Enrolling in the Public Healthcare System in Hungary

If you're planning to enroll in the public healthcare system in Hungary, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

The public healthcare system in Hungary is known as the National Health Insurance Fund (NHIF), or Országos Egészségbiztosítási Pénztár (OEP) in Hungarian. The system is funded by taxes and contributions from employers and employees. It is mandatory for all residents, including foreigners living and working in Hungary. The quality of healthcare in Hungary is generally good, with well-trained medical staff and modern facilities, especially in urban areas. However, the system does face challenges such as long waiting times for certain procedures and treatments.

While the public healthcare system is widely used by Hungarian residents, many also opt for private healthcare due to the aforementioned issues. Private healthcare in Hungary is known for its high quality and shorter waiting times, but it comes at a higher cost. Foreigners living in Hungary often choose private healthcare for these reasons.

Eligibility for Public Healthcare in Hungary

Foreigners are eligible to enroll in the public healthcare system in Hungary if they are legally residing in the country and are either employed, self-employed, or a dependent of someone who is employed or self-employed. EU citizens can also access the public healthcare system using their European Health Insurance Card (EHIC).

Steps to Enroll in the Public Healthcare System in Hungary

1. Obtain a residence permit: Before you can enroll in the public healthcare system, you must first obtain a residence permit from the Hungarian Immigration Office. This requires proof of employment or self-employment, or proof of being a dependent of someone who is employed or self-employed.
2. Register with the NHIF: Once you have your residence permit, you can register with the NHIF. This requires a completed application form, your residence permit, and proof of employment or self-employment.
3. Pay contributions: After registering, you will need to start paying contributions to the NHIF. The amount you pay depends on your income.
4. Receive your healthcare card: Once you have paid your contributions, you will receive a healthcare card. This card allows you to access healthcare services in Hungary.

It's important to note that even after enrolling in the public healthcare system, you may still be required to pay for certain services. For example, there are co-payments for prescription medications and certain treatments.

Private Healthcare in Hungary

If you prefer not to use the public healthcare system, or if you want to supplement it with private healthcare, there are many private healthcare providers in Hungary. These providers offer a wide range of services, often with shorter waiting times than the public system. However, private healthcare can be expensive, so it's important to consider this when planning your healthcare in Hungary.

Whether you choose to use the public healthcare system, private healthcare, or a combination of both, it's important to ensure that you have adequate healthcare coverage while living in Hungary. This will help to ensure that you can access the medical care you need, when you need it.

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Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
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