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Expat Exchange - Pros and Cons of Living in Philippines 2024
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Cloud 9 Pier in Siargo, Philippines


Pros and Cons of Living in Philippines

By Betsy Burlingame

Cigna Global Health
Cigna Global Health

Summary: If you're moving to Philippines, it's important to learn about both the Pros AND Cons of living in Philippines.

Moving to a new country is a life-changing decision that requires careful consideration of various factors. The Philippines, with its tropical climate, stunning landscapes, and vibrant culture, has become an attractive destination for expatriates from around the world. Whether you're seeking adventure, relaxation, or new career opportunities, this archipelago offers a unique blend of Eastern and Western influences that can make for an exciting and fulfilling expat experience. However, like any country, living in the Philippines comes with its own set of advantages and challenges. In this article, we'll explore the pros and cons of setting up your new home in this Southeast Asian nation, providing you with a balanced view to help inform your decision.

Pros of Living in Philippines

The Philippines is a country that often evokes images of pristine beaches, crystal-clear waters, and a laid-back lifestyle. But there's more to this archipelago than just its postcard-perfect scenery. For those considering a move, the advantages of living here are as diverse as its 7,000+ islands. One of the most significant benefits of residing in the Philippines is the cost of living. Compared to Western countries, your money can go much further here. Housing, food, transportation, and healthcare are all available at a fraction of the cost. Expatriates often find that they can afford a comfortable, even luxurious lifestyle that would be out of reach in their home countries. For example, hiring domestic help such as a housekeeper or a nanny is common and affordable, allowing expats to enjoy more leisure time. The warmth of the Filipino people is another compelling reason to consider the Philippines as your new home. Known for their hospitality and friendliness, Filipinos are welcoming to foreigners and often go out of their way to help. This makes settling in much easier and helps to quickly build a sense of community. Many expatriates have shared stories of being invited to local homes for meals or being helped with language barriers during their initial days in the country. English is widely spoken in the Philippines, which is a huge plus for English-speaking expats. It is one of the official languages and is used in business, government, and education. This eliminates the language barrier that can be a significant challenge when moving to a new country. You'll find that from street signs to newspapers, and even in entertainment, English is prevalent, making the transition smoother for new residents. The Philippines also boasts a rich cultural heritage, with influences from Spain, the United States, and various Asian countries. This melting pot of cultures is reflected in the diverse cuisine, festivals, and traditions. Expats have the opportunity to immerse themselves in this cultural tapestry, celebrating colorful fiestas, enjoying local delicacies like adobo and lechon, and exploring the country's history through its many historical sites and museums. For those who love nature and outdoor activities, the Philippines is a paradise. With over 7,000 islands, there's no shortage of beaches, mountains, and natural wonders to explore. From the world-renowned white sands of Boracay to the majestic rice terraces of Banaue, the natural beauty of the Philippines is unparalleled. Diving enthusiasts flock to places like Palawan and Cebu for some of the best underwater experiences in the world, with vibrant coral reefs and diverse marine life. The Philippines also offers a strategic location for travel enthusiasts. It serves as a gateway to the rest of Southeast Asia, making it easy to explore neighboring countries like Thailand, Vietnam, and Indonesia. With a number of budget airlines operating in the region, international travel is both convenient and affordable. The country's economy has been on an upward trajectory, with growth in sectors like business process outsourcing (BPO), real estate, and tourism. This economic growth has led to an increase in job opportunities for skilled expatriates, particularly in the capital city of Manila. The burgeoning startup scene is also creating new opportunities for entrepreneurs looking to tap into the dynamic Southeast Asian market.

Cons of Living in Philippines

While the Philippines offers many advantages, it's important to acknowledge the challenges that come with living in this tropical nation. Understanding these drawbacks will help you prepare for life in the Philippines and decide if it's the right fit for you. One of the primary concerns for many expatriates is the country's infrastructure. Traffic congestion, particularly in major cities like Manila and Cebu, can be a significant source of frustration. Public transportation options are often crowded and may not meet the standards that some expats are accustomed to. While there are ongoing efforts to improve infrastructure, progress can be slow, and daily commutes can still be a test of patience. The Philippines is also prone to natural disasters, such as typhoons, earthquakes, and volcanic eruptions. The country experiences an average of 20 typhoons each year, some of which can be devastating. Expats must be prepared for these occurrences and understand the risks involved. It's essential to live in a well-constructed home and have a disaster preparedness plan in place. Healthcare is another area of concern. While there are high-quality medical facilities in major cities, the standard of care can vary greatly, especially in rural areas. Expatriates often opt for private healthcare and health insurance to ensure access to the best services. However, this can add to the cost of living and may be a consideration for those on a tight budget. The Philippines has a high poverty rate, and expats may be confronted with stark economic disparities. This can be a culture shock for those coming from more affluent countries. Poverty can also contribute to higher crime rates in certain areas, so it's important to research and choose a safe neighborhood to live in. Expats should take standard precautions, such as avoiding displaying valuables and being aware of their surroundings. The political climate in the Philippines can be volatile, with a history of corruption and political unrest. While this may not directly affect expats on a day-to-day basis, it's important to stay informed about the political situation and understand how it could impact life in the Philippines. For those accustomed to a more temperate climate, the heat and humidity of the Philippines can be challenging. The tropical climate means that it's hot year-round, with a rainy season that can bring heavy downpours and flooding. Adjusting to the weather can take time, and expats should be prepared for the impact it can have on their daily lives. Lastly, while the Philippines offers a relaxed pace of life, this can sometimes translate into a concept known as "Filipino time," where punctuality is not always prioritized. This cultural difference can be frustrating for those used to strict schedules and efficiency. It's a reminder that adapting to a new culture often requires patience and flexibility. Living in the Philippines presents a mix of opportunities and challenges. The decision to move here should be made after careful consideration of both the pros and cons. By understanding what to expect, you can better prepare for the adventure of a lifetime in this vibrant and diverse country.

Expats Talk about Pros & Cons of Living in Philippines

" It's true, services are slow, all services. Most don't even know what they are talking about. Public services are very bad at not knowing anything. Not much is reliable except food! And the big car companies like Toyota have no parts!! Frustrating," commented one member living in Philippines.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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Cigna Global Health

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Cigna Global Health

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