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Expat Exchange - Cost of Living in Jaco 2024
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Cost of Living in Jaco

By Joshua Wood, LPC

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Summary: Understanding the the cost of living in Jaco helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Cost of Living Category Estimated Cost
Apartment Rentals (1 bedroom in city center) $600 - $800 per month
Apartment Rentals (1 bedroom outside city center) $400 - $600 per month
Apartment Purchase (Price per square meter in city center) $1,500 - $2,000
Apartment Purchase (Price per square meter outside city center) $1,000 - $1,500
Transportation (Monthly Pass) $30 - $50
Transportation (Taxi, 1km) $1 - $2
Groceries (Milk, 1 liter) $1.20
Groceries (Bread, 500g) $1.50
Groceries (Rice, 1kg) $1.10
Groceries (Chicken Breasts, 1kg) $7.50
Restaurants (Meal at an inexpensive restaurant) $6 - $10
Restaurants (Three-course meal for 2 people at a mid-range restaurant) $30 - $50
Utilities (Basic electricity, heating, cooling, water, garbage for 85m2 apartment) $60 - $100 per month
Private School Tuition (Preschool) $300 - $500 per month
Private School Tuition (Elementary School) $400 - $600 per month
Private School Tuition (Middle School) $500 - $700 per month
Private School Tuition (High School) $600 - $800 per month
Please note that these are estimated costs and can vary based on various factors such as location, lifestyle, and personal preferences. The cost of living in Jaco is generally lower than in many North American and European cities, but it's still important to budget carefully and consider all potential expenses. In terms of housing, both rental and purchase prices can vary widely depending on the location and size of the property. Transportation costs are relatively low, especially if you use public transportation. However, owning a car can be more expensive due to the high cost of gasoline and maintenance.Grocery prices are generally reasonable, but imported goods can be more expensive. Eating out at restaurants can be affordable or expensive depending on the type of restaurant and the dishes ordered.Utilities such as electricity, water, and garbage collection are generally affordable, but costs can increase if you use air conditioning or heating extensively.Private school tuition can be a significant expense, especially for families with multiple children. The cost can vary depending on the school and the level of education. It's also important to consider additional costs such as uniforms, books, and extracurricular activities.

Monthly Budget for Retirees in Jaco

"The cost of living in Jaco is considered to be relatively affordable compared to many places in the world. Rent for a one-bedroom apartment in the city center can be quite reasonable, while outside the city center, it can be even cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is also quite affordable. Groceries in Jaco are relatively inexpensive, with local markets offering fresh produce, meat, and dairy at lower prices than in many Western countries. Eating out at restaurants can vary, with local eateries being quite affordable and more tourist-oriented places being more expensive. Public transportation in Jaco is very affordable, but owning a car can be more expensive due to the high cost of gasoline and maintenance. Health care in Costa Rica is generally inexpensive and of high quality, with both public and private options available. Overall, while the cost of living in Jaco can vary depending on lifestyle and personal choices, it is generally considered to be quite affordable, particularly for those coming from more expensive countries," said one expat living in Jaco.

Can I live in Jaco on $1,500 a month?

"I've been living in Jaco for a few years now and I can tell you that it's definitely possible to live comfortably on $1,500 a month, but it does require some adjustments. The cost of living here is generally lower than in the US, but it's not dirt cheap. You'll need to be mindful of your spending, especially when it comes to housing and dining out. For housing, I'd recommend looking at neighborhoods like Barrio Los Villalobos or Barrio Santa Lucia. They're a bit further from the beach, but you can find a decent 2-bedroom apartment for around $500-$600 a month. On the other hand, neighborhoods like Playa Hermosa or Barrio Ricos y Famosos are more upscale and therefore more expensive. You could easily spend your entire budget on rent alone in these areas. Groceries are relatively affordable here, especially if you stick to local produce and avoid imported goods. I spend about $200 a month on groceries. Dining out can be a bit pricey, especially in the touristy areas. A meal at a mid-range restaurant can cost around $15, so I try to limit eating out to once or twice a week. Utilities, including electricity, water, and internet, cost me around $150 a month. Electricity can be particularly expensive, especially if you're using air conditioning. I've found it's more cost-effective to use fans and take advantage of the natural breeze. Transportation is another area where you can save. Public buses are cheap and reliable, and since Jaco is a small town, you can get around easily on foot or by bike. Owning a car can be expensive, with high import taxes on vehicles and gas prices higher than in the US. Healthcare is affordable and high quality in Costa Rica. I pay about $50 a month for insurance through the national healthcare system, the Caja. Private healthcare is also available and still cheaper than in the US. In terms of entertainment, there's plenty to do on a budget. The beach is free, of course, and there's plenty of natural beauty to explore in the surrounding area. So, while you'll need to make some adjustments and be mindful of your spending, I've found that it's definitely possible to live comfortably in Jaco on $1,500 a month," commented an expat living in Jaco.

