Do I need Health Insurance When Moving to Jordan?

Moving to Jordan as an expat or digital nomad comes with a myriad of considerations, one of which is healthcare. While Jordan offers a range of medical services, it is crucial for newcomers to understand the health insurance requirements for residency. In general, expats are expected to have private health insurance to cover their medical needs upon arrival and during their stay in Jordan. This insurance should be valid for the duration of their stay and provide adequate coverage to meet any healthcare needs that may arise before they can access the public healthcare system or secure residency. The specifics regarding minimum coverage amounts and length of coverage required can vary, and it is advisable to check the latest regulations from the Jordanian government or consult with an immigration expert.

Does Expat Health Insurance Meet the Requirements?

Most expat health insurance plans are designed to meet the requirements set by countries for incoming residents. However, it is essential to verify that the plan you choose complies with Jordanian regulations. This means ensuring that the coverage amount is sufficient, the policy is recognized by the Jordanian authorities, and it covers you for the entire duration of your stay or until you are eligible to join the local healthcare system. It is advisable to obtain a policy that offers comprehensive coverage, including hospitalization, emergency services, and repatriation if necessary.

Which local health insurers offer this type of insurance?

In Jordan, there are several reputable local health insurance providers that offer plans suitable for expats and digital nomads. These companies typically provide a range of options from basic to comprehensive coverage, catering to different needs and budgets. Some of the well-known insurers include MedNet Jordan, Arab Orient Insurance Company, and Jordan Insurance Company. These insurers have experience dealing with the expat community and can provide policies that will be accepted for residency applications. It's important to compare plans and read the fine print to ensure that the policy you choose offers the coverage you need.

Advice from Expats in Jordan about Health Insurance

Experienced expats in Jordan often emphasize the importance of securing a robust health insurance plan. They advise newcomers to look for policies that offer a wide network of hospitals and clinics, direct billing options, and coverage for both inpatient and outpatient services. Additionally, it's important to consider plans that include coverage for chronic conditions, maternity care, and dental services if these are relevant to your needs. Expats also recommend choosing an insurer with a good reputation for customer service and claims processing, as this can greatly reduce stress in the event that you need to use your insurance. Lastly, ensure that your insurance provider has English-speaking staff or assistance services to help navigate any language barriers during medical appointments or emergencies.