Is Health Insurance Required When Moving to Antigua & Barbuda?

When planning a move to Antigua & Barbuda as an expat or digital nomad, one of the essential considerations is healthcare. While Antigua & Barbuda offers medical services, it is crucial for newcomers to have health insurance upon arrival, especially if they are seeking residency. The country may not mandate health insurance for short-term visitors, but those intending to stay longer and apply for residency are often required to show proof of health insurance. This insurance should cover medical expenses for the duration before the individual qualifies for residency or becomes eligible to enroll in the public healthcare system. The specifics regarding minimum coverage amounts and length of coverage can vary, and it is advisable to check the latest requirements from the immigration authorities of Antigua & Barbuda.

Does Expat Health Insurance Meet the Requirements?

Expat health insurance policies are designed to meet the needs of individuals living outside their home country for extended periods. These policies typically offer comprehensive coverage that can satisfy the requirements set by Antigua & Barbuda for residency applicants. However, it is important to ensure that the chosen policy meets any specific criteria outlined by the local authorities, such as minimum coverage amounts and inclusion of certain medical services. Expats should carefully review their policy details and, if necessary, consult with an insurance provider to confirm that their coverage is compliant with Antiguan and Barbudan regulations.

Which local health insurers offer this type of insurance?

In Antigua & Barbuda, there are several local health insurers that offer plans suitable for expats and digital nomads. These companies provide a range of products that can cater to different needs and budgets. Some of the well-known insurers in the country include State Insurance Corporation, Sagicor, and British American Insurance. These insurers offer various plans that can include hospitalization, outpatient services, prescription drugs, and emergency medical evacuation. It is advisable to contact these insurers directly or through a local insurance broker to discuss the available options and find a plan that aligns with the residency requirements.

Advice from Expats in Antigua & Barbuda about Health Insurance

Expats living in Antigua & Barbuda often emphasize the importance of obtaining a health insurance plan that provides adequate coverage for both routine and unexpected medical expenses. They recommend choosing a policy with a reputable insurer that has a track record of prompt and reliable service. It's also suggested to look for plans that offer direct billing with local hospitals and clinics to avoid out-of-pocket payments. Additionally, considering the inclusion of medical evacuation coverage is wise, as some medical treatments may require travel to another country. Expats advise reading the fine print of any insurance policy to understand the coverage limits, deductibles, and any exclusions that may apply. Ultimately, the goal is to secure a health insurance plan that offers peace of mind and allows you to enjoy your new life in Antigua & Barbuda without worrying about healthcare costs.