×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Expat Exchange - Cost of Living in Christchurch 2024
Expat Exchange
Free MembershipSign In


Cost of Living in Christchurch

By Betsy Burlingame

Universal Tax Professionals
Universal Tax Professionals

Summary: Understanding the the cost of living in Christchurch helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Cost of Living in Christchurch - Cost of Living in Christchurch

Apartment Rentals The average cost of renting an apartment in Christchurch is NZ$1,400 per month. This can vary depending on the size and location of the apartment.
Apartment Purchases The median price for an apartment in Christchurch is NZ$400,000. This can vary depending on the size and location of the apartment.
Transportation Public transportation in Christchurch is relatively inexpensive. A single bus fare is NZ$3.50 and a monthly bus pass is NZ$90. Taxis are also available and the cost of a taxi ride is approximately NZ$2.50 per kilometer.
Groceries The cost of groceries in Christchurch is comparable to other cities in New Zealand. A loaf of bread is approximately NZ$3.50, a liter of milk is NZ$2.50, and a dozen eggs is NZ$4.50.
Restaurants The cost of eating out in Christchurch varies depending on the type of restaurant. A meal at a fast food restaurant is approximately NZ$10, while a meal at a mid-range restaurant is around NZ$30.
Utilities The cost of utilities in Christchurch is relatively low. The average cost of electricity is NZ$150 per month, while the average cost of water is NZ$50 per month.
Private School Tuition The cost of private school tuition in Christchurch varies depending on the school. The average cost of preschool tuition is NZ$4,000 per year, while the average cost of elementary school tuition is NZ$7,000 per year. The average cost of middle school tuition is NZ$9,000 per year, and the average cost of high school tuition is NZ$12,000 per year.

Monthly Budget for Retirees in Christchurch

"The cost of living in Christchurch is considered moderate compared to other major cities in the country. Housing is relatively affordable, with rental prices lower than in cities like Auckland or Wellington. The cost of utilities such as electricity, heating, cooling, and garbage is also reasonable. Groceries in Christchurch can be slightly expensive, with prices for fresh produce, meat, and dairy products being higher than in some other countries. Eating out in restaurants can vary, with a meal at an inexpensive restaurant being quite affordable, while a three-course meal for two at a mid-range restaurant can be more costly. Transportation costs in Christchurch are also moderate. Public transportation is widely available and affordable, and while owning a car can be expensive due to the cost of petrol and maintenance, it is still within reach for many residents. Healthcare in New Zealand is largely publicly funded, and residents have access to free or low-cost healthcare services. However, private healthcare is also available for those who prefer it, and this can be more expensive. Overall, while the cost of living in Christchurch is not the cheapest, it is still considered affordable, especially when compared to other major cities in New Zealand," said one expat living in Christchurch.

Can I live in Christchurch on $1,500 a month?

"I've been living in Christchurch for a few years now, and I can tell you that it's possible to live on $1,500 a month, but you'll have to make some sacrifices. First, you'll need to find a place to live that's affordable. I'd recommend looking at neighborhoods like Riccarton, Addington, or Sydenham, where you can find a room in a shared house for around $500-$600 per month. You might want to avoid more expensive neighborhoods like Merivale, Fendalton, or Sumner, as rents there can be quite high.Next, you'll need to budget for groceries and other essentials. I usually spend around $300-$400 a month on groceries, but you can save money by shopping at cheaper supermarkets like Pak'nSave or Countdown. Eating out can be expensive, so you'll probably want to cook most of your meals at home.Transportation is another expense to consider. If you live close to your workplace, you can save money by walking or biking. Otherwise, you'll need to budget for public transport, which can cost around $100-$150 a month, depending on how often you use it. Owning a car can be quite expensive, so I'd recommend avoiding that if possible.As for entertainment and socializing, you'll need to be mindful of your spending. Going out for drinks or dinner can add up quickly, so try to find free or low-cost activities to do with friends, like going for walks, having picnics, or attending free events around the city.Lastly, you'll need to budget for any unexpected expenses, like medical bills or emergency repairs. It's a good idea to have some savings set aside for these situations.Overall, living on $1,500 a month in Christchurch is doable, but you'll need to be disciplined with your spending and be prepared to make some sacrifices," commented an expat living in Christchurch.

