How to Rent a Home in Zambia

Navigating the process of renting a home in Zambia for the first time can feel overwhelming. Numerous questions might arise: Should I consult a lawyer? Are appliances typically included in rentals? How can I discover quality rental properties? Which neighborhoods will best suit my needs? These are just the tip of the iceberg. Dive in for answers to these pressing questions and gain insights from our members who've made Zambia their home.

"Relocating to a new country can be a daunting task, especially when it comes to finding a place to live. If you're planning to move to Zambia, this guide will provide you with all the necessary information about renting an apartment in this beautiful African country. From finding a rental property to understanding the legalities involved, this guide will help you navigate the rental market in Zambia with ease.

How Do You Find a Rental Property in Zambia?

There are several ways to find rental properties in Zambia. Online property portals such as Property24, ZamReal and BuyRentZambia are popular platforms where landlords and real estate agents list available properties. Local newspapers also have property listings. Alternatively, you can hire a real estate agent to help you find a suitable property based on your preferences and budget.

Does Zambia Have an MLS Type System?

Zambia does not have a Multiple Listing Service (MLS) system like in the United States. However, real estate agents and property management companies maintain their own databases of available properties. They can provide you with a list of available rentals that match your criteria.

Do Brokers Have Licenses and How Do I Know if They are Licensed?

Yes, real estate brokers in Zambia are required to be licensed by the Zambia Institute of Estate Agents (ZIEA). You can verify a broker's license by checking with the ZIEA or asking the broker to show their license.

Should I Buy or Rent in Zambia?

Whether to buy or rent in Zambia depends on your personal circumstances and long-term plans. Renting is a good option if you're not planning to stay in Zambia for a long time or if you prefer flexibility. Buying might be a better option if you plan to stay in Zambia for many years and see it as a long-term investment.

Is it Difficult to Find Rentals in Zambia?

Finding a rental in Zambia can be challenging, especially in popular areas like Lusaka and Livingstone. However, with the help of a good real estate agent and some patience, you should be able to find a suitable property.

What Documents are Required When Renting an Apartment in Zambia?

When renting an apartment in Zambia, you will typically need to provide a copy of your passport, proof of employment or income, and references from previous landlords. Some landlords may also require a police clearance certificate.

Do I Need a Lawyer When Renting an Apartment in Zambia?

While it's not mandatory to have a lawyer when renting an apartment in Zambia, it can be beneficial. A lawyer can help you understand the terms of the lease agreement and ensure your rights are protected. Legal fees can vary, so it's advisable to get a quote before engaging a lawyer's services.

How Long is the Typical Lease For?

The typical lease term in Zambia is one year, but it can be negotiated with the landlord. Some landlords may offer a discount for longer lease terms.

Do I Have to Pay a Deposit?

Yes, it's standard practice in Zambia to pay a security deposit when renting an apartment. The deposit is usually equivalent to one or two months' rent and is refundable at the end of the lease, provided there are no damages to the property.

What Other Upfront Costs are There When Renting?

Other than the security deposit, you may also need to pay the first month's rent upfront. Some landlords may also charge an administration fee. It's important to clarify these costs before signing the lease agreement.

Are Utilities Included?

Utilities are typically not included in the rent in Zambia. Tenants are usually responsible for setting up and paying for utilities such as electricity, water, and internet. The cost of utilities can vary depending on usage and the area where you live.

Are Furnished or Unfurnished Rentals More Popular?

Both furnished and unfurnished rentals are available in Zambia. Furnished apartments typically include basic furniture, kitchen appliances, and sometimes even bedding and towels. Unfurnished apartments usually only include major appliances like a refrigerator and stove. The choice between furnished and unfurnished depends on your personal preferences and needs," said one expat living in Zambia.

Expats Talk about How they Found their Home

"One of the best ways to find a place to live in Zambia is to search online for rental listings. Websites such as Zameen.com, Zambia Property, and Zambia Real Estate are great resources for finding rental properties in Zambia. Additionally, you can also search for rental listings on classifieds websites such as Craigslist and Gumtree. Additionally, you can also contact local real estate agents who can help you find a suitable place to live in Zambia. Finally, you can also ask around in your local community for recommendations on rental properties," commented an expat living in Zambia.