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Expat Exchange - Cost of Living in Osaka 2024
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Cost of Living in Osaka

By Betsy Burlingame

Cigna Global Health
Cigna Global Health

Summary: Understanding the the cost of living in Osaka helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Category Cost
Apartment Rentals The cost of renting an apartment in Osaka varies depending on the location and size of the apartment. On average, a one-bedroom apartment in the city center costs around 80,000 to 120,000 JPY per month, while the same outside the city center costs around 50,000 to 80,000 JPY.
Apartment Purchases The price of buying an apartment in Osaka also depends on the location and size. On average, the price per square meter in the city center is around 500,000 to 800,000 JPY, while outside the city center it's around 300,000 to 500,000 JPY.
Transportation Public transportation in Osaka is quite efficient and affordable. A monthly pass for public transportation costs around 10,000 to 15,000 JPY. Taxis start at around 600 JPY for the first 2 kilometers and increase by around 300 JPY per additional kilometer.
Groceries The cost of groceries in Osaka is relatively reasonable. For example, a liter of milk costs around 200 JPY, a loaf of bread is around 150 JPY, a dozen eggs cost around 200 JPY, and a kilogram of local cheese is around 1,000 JPY. Fruits and vegetables are also reasonably priced, with a kilogram of apples costing around 500 JPY and a kilogram of tomatoes costing around 400 JPY.
Restaurants The cost of eating out in Osaka varies depending on the type of restaurant. A meal at an inexpensive restaurant costs around 800 to 1,000 JPY, while a three-course meal for two at a mid-range restaurant costs around 4,000 to 6,000 JPY. Fast food is also relatively cheap, with a combo meal at a fast food restaurant costing around 700 JPY.
Utilities Basic utilities for an 85m2 apartment, including electricity, heating, cooling, water, and garbage, cost around 10,000 to 15,000 JPY per month. Internet costs around 4,000 to 5,000 JPY per month.
Private School Tuition The cost of private school tuition in Osaka varies depending on the school and the level of education. On average, annual tuition for preschool is around 800,000 to 1,200,000 JPY, for elementary school it's around 1,000,000 to 1,500,000 JPY, for middle school it's around 1,200,000 to 1,800,000 JPY, and for high school it's around 1,500,000 to 2,000,000 JPY.

Monthly Budget for Retirees in Osaka

"Living in Osaka can be considered moderately expensive, especially when compared to other major cities in the world. The cost of housing in Osaka is relatively high, with rent for a one-bedroom apartment in the city center being quite costly. Outside the city center, the rent decreases significantly but is still considerable.The cost of food in Osaka can vary greatly depending on where you choose to eat. Eating out at restaurants can be expensive, especially at high-end establishments. However, there are also many affordable options such as street food and local markets where you can buy fresh produce and groceries at a lower cost.Transportation costs in Osaka are also a significant part of the cost of living. Public transportation, such as trains and buses, is widely used and can be quite affordable. However, owning and maintaining a car can be quite expensive due to the cost of petrol, parking, and maintenance.Healthcare in Osaka is of a high standard and is generally affordable due to Japan's universal healthcare system. However, private healthcare can be expensive.Education costs can also be high, especially for private or international schools. However, public education is generally affordable.Overall, the cost of living in Osaka can be high, especially for expats or those without a steady income. However, with careful budgeting and lifestyle choices, it is possible to live comfortably in this vibrant and dynamic city," said one expat living in Osaka.

Can I live in Osaka on $1,500 a month?

"I've been living in Osaka for a few years now and I can tell you that living on $1,500 a month is possible, but it will require some careful budgeting and sacrifices. The biggest expense will be rent. If you want to live in a modern apartment in a central area like Namba or Umeda, you're looking at paying at least $800 to $1,000 a month. However, if you're willing to live a bit further out in areas like Higashisumiyoshi or Hirano, you can find apartments for around $500 to $600 a month. These areas are still within the city and have good public transportation links, so you won't feel too isolated. Food can be quite affordable if you cook at home and shop at local supermarkets. Eating out can be expensive, especially in touristy areas, but there are plenty of cheap and delicious options if you know where to look. For example, you can get a filling bowl of ramen for around $7 to $8, and convenience stores offer a variety of affordable meals. Transportation costs can add up, especially if you're commuting to work every day. A monthly pass for the subway costs around $60, but if you live and work in the city center, you might be able to get by with just a bicycle. As for other expenses, utilities can be quite high, especially in the summer and winter when you're using air conditioning or heating. Expect to pay around $100 to $150 a month for electricity, gas, and water. Internet and mobile phone plans are relatively affordable, with plans starting at around $30 a month. Entertainment can be a big expense if you're not careful. Going out for drinks, going to concerts or sports games, and other activities can quickly eat into your budget. However, there are plenty of free or cheap things to do in Osaka, like visiting parks, temples, and museums, or just exploring the city. In terms of sacrifices, you'll probably have to give up some of the luxuries you're used to. You might have to live in a smaller apartment, cook at home more often, and limit your entertainment expenses. But in my experience, the cost of living in Osaka is worth it for the rich cultural experiences, delicious food, and friendly people," commented an expat living in Osaka.

