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Expat Exchange - Cost of Living in Tumbaco 2024
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Cost of Living in Tumbaco

By Joshua Wood, LPC

SJB Global
SJB Global

Summary: Understanding the the cost of living in Tumbaco helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Category Cost
Apartment Rental (1 bedroom in city center) $300 - $500 per month
Apartment Rental (1 bedroom outside of city center) $200 - $350 per month
Apartment Purchase (Price per square meter in city center) $800 - $1,200
Apartment Purchase (Price per square meter outside of city center) $600 - $900
Transportation (Monthly Pass) $15 - $25
Transportation (Taxi, 1km) $1 - $2
Groceries (Milk, 1 liter) $0.80 - $1.20
Groceries (Bread, 500g) $1.20 - $2.00
Groceries (Rice, 1kg) $0.70 - $1.00
Groceries (Chicken Breasts, 1kg) $3.50 - $5.00
Restaurants (Meal for 1 person in inexpensive restaurant) $3.00 - $5.00
Restaurants (Meal for 2 people in mid-range restaurant, three-course) $20 - $30
Utilities (Monthly, includes electricity, heating, cooling, water, garbage) $40 - $60
Private School Tuition (Preschool) $200 - $400 per month
Private School Tuition (Elementary School) $300 - $500 per month
Private School Tuition (Middle School) $400 - $600 per month
Private School Tuition (High School) $500 - $700 per month
Please note that these are average costs and can vary based on specific location, quality, and time of year. The cost of living in Tumbaco is generally lower than in many Western countries, but it's still important to budget carefully and consider all potential expenses. The cost of housing can vary greatly depending on whether you choose to rent or buy, and where the property is located. Transportation costs are relatively low, especially if you use public transportation. However, taxi fares can add up if you use them frequently. Grocery prices are also quite reasonable, but again, this can depend on where you shop and what you buy. Eating out at restaurants can be quite affordable, especially if you stick to local, less touristy spots. Utilities are generally not very expensive, but this can depend on your usage and the specific services you require. Private school tuition can be one of the biggest expenses, especially for families with multiple children. The cost can vary greatly depending on the school and the specific grade level.

Monthly Budget for Retirees in Tumbaco

"The cost of living in Tumbaco is relatively affordable compared to many other places in the world. Rent for a one-bedroom apartment in the city center is quite reasonable, while outside the city center, it is even cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is also quite low. Groceries in Tumbaco are also affordable, with local markets offering fresh produce at lower prices. Eating out at an inexpensive restaurant is also quite cheap. Transportation costs are also low, with affordable public transportation and relatively cheap gasoline prices. Healthcare in Tumbaco is also reasonably priced, with both public and private healthcare options available. Fitness and sports activities are also quite affordable. However, like anywhere else, the cost of living can vary depending on your lifestyle and spending habits. For example, imported goods, high-end dining, and luxury housing can significantly increase your cost of living. Overall, Tumbaco, Ecuador offers a high quality of life at a relatively low cost, making it an attractive place for expats and retirees," said one expat living in Tumbaco.

Can I live in Tumbaco on $1,500 a month?

"I've been living in Tumbaco for a few years now and I can tell you that it's definitely possible to live comfortably on $1,500 a month, even if you're used to modern amenities. However, you'll have to make some adjustments and sacrifices. For instance, you might not be able to dine out at high-end restaurants or go on expensive trips every weekend. But, you can still enjoy a good quality of life. Tumbaco is a beautiful place with a lot to offer. It's less crowded than Quito, but still has all the necessary amenities like supermarkets, hospitals, and good schools. The cost of living is also lower compared to Quito. In terms of housing, you can find a decent apartment or house for around $500 to $700 a month. The neighborhoods around La Morita and La Ceramica are quite affordable and still offer a good quality of life. They are safe, quiet, and have easy access to public transportation. On the other hand, neighborhoods like La Viña or La Primavera are more upscale and expensive. You might want to avoid these if you're on a tight budget. Groceries will cost you around $200 to $300 a month, depending on your eating habits. Local markets like Mercado de Tumbaco are cheaper than supermarkets and offer fresh produce. Eating out is also affordable if you stick to local eateries instead of fancy restaurants. Utilities like electricity, water, and internet will cost you around $100 a month. Public transportation is cheap, but if you prefer to drive, keep in mind that gas prices are higher than in the U.S. Healthcare is also affordable in Ecuador. You can get a private health insurance plan for around $70 a month. In terms of entertainment, there are plenty of affordable or free activities to do. You can explore the beautiful nature around Tumbaco, visit local markets, or enjoy the town's vibrant cultural scene. So, while you might have to make some sacrifices, living in Tumbaco on $1,500 a month is definitely doable. You just need to budget wisely and adjust your lifestyle accordingly," commented an expat living in Tumbaco.

