How to Navigate the Health System in Australia
Summary: Discover the realities of the healthcare system in Australia and how it may serve expats, digital nomads, retirees, and others who relocate or reside in the country.
Australia has a comprehensive healthcare system that provides quality medical care to its citizens and visitors. The public healthcare system in Australia is known as Medicare and is funded by the government. It covers a range of medical services, including hospital care, doctor visits, and some medications. Foreigners (expats and digital nomads) are allowed to use the public healthcare system in Australia, however, they may need to pay a fee for some services. Public hospitals are generally recommended for serious medical emergencies and major surgery, as they are well-equipped and staffed with experienced medical professionals.
Australia's Private Healthcare System
Australia also has a private healthcare system, which is funded by private health insurance companies. Private health insurance is not mandatory, but it is recommended for those who can afford it. Private hospitals are generally more expensive than public hospitals, but they offer more personalized care and shorter wait times. Private health insurance companies in Australia include Bupa, Medibank, HCF, and NIB. Expats and digital nomads typically use private health insurance companies, although some may opt for specialized expat health insurance providers.
Australia's Top Hospitals
Some of the most well-known hospitals in Australia include:
- The Royal Melbourne Hospital (public, located in Melbourne, Victoria)
- The Royal Prince Alfred Hospital (public, located in Sydney, New South Wales)
- The Royal Brisbane and Women's Hospital (public, located in Brisbane, Queensland)
- The Royal Adelaide Hospital (public, located in Adelaide, South Australia)
- The Royal Perth Hospital (public, located in Perth, Western Australia)
- The Royal Hobart Hospital (public, located in Hobart, Tasmania)
- The Royal Darwin Hospital (public, located in Darwin, Northern Territory)
- St Vincent's Hospital (private, located in Sydney, New South Wales)
- The Alfred Hospital (private, located in Melbourne, Victoria)
- The Mater Hospital (private, located in Brisbane, Queensland)
Health Insurance Companies in Australia
The most popular private health insurers in Australia are Bupa, Medibank, HCF, and NIB. These companies offer a range of health insurance plans, including hospital cover, extras cover, and combined cover. Expats and digital nomads typically use these companies, although some may opt for specialized expat health insurance providers.
Insider Tips from Expats in Australia: How to Navigate the Health System
"After living in the Northeastern US and then Texas, coming to Sydney has been a dream for me and my family. My son broke his femur and required emergency surgery, a week stay in the hospital, 8 months of physical therapy and then another surgery, our cost was $40 to rent a chair for the shower. I will never willingly live in the US again," commented one expat living in Sydney, Australia.
"Australia has a comprehensive public health system that provides high quality medical services to its citizens. The public health system is funded by the government and provides free or low-cost access to medical care. Private health insurance is also available for those who wish to access private medical services. Australia has a wide range of medical services available, including general practitioners, specialists, hospitals, and community health services. The country also has a strong focus on preventative health care, with a range of programs and initiatives aimed at promoting healthy lifestyles," mentioned one expat living in Australia.
"Healthcare services in Australia are provided by both public and private providers. The public healthcare system is funded by the Australian government and is available to all Australian citizens and permanent residents. It provides access to a range of services, including hospital care, primary care, mental health services, and preventive health services. The quality of public healthcare in Australia is generally high, with a focus on providing quality care to all Australians. Foreign residents are also able to access the public healthcare system, although they may be required to pay for some services. Expats in Australia can use the public healthcare system, but they may need to pay for some services. They may also be able to access private healthcare services, depending on their visa status," commented one member living in Australia.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Australia Guide
- Healthcare & Health Insurance in Australia
- Members Talk about Healthcare & Health Insurance in Australia
- Best Places to Live in Australia
- Real Estate in Australia
- Guide to Real Estate in Australia
- Pros & Cons of Living in Australia
- Cost of Living in Australia
- How to Rent a Home in Australia
- How to Enroll in the Public Healthcare System in Australia
- 10 Best Places for Families to Live in Australia
- How to Get a Driver's License in Australia
- 2025 Guide to Living in Australia
- Pros and Cons of Living in Australia 2025
- 2025 Guide to Moving to Australia