Can I live in Osaka on $3,500 a month?

"I've been living in Osaka for a few years now and I can tell you that it's definitely possible to live comfortably on $3,000 a month, but it does require some careful budgeting and planning. The cost of living in Osaka is lower than in Tokyo, but it's still a major city, so expenses can add up. Rent is likely to be your biggest expense. If you want to live in a central, popular area like Namba or Umeda, you could easily pay $1,000 or more for a small apartment. However, if you're willing to live a bit further out, in neighborhoods like Higashisumiyoshi or Hirano, you can find a decent place for around $500-$600 a month. Food can be surprisingly affordable in Osaka, especially if you eat like a local. There are plenty of cheap eateries and street food stalls where you can get a meal for under $10. Groceries are also reasonably priced, especially if you shop at local markets or discount supermarkets. Transportation costs can vary. If you live and work in the city center, you might be able to get by without a car, which would save you a lot on parking, gas, and maintenance. Public transportation is efficient and relatively cheap, especially if you get a monthly pass. As for other expenses, utilities are fairly standard, maybe around $100-$150 a month depending on the season. Internet and mobile phone plans are also reasonably priced, around $50-$60 a month. Entertainment can be as cheap or as expensive as you make it. There are plenty of free or low-cost activities in Osaka, like visiting parks or temples, hiking, or just exploring the city. However, if you want to go out to bars or clubs regularly, or if you're a big fan of shopping, those costs can add up quickly. In terms of sacrifices, you might have to give up some space and privacy, especially if you're used to living in a large house. Apartments in Japan are typically smaller than in the West, and you might have to get used to hearing your neighbors. You might also have to adjust your diet a bit, as some Western foods can be expensive or hard to find. Overall, I'd say it's definitely possible to live comfortably in Osaka on $3,000 a month, but it does require some adjustments and careful budgeting. It's all about finding the right balance between cost and comfort," said one expat living in Osaka.

Can I live in Osaka on $5,000 a month?

"I've been living in Osaka for a few years now and I can tell you that living on $5,000 a month is definitely doable, even with a taste for modern amenities. However, you'll need to be smart about your spending. Rent is the biggest expense you'll have to consider. If you want to live in a central, popular area like Namba or Umeda, you could easily spend over $1,500 a month for a small apartment. But if you're willing to live a bit further out, in neighborhoods like Tennoji or Tsuruhashi, you can find a decent place for around $800 to $1,000 a month. These areas are still very accessible, with good public transportation links, and they have plenty of shops, restaurants, and other amenities. Food can be quite affordable in Osaka, especially if you eat like a local. There are plenty of cheap eateries where you can get a filling meal for under $10. Groceries are also reasonably priced, especially if you shop at local markets or discount supermarkets. Transportation costs can add up, especially if you're commuting to work every day. A monthly pass for the subway costs around $100, but it can be more cost-effective if you're using it daily. As for other expenses, utilities like electricity, water, and internet can cost around $200 a month, depending on your usage. Health insurance is mandatory in Japan and can cost around $200 a month, depending on your income. Entertainment can be as cheap or as expensive as you make it. There are plenty of free or low-cost activities to do in Osaka, like visiting parks or temples, or just exploring the city. But if you want to go out to bars or clubs regularly, or if you have expensive hobbies, this could significantly increase your monthly expenses. In terms of sacrifices, you might have to give up some space and privacy, especially if you're used to living in a large house. Apartments in Japan are generally smaller than in the West, and you might have to get used to having less personal space. You might also have to adjust your eating habits and get used to Japanese food, as Western food can be quite expensive in Japan. But overall, I think it's definitely possible to live comfortably in Osaka on $5,000 a month. You just need to be mindful of your spending and be willing to adapt to a different lifestyle," commented an expat living in Osaka.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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