Can I live in Jaco on $3,500 a month?

"I've been living in Jaco for a few years now and I can tell you that it's definitely possible to live comfortably on $3,000 a month, even if you're used to modern amenities. However, you might have to make a few sacrifices. For instance, you might not be able to dine out at high-end restaurants every night or live in the most luxurious neighborhoods. But, you can still enjoy a good quality of life. Jaco is a beach town and it's more affordable than some of the other popular expat destinations in Costa Rica. The cost of living here is lower than in places like Escazu or Santa Ana, which are some of the most expensive neighborhoods in the country. In these areas, rents can go up to $2,000 a month for a luxury condo, while in Jaco, you can find a nice two-bedroom apartment for around $800 to $1,000 a month. Groceries are also quite affordable. You can expect to spend around $300 to $400 a month if you cook at home. If you prefer to eat out, a meal at a local restaurant will cost you around $10 to $15. Utilities like electricity and water are not very expensive either. You can expect to pay around $100 a month for both. Internet and cable TV can cost you around $50 to $70 a month. Healthcare is also affordable in Costa Rica. You can join the public healthcare system for a small monthly fee, which is based on your income. Or, you can opt for private healthcare, which is more expensive but still affordable compared to the US. A visit to a private doctor will cost you around $50 to $100. As for transportation, owning a car can be expensive due to high import taxes. But, public transportation is quite cheap. A bus ride will cost you less than a dollar and taxis are also affordable. In terms of entertainment, there's plenty to do in Jaco. You can enjoy the beach, go hiking in the nearby national parks, or take part in water sports like surfing or fishing. There are also plenty of bars and clubs where you can enjoy the nightlife. So, while you might have to make a few sacrifices, living in Jaco on $3,000 a month is definitely doable. You just need to budget wisely and be mindful of your spending," said one expat living in Jaco.

Can I live in Jaco on $5,000 a month?

"I've been living in Jaco for a few years now and I can tell you that living on $5,000 a month is not only possible, but you can live quite comfortably. Of course, it all depends on your lifestyle and what you consider to be 'modern amenities'. For instance, if you're used to having a private pool, a large house, and eating out at high-end restaurants every night, then you might find it a bit challenging. But if you're okay with a more modest lifestyle, then you'll find that your money goes a long way here. In terms of housing, you can find a nice 2-bedroom apartment in the center of Jaco for around $1,000 a month. If you want something a bit more upscale, you can find luxury condos on the beach for around $2,000 a month. The neighborhoods around the center of Jaco are quite affordable and you'll be close to all the amenities you need. On the other hand, the neighborhoods around Los Sueños Marina and Golf Resort are quite expensive. While they offer stunning views and high-end amenities, you might find the cost of living there to be a bit too high for your budget. Groceries are relatively cheap here, especially if you buy local products. You can expect to spend around $300 a month on groceries. Eating out is also quite affordable, with a meal at a mid-range restaurant costing around $15. Utilities, including electricity, water, and internet, will cost you around $200 a month. Keep in mind that electricity can be quite expensive, especially if you use air conditioning a lot. Healthcare is also quite affordable in Costa Rica. You can expect to pay around $100 a month for a private health insurance plan. In terms of transportation, owning a car can be quite expensive due to the high import taxes. However, public transportation is quite affordable and reliable. You can also rent a car for around $500 a month if you need one. Overall, I would say that you can live quite comfortably in Jaco, Costa Rica on $5,000 a month. You might have to make some sacrifices in terms of luxury, but you'll still be able to enjoy a high quality of life," commented an expat living in Jaco.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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