Can I live in Christchurch on $3,500 a month?

"I've been living in Christchurch for a few years now, and I can tell you that it's definitely possible to live comfortably on $3,000 a month, but you'll need to make some adjustments and sacrifices. First, you'll want to look for housing in more affordable neighborhoods. Some of the more affordable areas to consider are Riccarton, Addington, and Hornby. These neighborhoods have a good mix of housing options, and you can find a decent place to rent for around $1,000 to $1,500 a month. I'd recommend avoiding more expensive neighborhoods like Merivale, Fendalton, and Cashmere, as rents can be much higher there.Next, you'll want to be mindful of your transportation costs. Owning a car can be expensive, so consider using public transportation or biking to get around. The bus system in Christchurch is pretty reliable, and a monthly pass will cost you around $100. If you do decide to own a car, be prepared for petrol prices, which can be quite high compared to other countries.When it comes to groceries and eating out, you'll need to be a bit more budget-conscious. Groceries can be a bit pricey, but if you shop at supermarkets like Pak'nSave or Countdown, you can find some good deals. Eating out can also be expensive, so try to limit that to special occasions or look for more affordable options like food trucks or cafes.As for entertainment and leisure activities, there are plenty of free or low-cost options in Christchurch. You can enjoy the beautiful parks and gardens, like Hagley Park and the Botanic Gardens, or take advantage of the many walking and biking trails around the city. There are also plenty of free events and festivals throughout the year, so keep an eye out for those.In summary, living comfortably on $3,000 a month in Christchurch is possible, but you'll need to be mindful of your spending and make some sacrifices. By choosing a more affordable neighborhood, being conscious of transportation costs, and finding low-cost entertainment options, you can make it work," said one expat living in Christchurch.

Can I live in Christchurch on $5,000 a month?

"I've been living in Christchurch for a few years now, and I can tell you that it's definitely possible to live comfortably on $5,000 a month, even if you're used to modern amenities. However, you might have to make a few sacrifices in terms of housing and entertainment expenses.Firstly, you'll want to look for housing in more affordable neighborhoods. Some of the more expensive areas in Christchurch, like Merivale and Fendalton, might be out of your budget if you're trying to stick to $5,000 a month. Instead, consider looking for a place in areas like Riccarton, Addington, or St. Albans. These neighborhoods are still close to the city center and have plenty of amenities, but the housing prices are more reasonable.In terms of transportation, you might want to consider using public transport or biking instead of owning a car. The public transport system in Christchurch is pretty good, and it can save you a lot of money on petrol and parking. Plus, the city is quite bike-friendly, so it's easy to get around on two wheels.When it comes to entertainment and dining out, you might have to be a bit more selective. There are plenty of affordable options in Christchurch, but you'll want to avoid the more high-end restaurants and bars if you're trying to stick to your budget. Instead, explore the local cafes, pubs, and food trucks, which often offer great food at a fraction of the price.Lastly, you might have to cut back on some of the more expensive activities and attractions in the area. For example, skiing and snowboarding trips to the nearby mountains can be quite pricey, so you might want to limit those to special occasions. However, there are plenty of free or low-cost activities to enjoy in Christchurch, like hiking, biking, and exploring the beautiful parks and gardens.Overall, living comfortably on $5,000 a month in Christchurch is definitely doable, but you'll need to be mindful of your spending and make a few sacrifices in terms of housing, transportation, and entertainment," commented an expat living in Christchurch.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


Universal Tax Professionals
Universal Tax Professionals

Universal Tax Professionals
Universal Tax Professionals

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Contribute to New Zealand Network Contribute
Help others in New Zealand by answering questions about the challenges and adventures of living in New Zealand.

Universal Tax Professionals
Universal Tax Professionals

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides