Cost of Living in Zurich
Summary: Understanding the the cost of living in Zurich helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.
Apartment Rentals | Rent for a one-bedroom apartment in the city center of Zurich is around 1,800 CHF (1,717 USD) per month. Rent for a three-bedroom apartment in the city center is around 3,500 CHF (3,346 USD) per month. Rent for a one-bedroom apartment outside of the city center is around 1,400 CHF (1,334 USD) per month. Rent for a three-bedroom apartment outside of the city center is around 2,500 CHF (2,390 USD) per month. |
Apartment Purchases | The average price per square meter for an apartment in the city center of Zurich is around 8,000 CHF (7,637 USD). The average price per square meter for an apartment outside of the city center is around 6,000 CHF (5,727 USD). |
Transportation | A monthly public transport ticket in Zurich is around 80 CHF (76 USD). A one-way ticket is around 4.40 CHF (4.20 USD). A taxi ride from the airport to the city center is around 50 CHF (48 USD). |
Groceries | A liter of milk is around 1.50 CHF (1.44 USD). A loaf of bread is around 3 CHF (2.88 USD). A dozen eggs is around 4 CHF (3.82 USD). A kilogram of local cheese is around 15 CHF (14.41 USD). A kilogram of apples is around 4 CHF (3.82 USD). |
Restaurants | A meal at an inexpensive restaurant is around 20 CHF (19.23 USD). A three-course meal for two people at a mid-range restaurant is around 80 CHF (76.93 USD). A cappuccino is around 4.50 CHF (4.31 USD). A beer is around 7 CHF (6.70 USD). |
Utilities | Basic utilities for an 85m2 apartment, including electricity, heating, water, garbage, and internet, is around 200 CHF (191.54 USD) per month. |
Private School Tuition | Preschool tuition is around 1,500 CHF (1,437 USD) per month. Elementary school tuition is around 2,000 CHF (1,922 USD) per month. Middle school tuition is around 2,500 CHF (2,403 USD) per month. High school tuition is around 3,000 CHF (2,884 USD) per month. |
Monthly Budget for Retirees in Zurich
"Yes, the cost of living in Zurich is generally considered to be high. Zurich is one of the most expensive cities in Switzerland and one of the most expensive cities in Europe. The high cost of living is attributed to the city's strong economic growth, low unemployment, and high salaries," said one expat living in Zurich.
Can I live in Zurich on $1,500 a month?
"I've been living in Zurich for a while now, and I can tell you that living comfortably on $1,500 a month as an expat might be quite challenging, especially if you're used to modern amenities. However, it's not impossible if you're willing to make some sacrifices and adjustments to your lifestyle.Firstly, you'll need to find affordable accommodation. Zurich is known for its high living costs, and rent can be quite expensive, especially in popular neighborhoods like Seefeld, Enge, and the Old Town. I'd recommend looking for a shared apartment or a small studio in more affordable neighborhoods like Oerlikon, Altstetten, or Wipkingen. These areas are still well-connected to the city center by public transport, but the rent is generally lower.Next, you'll need to be mindful of your spending on food and groceries. Eating out in Zurich can be quite pricey, so I'd suggest cooking at home as much as possible. Shop at discount supermarkets like Aldi, Lidl, or Denner, and try to buy seasonal and local produce to save money. You can also visit the weekly markets for fresh fruits, vegetables, and other products at reasonable prices.Transportation is another significant expense in Zurich. A monthly public transport pass costs around CHF 90, but you can save money by walking or cycling whenever possible. Zurich is a very bike-friendly city, and there are many bike lanes and rental services available.As for entertainment and leisure activities, you'll need to be selective and prioritize free or low-cost options. Zurich has many beautiful parks, lakes, and outdoor spaces where you can spend your time without spending much money. You can also take advantage of free or discounted entry to museums, galleries, and other cultural institutions on certain days or with a Zurich Card.In summary, living comfortably on $1,500 a month in Zurich as an expat will require some sacrifices and adjustments to your lifestyle. You'll need to find affordable accommodation, be mindful of your spending on food and transportation, and prioritize free or low-cost leisure activities. However, if you're willing to make these changes, it's possible to enjoy life in this beautiful city without breaking the bank," commented an expat living in Zurich.
