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Expat Exchange - Cost of Living in Cartagena 2024
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Cartagena, Colombia


Cost of Living in Cartagena

By Joshua Wood, LPC

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Summary: If you're moving to Cartagena, understanding the the cost of living in Cartagena helps you know what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Category Cost
Apartment Rentals (1 bedroom in City Center) Approximately $500 - $700 per month
Apartment Rentals (1 bedroom Outside of City Center) Approximately $300 - $500 per month
Apartment Purchase Price (City Center) Approximately $1,500 - $2,000 per square meter
Apartment Purchase Price (Outside of City Center) Approximately $1,000 - $1,500 per square meter
Transportation (Monthly Pass) Approximately $30 - $40
Transportation (Taxi Start) Approximately $1.50
Transportation (Taxi 1km) Approximately $0.70
Groceries (Milk, 1 liter) Approximately $1
Groceries (Bread, 500g) Approximately $1.20
Groceries (Rice, 1kg) Approximately $1
Groceries (Eggs, 12) Approximately $1.80
Groceries (Chicken Breasts, 1kg) Approximately $4.50
Restaurants (Meal for 1 at Inexpensive Restaurant) Approximately $5 - $7
Restaurants (Meal for 2 at Mid-range Restaurant, Three-course) Approximately $20 - $30
Utilities (Basic for 85m2 Apartment) Approximately $70 - $100 per month
Private School Tuition (Preschool) Approximately $200 - $400 per month
Private School Tuition (Elementary School) Approximately $300 - $500 per month
Private School Tuition (Middle School) Approximately $400 - $600 per month
Private School Tuition (High School) Approximately $500 - $700 per month
Please note that these are average costs and can vary based on specific location, quality, and other factors. The cost of living in Cartagena is generally lower than in many Western countries, but it can still be relatively high compared to other parts of Colombia. The city is a popular tourist destination, which can drive up prices, especially in the city center and other popular areas. However, it is still possible to live comfortably in Cartagena on a modest budget, especially if you are willing to live a bit outside of the city center and cook at home rather than eating out frequently.

Monthly Budget for Retirees in Cartagena

"The cost of living in Cartagena is relatively affordable compared to many Western countries. Rent for a one-bedroom apartment in the city center can be quite reasonable, while outside the city center, it can be even cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is also quite low. Groceries in Cartagena are also affordable, with local markets offering fresh produce at lower prices. Eating out at an inexpensive restaurant is also quite cheap, while a three-course meal for two people at a mid-range restaurant can be a bit more expensive but still reasonable. Public transportation in Cartagena is also quite cheap, with a one-way ticket on local transport costing very little. Taxis are also affordable, especially when compared to prices in Western countries. Healthcare in Cartagena is also relatively affordable, with good quality care available at a fraction of the cost compared to the United States, for example. However, it's important to note that while the cost of living in Cartagena is generally low, it can vary depending on your lifestyle and spending habits. For example, if you choose to live in a luxury apartment in a prime location, dine at high-end restaurants, and use private transportation, your cost of living will be significantly higher," said one expat living in Cartagena.

Can I live in Cartagena on $1,500 a month?

"I've been living in Cartagena for a few years now and I can tell you that it's definitely possible to live comfortably on $1,500 a month, but it does require some adjustments. The cost of living here is significantly lower than in the US or Europe, but it's still important to budget wisely. Firstly, you'll need to choose your neighborhood carefully. The most affordable neighborhoods are Manga, Getsemani, and Crespo. These areas are safe, have good amenities, and are close to the city center. You can find a decent one-bedroom apartment in these areas for around $500-$600 a month. On the other hand, neighborhoods like Bocagrande, Castillogrande, and El Laguito are more upscale and expensive. They're beautiful, with high-rise condos, stunning views, and proximity to the beach, but you can expect to pay upwards of $1,000 a month for a one-bedroom apartment. Food is relatively cheap, especially if you shop at local markets and cook at home. Eating out can be affordable too, with a meal at a local restaurant costing around $5-$10. However, if you prefer dining at high-end restaurants, the costs can add up quickly. Transportation is also affordable. Taxis and buses are cheap, and there's also the option of using bike-sharing services. As for utilities, expect to pay around $100-$150 a month for electricity, water, and internet. Healthcare is another factor to consider. Public healthcare is free, but the quality can vary. Private healthcare is better, but it's also more expensive. However, it's still cheaper than in the US. The biggest sacrifice you'll have to make is probably adjusting to a different lifestyle. You might not have access to the same level of consumer goods and services as you're used to. For example, electronics and imported goods are more expensive here due to import taxes. Also, while Cartagena is a beautiful city with a rich history and culture, it's also a developing city. This means that infrastructure and public services might not be up to the standards you're used to. But overall, if you're willing to adapt and live like a local, you can definitely live comfortably in Cartagena on $1,500 a month," commented an expat living in Cartagena.

