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Expat Exchange - Health Care in Loja 2024
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Plaza de la Independencia in Loja, Ecuador


Health Care in Loja

By Joshua Wood, LPC

Cigna Global Health
Cigna Global Health

Summary: Explore healthcare options for expatriates and digital nomads in Loja: uncover top-rated providers, hospitals, and medical facilities to meet your needs while living abroad in Loja.

The healthcare system in Loja is a mix of public and private providers. The public healthcare system, known as the Ecuadorian Institute of Social Security (IESS), is widely used by both locals and foreigners, while the private sector offers a range of services for those who prefer or can afford it.

Ecuador's Healthcare System

Ecuador's public healthcare system, the Ecuadorian Institute of Social Security (IESS), is available to all residents, including foreigners. The quality of care in public hospitals varies, and while some people recommend using public hospitals in Loja for serious medical emergencies and major surgery, others prefer the private sector. Public hospitals in Loja are typically busy and may lack some of the amenities found in private hospitals. Foreigners, including expats and digital nomads, are allowed to use the public healthcare system in Ecuador. However, many expats choose to use private hospitals due to shorter wait times and perceived higher quality of care. Private hospitals are often recommended for serious medical emergencies and major surgery. Private hospitals in Loja are generally well-equipped and offer a high standard of care.

Hospitals and Clinics for Expats in Loja

  • Loja Specialty Hospital (Public) - Located in the city center, this hospital offers a range of services including emergency care and surgery.
  • San Agustin Clinic (Private) - A well-regarded private clinic located in the city center.
  • Isidro Ayora Hospital (Public) - This is a general hospital located in the city center.
If there are no suitable facilities in Loja, expats often travel to Cuenca, which is approximately 4 hours by car. Cuenca has a number of high-quality private hospitals such as Santa Ines and Monte Sinai.

Emergency Services in Loja

Loja has ambulance services available. In case of an emergency, you can call 911. The response time can vary depending on the location and the nature of the emergency, but generally, the service is reliable.

Health Insurance Companies in Loja

There are several popular private health insurance companies in Loja, including Seguros Sucre and Seguros Equinoccial. These companies offer a range of plans to suit different needs and budgets. Many expats and digital nomads choose to use these local companies, while others prefer to use international health insurance providers that specialize in coverage for expats. It's important to compare the coverage and costs of different plans before making a decision.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


Cigna Global Health
Cigna Global Health

Cigna Global Health
Cigna Global Health

Plaza de la Independencia in Loja, Ecuador

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