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Expat Exchange - Enrolling in the Public Healthcare System in Moldova
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Enrolling in the Public Healthcare System in Moldova

By Betsy Burlingame

SJB Global
SJB Global

Summary: A primer on how to enroll in the public healthcare system in Moldova.

If you're planning to enroll in the public healthcare system in Moldova, this article covers the requirements for foreigners to be able enroll in the public healthcare system, the steps involved and more.

The Republic of Moldova, located in Eastern Europe, offers a public healthcare system known as the National Health Insurance Company (NHIC). This system is designed to provide a range of medical services to all residents of the country. However, the quality of healthcare in Moldova is often considered to be lower than in Western European countries, due to factors such as outdated medical equipment, lack of funding, and a shortage of medical professionals. Despite these challenges, the NHIC is mandatory for all residents, including foreigners who have obtained a residence permit. Most people in Moldova use the public healthcare system, although some also opt for private healthcare services.

Eligibility for Foreigners

Foreigners are eligible to enroll in the NHIC once they have obtained a residence permit. This permit can be obtained by applying to the Bureau for Migration and Asylum under the Ministry of Internal Affairs. Once a residence permit is obtained, foreigners are required to pay the same health insurance contributions as Moldovan citizens.

Enrollment Process

The process for enrolling in the NHIC involves several steps:

  1. Obtain a residence permit: This is the first step for foreigners wishing to enroll in the NHIC. The permit can be obtained from the Bureau for Migration and Asylum.
  2. Register with the NHIC: Once a residence permit is obtained, foreigners can register with the NHIC. This involves filling out an application form and providing proof of residence.
  3. Pay health insurance contributions: After registering with the NHIC, foreigners are required to pay health insurance contributions. The amount is determined by the NHIC and is the same for all residents.
  4. Receive a health insurance card: Once the contributions have been paid, the NHIC will issue a health insurance card. This card must be presented when accessing healthcare services.

It's important to note that the NHIC does not cover all medical services. Some services, such as certain types of surgery and medication, may require additional payment. Therefore, many foreigners also choose to have private health insurance to cover these additional costs.

Private Healthcare in Moldova

Due to the challenges facing the public healthcare system in Moldova, many foreigners choose to use private healthcare services. These services often offer a higher standard of care, with modern facilities and English-speaking staff. However, they are also more expensive than the public healthcare system.

Private health insurance can be obtained from a number of providers in Moldova. The cost of private health insurance varies depending on the provider and the level of coverage chosen. It's recommended that foreigners research different providers and choose the one that best suits their needs and budget.

In conclusion, while the public healthcare system in Moldova faces certain challenges, it is still a viable option for foreigners who have obtained a residence permit. However, many also choose to supplement this with private health insurance to ensure access to a higher standard of care.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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