Can I live in Cartagena on $3,500 a month?

"I've been living in Cartagena for a few years now and I can tell you that it's definitely possible to live comfortably on $3,000 a month, even if you're used to modern amenities. However, you might have to make a few sacrifices. For instance, you might not be able to dine out at high-end restaurants every night or live in the most luxurious neighborhoods. But, you can still enjoy a good quality of life. The cost of living in Cartagena is relatively low compared to many cities in the US or Europe. You can rent a decent apartment in a safe neighborhood for around $500 to $800 a month. Utilities, including internet, will probably cost you around $100 a month. Groceries can be quite cheap if you shop at local markets and cook at home, you can expect to spend around $200 a month. As for neighborhoods, I would recommend looking at places like Bocagrande, El Laguito, or Manga. These are safe, relatively affordable neighborhoods with good amenities. Bocagrande and El Laguito are close to the beach and have a lot of modern apartment buildings, while Manga is a bit more residential and quiet. On the other hand, neighborhoods like the Old City or Castillogrande can be quite expensive. The Old City is the historic center of Cartagena and is very popular with tourists, so rents can be high. Castillogrande is one of the most exclusive neighborhoods in the city, with large, luxurious houses and apartments. In terms of transportation, you can get around the city by bus or taxi for a few dollars a day. If you want to save money, you can also consider getting a bicycle. As for entertainment, there are plenty of affordable options. You can go to the beach, visit the city's many museums and historical sites, or enjoy the local nightlife. There are also many outdoor activities available, like hiking or sailing. In terms of sacrifices, you might have to give up some of the luxuries you're used to. For instance, imported goods can be quite expensive in Colombia, so you might have to stick to local products. Also, while healthcare in Colombia is generally good and affordable, it might not be up to the standards you're used to. Overall, I think it's definitely possible to live comfortably in Cartagena on $3,000 a month. You just have to be smart about your spending and be willing to adapt to a different lifestyle," said one expat living in Cartagena.

Can I live in Cartagena on $5,000 a month?

"I've been living in Cartagena for a few years now and I can tell you that living on $5,000 a month is not only possible, but you can live quite comfortably. Of course, it all depends on your lifestyle and what you consider to be modern amenities. For example, if you're used to having a private gym, a pool, and a doorman, you might have to adjust your expectations a bit. But if you're okay with a nice apartment in a safe neighborhood, eating out a few times a week, and using public transportation or taxis, then you'll be more than fine. In terms of neighborhoods, I would recommend looking at Bocagrande, El Laguito, or Manga. These are all safe neighborhoods with a good mix of locals and expats. They're close to the beach, have plenty of restaurants and shops, and you can find a nice 2-bedroom apartment for around $1,000 to $1,500 a month. On the other hand, if you're looking for something a bit more upscale, you might want to consider Castillogrande or the Old City. These are the most expensive neighborhoods in Cartagena, with rents often going over $2,000 a month for a 2-bedroom apartment. But keep in mind that these areas are also the most touristy, so they can get quite crowded and noisy, especially during the high season.As for the rest of your budget, you'll find that groceries, utilities, and transportation are all quite affordable. A monthly grocery bill for two people will be around $300 to $400, utilities including internet and cable will be around $100 to $150, and a taxi ride anywhere in the city will rarely cost more than $5. Eating out is also quite affordable, with a meal at a mid-range restaurant costing around $10 to $15 per person. Of course, if you want to splurge on a fancy dinner at a high-end restaurant, you can expect to pay around $50 to $60 per person. In terms of sacrifices, I would say the biggest one is probably having to deal with the heat and humidity. Cartagena is a tropical city and it can get quite hot, especially during the summer months. But most places have air conditioning, and if you're near the beach, you can always go for a swim to cool off. Another thing to consider is the language barrier. While many people in Cartagena speak English, especially in the touristy areas, you'll find that knowing some basic Spanish will make your life a lot easier. But overall, I would say that living in Cartagena on $5,000 a month is not only doable, but you can live quite comfortably. It's a beautiful city with a rich history, friendly people, and a laid-back lifestyle that's hard to beat," commented an expat living in Cartagena.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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