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Expat Exchange - Understanding the Health System in Kenya
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Understanding the Health System in Kenya

By Betsy Burlingame

SJB Global
SJB Global

Summary: Discover the realities of the healthcare system in Kenya and how it may serve expats, digital nomads, retirees, and others who relocate or reside in the country.

Kenya's healthcare system is composed of both public and private healthcare providers. The public healthcare system is funded by the government and is available to all citizens. The public healthcare system is known as the National Hospital Insurance Fund (NHIF). Foreigners (expats and digital nomads) are allowed to use the public healthcare system in Kenya, however, it is not typically used by foreigners. Public hospitals are generally not recommended for serious medical emergencies and major surgery, as they are often overcrowded and lack the necessary resources.

Kenya's Public Healthcare System

Kenya's public healthcare system is funded by the government and is available to all citizens. The public healthcare system is known as the National Hospital Insurance Fund (NHIF). It provides access to basic healthcare services at a low cost. The cost of public healthcare in Kenya is relatively low, however, the quality of care is often not up to the standards of private healthcare. Foreigners (expats and digital nomads) are allowed to use the public healthcare system in Kenya, however, it is not typically used by foreigners. Public hospitals are generally not recommended for serious medical emergencies and major surgery, as they are often overcrowded and lack the necessary resources.

Kenya's Private Healthcare System

Kenya's private healthcare system is composed of private hospitals and clinics that are funded by private individuals and organizations. Private healthcare is more expensive than public healthcare, but the quality of care is generally higher. Expats primarily use private hospitals, as they are more likely to have the necessary resources and staff to provide quality care. Private hospitals are recommended for serious medical emergencies and major surgery, as they are better equipped to handle these types of cases.

Kenya's Top Hospitals

Kenya has several well-known hospitals, both public and private. Some of the most well-known hospitals include:

  • Kenyatta National Hospital (public) in Nairobi
  • Aga Khan University Hospital (private) in Nairobi
  • Mater Hospital (private) in Nairobi
  • Kilifi County Referral Hospital (public) in Kilifi
  • Coast General Hospital (public) in Mombasa
  • Mombasa Hospital (private) in Mombasa
  • Kijabe Hospital (private) in Kijabe, specializing in orthopedic surgery

Health Insurance Companies in Kenya

The most popular private health insurers in Kenya are AAR Insurance, Jubilee Insurance, and Resolution Insurance. These companies provide health insurance plans for individuals and families. Expats and digital nomads typically use these companies or specialized expat health insurance providers.

Insider Tips from Expats in Kenya: How to Navigate the Health System

"Kenya has a wide range of medical services available to its citizens. The country has a number of public and private hospitals, clinics, and health centers that provide a variety of medical services, including primary care, emergency care, and specialized care. The government also provides free or subsidized health care services to those who cannot afford to pay for them. Additionally, there are a number of international organizations and NGOs that provide medical services in Kenya, such as the World Health Organization, UNICEF, and the Red Cross," commented one member living in Kenya.

"Healthcare services in Kenya are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Kenyan citizens. The quality of public healthcare varies depending on the region, but generally it is considered to be of a lower standard than private healthcare. Foreign residents in Kenya have access to the public healthcare system, but they may be required to pay a fee. Expats in Kenya typically use private healthcare services, as they are more reliable and of a higher quality. However, some expats may choose to use the public healthcare system if they are unable to afford private healthcare," commented one member living in Kenya.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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SJB Global

SJB Global
SJB Global

Kenya

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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