

Residency Options

Ghana offers a variety of residency options for retirees, including the Right of Abode, which allows foreigners to live indefinitely in the country. However, the process can be complex and requires meeting certain financial and health requirements.

Parks and Recreational Activities

Accra offers a variety of recreational activities. The city is home to several parks, such as the Efua Sutherland Children's Park and the Legon Botanical Gardens. The Labadi Beach is a popular spot for both locals and tourists. For golf enthusiasts, the Achimota Golf Club offers a challenging course.

Restaurants

Accra has a vibrant food scene with a variety of local and international cuisines. Popular spots include the Bistro 22, which offers a mix of Ghanaian and international dishes, and the Azmera Restaurant, known for its traditional Ghanaian buffet.

Learning the Language

While English is the official language of Ghana, many locals speak Twi. There are several language schools in Accra, such as the Ghana Institute of Languages, where retirees can learn Twi and other local languages.

Local Culture

Ghanaians are known for their hospitality and friendliness. Accra has a vibrant cultural scene, with numerous festivals, music events, and art exhibitions. The Makola Market is a bustling hub of activity where retirees can experience local life.

Meeting People and Volunteering

There are several expat groups and clubs in Accra where retirees can meet new people. Volunteering is another great way to integrate into the community. Organizations like Volunteer in Ghana offer various opportunities to contribute to local projects.

Housing

Most retirees opt for renting or buying property in Accra. The city offers a range of housing options, from modern apartments in the city center to more traditional houses in the outskirts. Popular neighborhoods for retirees include Osu, Cantonments, and Airport Residential Area.

Transportation

While Accra has a public transportation system, most retirees find it more convenient to own a car. Taxis and ride-hailing services like Uber are also widely available. However, traffic can be heavy during peak hours, and driving in Accra can be challenging for those not used to the local driving culture.