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"Good day one and all..!!! I’m having difficulty getting opinions on the best ways to receive money in the Philippines. I currently use a Schwab ATM when overseas without any problems. I have heard from others in the PL that sometimes ATM machines have an “appetite” for ATM cards and could have long waits or other issues getting them back. Then I see ad’s for Wise money transfers and Remitly as well as others. Does anyone have any experience with one or the other ?? Or any other thoughts on safe money transfers without opening a PL bank account….??? Thnx for the thoughts…!!!" - 303croissant

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