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Expat Exchange - Health Care in Subic Bay 2024
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Health Care in Subic Bay

By Betsy Burlingame

Universal Tax Professionals
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Summary: Learn about the health system in Subic Bay: how it can and cannot be used by expats, nomads, retirees and others moving to and living in Subic Bay.

The healthcare system in Subic Bay is a mix of public and private providers. The public healthcare system, known as PhilHealth, is available to all citizens and registered foreigners, while private healthcare is often sought for more specialized or immediate care.

Philippines's Healthcare System

The public healthcare system in the Philippines is managed by the Philippine Health Insurance Corporation, commonly known as PhilHealth. This system is used by both locals and registered foreigners, including expats and digital nomads. However, the quality of care in public hospitals can vary, and for serious medical emergencies or major surgeries, many people recommend private hospitals. Public hospitals in Subic Bay are typically crowded and may lack some of the advanced medical equipment found in private hospitals. While foreigners are allowed to use the public healthcare system, many expats prefer to use private hospitals due to the higher standard of care and shorter waiting times. Private hospitals in Subic Bay are generally well-equipped and offer a wide range of medical services.

Hospitals and Clinics for Expats in Subic Bay

Subic Bay has a number of healthcare facilities that are popular among expats. These include:

  • Baypointe Hospital and Medical Center - a private hospital located in the Subic Bay Freeport Zone.
  • George Dewey Medical and Wellness Center - a private medical center specializing in wellness and preventive care, located in the Subic Bay Freeport Zone.
  • James L. Gordon Memorial Hospital - a public hospital located in nearby Olongapo City, approximately 15 minutes by car from Subic Bay.
In the event of a serious medical emergency or need for specialized care, expats often travel to Manila, which is approximately three hours by car from Subic Bay and home to a number of internationally accredited hospitals.

Emergency Services in Subic Bay

Emergency services, including ambulance services, are available in Subic Bay. In case of an emergency, you can dial 117 to call for an ambulance. However, response times can vary depending on the location and time of day. It is generally recommended to have a private transport option available as a backup.

Health Insurance Companies in Subic Bay

There are several popular private health insurance companies in Subic Bay, including Philam Life, Sun Life Financial, and AXA Philippines. These companies offer a range of health insurance products suitable for different needs and budgets. While some expats and digital nomads choose to use these local providers, many opt for international health insurance plans that provide coverage both in the Philippines and abroad. These international plans are often more comprehensive and may include benefits such as medical evacuation, which can be important for those living in areas with limited medical facilities.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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