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Expat Exchange - Essential Guide to the Health System in Kosovo
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Essential Guide to the Health System in Kosovo

By Betsy Burlingame

Cigna Global Health
Cigna Global Health

Summary: Learn about the health system in Kosovo: how it can and cannot be used by expats, nomads, retirees and others moving to and living in Kosovo.

Kosovo has a public and private healthcare system, both of which are available to foreigners. The public healthcare system is called the Kosovo Health Insurance Fund (KHIF) and is funded by the government. It covers basic medical care, including doctor visits, hospital stays, and some medications. Foreigners are allowed to use the public healthcare system, but it is not widely used by them. Public hospitals are generally not recommended for serious medical emergencies or major surgery, as they may not have the necessary resources or expertise.

Kosovo's Public Healthcare System

Kosovo's public healthcare system is funded by the government and is called the Kosovo Health Insurance Fund (KHIF). It covers basic medical care, including doctor visits, hospital stays, and some medications. Foreigners are allowed to use the public healthcare system, but it is not widely used by them. Public hospitals are generally not recommended for serious medical emergencies or major surgery, as they may not have the necessary resources or expertise.

Kosovo's Private Healthcare System

Kosovo's private healthcare system is more expensive than the public system, but it is generally of higher quality. Expats and digital nomads typically use private hospitals, as they are more likely to have the necessary resources and expertise for serious medical emergencies and major surgery. Private hospitals are also more likely to have English-speaking staff.

Kosovo's Top Hospitals

Kosovo has several well-known hospitals, including:

  • University Clinical Center of Kosovo (public hospital in Pristina)
  • American Hospital of Kosovo (private hospital in Pristina)
  • Kosovo Cardiac Institute (private hospital in Pristina specializing in cardiology)
  • Kosovo Institute of Oncology (public hospital in Pristina specializing in oncology)

Health Insurance Companies in Kosovo

The most popular private health insurers in Kosovo are Eurocross, Adriatic, and Eurohealth. Expats and digital nomads typically use these companies, as they offer more comprehensive coverage than the public system. However, some expats and digital nomads may choose to use specialized expat health insurance providers.

Insider Tips from Expats in Kosovo: How to Navigate the Health System

"Kosovo has a public health system that provides basic medical services to its citizens. The country has a network of hospitals and clinics that offer a range of services, including primary care, emergency care, and specialized care. The quality of care varies from place to place, but overall, the medical services in Kosovo are adequate for most medical needs. The country also has a number of private medical facilities that offer more specialized services. In addition, there are a number of international organizations that provide medical assistance to those in need," commented one member living in Kosovo.

"Kosovo offers a range of healthcare services, including primary care, specialist care, hospital care, and emergency services. The public healthcare system is funded by the government and is available to all citizens and foreign residents. The quality of public healthcare in Kosovo is generally good, with modern facilities and well-trained staff. Foreign residents have access to the public healthcare system, although they may need to pay for some services. Expats in Kosovo can use the public healthcare system, but they may need to pay for some services. They can also access private healthcare services, which are generally of a higher quality than the public system," commented one member living in Kosovo.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


Cigna Global Health
Cigna Global Health

Cigna Global Health
Cigna Global Health

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