Can I live in Zurich on $3,500 a month?
"I've been living in Zurich for a few years now, and I can tell you that it's definitely possible to live on $3,000 a month, but you'll have to make some sacrifices. Zurich is known for being one of the most expensive cities in the world, so you'll need to be smart about your spending.First, you'll want to find an affordable place to live. I'd recommend looking for a shared apartment or a small studio in neighborhoods like Oerlikon, Altstetten, or Wipkingen. These areas are a bit more affordable compared to more central and expensive neighborhoods like Seefeld, Enge, or the Old Town. You can expect to pay around $1,000 to $1,500 for a room in a shared apartment or a small studio in these areas.Next, you'll need to be mindful of your transportation costs. A monthly public transportation pass in Zurich costs around $90, which is a great deal considering how efficient and reliable the system is. I'd recommend using public transportation instead of owning a car, as parking and fuel costs can add up quickly.When it comes to groceries, you'll want to shop at discount supermarkets like Aldi or Lidl, which offer lower prices compared to the more popular chains like Coop or Migros. Cooking at home and packing lunches for work will also help you save money, as eating out in Zurich can be quite expensive.For entertainment and socializing, you'll need to be selective about where you go and what you do. Going out for drinks or dinner can be pricey, so try to find more affordable options like having a picnic in the park or hosting a potluck dinner with friends. There are also plenty of free or low-cost events and activities in the city, like outdoor movie screenings, free concerts, and art exhibitions.In summary, living comfortably on $3,000 a month in Zurich is possible, but you'll need to be mindful of your spending and make some sacrifices. By choosing an affordable neighborhood, using public transportation, shopping smartly for groceries, and finding low-cost entertainment options, you can make it work," said one expat living in Zurich.
Can I live in Zurich on $5,000 a month?
"I've been living in Zurich for a few years now, and I can tell you that it's definitely possible to live comfortably on $5,000 a month, but you'll need to make some adjustments and be mindful of your spending. Zurich is known for being an expensive city, but there are ways to make it work.First, you'll want to find an affordable neighborhood to live in. Some of the more expensive areas to avoid would be Seefeld, Enge, and the Old Town. Instead, consider looking for an apartment in neighborhoods like Oerlikon, Wipkingen, or Altstetten. These areas are still well-connected to the city center but tend to have lower rent prices. You can expect to pay around $1,500 to $2,000 for a one-bedroom apartment in these neighborhoods.When it comes to transportation, the public transport system in Zurich is excellent, so you won't need a car. A monthly pass for public transportation will cost you around $90. If you prefer to bike, there are plenty of bike lanes and bike-sharing options available as well.Eating out can be quite expensive in Zurich, so you'll want to cook at home as much as possible. Groceries can also be pricey, but shopping at discount supermarkets like Aldi or Lidl can help you save some money. If you do want to eat out occasionally, there are affordable options like kebab shops, Asian restaurants, and cafeterias at the university.For entertainment, there are plenty of free or low-cost activities to enjoy in Zurich. You can take advantage of the beautiful parks and lakes for outdoor activities, visit free museums on certain days, or attend free concerts and events throughout the year. If you're a movie lover, some cinemas offer discounted tickets on specific days of the week.In terms of healthcare, you'll need to have health insurance, which is mandatory in Switzerland. The cost of insurance can vary depending on your coverage, but you can expect to pay around $200 to $300 per month.Overall, living in Zurich on $5,000 a month is doable, but you'll need to be mindful of your spending and make some sacrifices. By choosing an affordable neighborhood, cooking at home, and taking advantage of free or low-cost activities, you can enjoy a comfortable life in this beautiful city," commented an expat living in Zurich.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
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- Pros & Cons of Living in Zurich
- Fun Classes for Expats Living in Zurich
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- Best Neighborhoods for Families in Zurich
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- Cost of Living in Zurich
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- Pros & Cons of Living in Switzerland
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- What It's Like Living in Zurich
- Pros and Cons of Living in Switzerland 2024
- 2024 Guide to Moving to Switzerland