Can I live in Tumbaco on $3,500 a month?

"I've been living in Tumbaco for a few years now and I can tell you that it's definitely possible to live comfortably on $3,000 a month, even if you're used to modern amenities. The cost of living here is significantly lower than in many Western countries. For instance, you can rent a nice, modern apartment for around $500 to $700 a month. If you're looking for something more upscale, you might pay up to $1,000, but that's still quite affordable compared to what you'd pay in a city like New York or London. In terms of neighborhoods, I'd recommend looking at La Morita or La Ceramica. Both are safe, quiet, and have a good mix of locals and expats. They're also close to the town center, so you'll have easy access to shops, restaurants, and other amenities. On the other hand, I'd avoid the more upscale neighborhoods like Cumbaya or La Viña. While they're beautiful and have a lot of modern amenities, they're also significantly more expensive. Food is also quite affordable here. You can get a meal at a local restaurant for around $3 to $5, and groceries are also reasonably priced. I spend around $200 a month on groceries, and that's for a diet that includes a lot of fresh fruits and vegetables. Utilities are another area where you can save a lot of money. I pay around $50 a month for electricity, water, and gas. Internet is a bit more expensive, around $40 a month, but it's reliable and fast enough for streaming and video calls. Transportation is also quite cheap. A bus ride costs around $0.25, and taxis are also affordable. I don't own a car, as I find it's not necessary with the good public transportation system here. Of course, there are some sacrifices you'll have to make. While Tumbaco has a lot of modern amenities, it's not as developed as a big city in the US or Europe. You might not find all the brands you're used to, and some things, like electronics, are more expensive due to import taxes. Also, while many people speak English, it's definitely helpful to know some Spanish. But overall, I find that the lower cost of living and the relaxed lifestyle here more than make up for these minor inconveniences. I'm able to live comfortably, save money, and still enjoy a lot of the same amenities I had back home," said one expat living in Tumbaco.

Can I live in Tumbaco on $5,000 a month?

"I've been living in Tumbaco for a few years now and I can tell you that living on $5,000 a month is not only possible, but you can live quite comfortably. Tumbaco is a suburb of Quito, so it's a bit more laid back and less expensive than the city. The cost of living here is significantly lower than in the U.S. or Europe. For example, you can rent a nice three-bedroom house in a good neighborhood for around $600 to $800 a month. If you want to live in a more upscale neighborhood, like Cumbayá, you might pay a bit more, maybe around $1,000 to $1,500 a month. But even then, you're still well within your budget. Groceries are also quite affordable. You can get fresh fruits, vegetables, and other staples for less than $200 a month. Eating out is also inexpensive. A meal at a mid-range restaurant will cost you around $10 to $15. If you prefer cooking at home, you can hire a maid who can also cook for around $300 a month. As for utilities, you're looking at around $50 a month for electricity, water, and gas. Internet and cable TV will cost you around $40 a month. Healthcare is also affordable. You can get private health insurance for around $70 a month. Doctor's visits and medications are also reasonably priced. Transportation is another area where you can save. Taxis are cheap and public transportation is even cheaper. If you decide to buy a car, keep in mind that cars are more expensive in Ecuador due to import taxes. As for sacrifices, you might find that some modern amenities you're used to are not as readily available or as high quality. For example, while you can find most things you need, certain imported goods or specialty items might be more expensive or harder to find. Also, while internet is available and generally reliable, it might not be as fast as you're used to. In terms of neighborhoods, I would recommend looking in Tumbaco itself or in Cumbayá. Both are safe, have good amenities, and are within easy reach of Quito. I would avoid the more expensive neighborhoods in Quito itself, like González Suárez or La Floresta, as they would eat into your budget more. Overall, I've found that living in Tumbaco on $5,000 a month is not only doable, but allows for a comfortable lifestyle. You just need to adjust your expectations a bit and be willing to adapt to a different way of life," commented an expat living in Tumbaco.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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