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Expat Exchange - Health Care in Umag 2024
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Health Care in Umag

By Betsy Burlingame

AGS Worldwide Movers
AGS Worldwide Movers

Summary: Explore healthcare options for expatriates and digital nomads in Umag: uncover top-rated providers, hospitals, and medical facilities to meet your needs while living abroad in Umag.

The healthcare system in Umag, is a blend of public and private services. The public healthcare system, known as the Croatian Health Insurance Fund (HZZO), is widely used by both locals and foreigners, while private healthcare services offer an alternative for those seeking more specialized or immediate care.

Croatia's Healthcare System

The Croatian Health Insurance Fund (HZZO) is the public healthcare system in Croatia. It is funded by mandatory health insurance contributions and provides a wide range of healthcare services. Foreigners, including expats and digital nomads, are allowed to use the public healthcare system, although they must have a valid European Health Insurance Card (EHIC) or arrange for private health insurance. Public hospitals in Umag are generally well-equipped and staffed by professional medical personnel. However, for serious medical emergencies and major surgeries, some people may recommend private hospitals due to shorter waiting times and more personalized care. Expats often use private hospitals, although this can depend on individual circumstances and insurance coverage.

Hospitals and Clinics for Expats in Umag

Umag has a number of healthcare facilities that cater to locals and expats alike. These include:

  • Umag General Hospital - a public hospital located in the city center.
  • Poliklinika Analiza - a private clinic specializing in laboratory diagnostics.
  • Umag Dental Clinic - a private clinic offering a range of dental services.
In the event of specialized medical care or surgeries, expats may choose to travel to larger cities such as Pula or Rijeka, which are approximately 1-2 hours away by car.

Emergency Services in Umag

Emergency services, including ambulance services, are available in Umag. In case of an emergency, the number to call is 112. The response time can vary depending on the nature of the emergency and the location, but generally, the services are prompt and efficient.

Health Insurance Companies in Umag

There are several popular private health insurance companies in Umag, including Allianz and Croatia Osiguranje. These companies offer a range of health insurance plans that can be tailored to individual needs. Expats and digital nomads typically use these companies for their health insurance needs, although some may choose to use specialized expat health insurance providers. It's important to note that the choice of health insurance can greatly influence the choice of healthcare services, as some private hospitals may not accept public health insurance.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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