10 Things to Know Before Moving to Ecuador

Imagine waking up to the sound of waves crashing on the shore or the chirping of exotic birds in the Amazon rainforest. Ecuador, with its diverse landscapes, rich culture, and welcoming locals, has become a sought-after destination for expatriates from around the globe. Whether you're drawn to the historic streets of Quito, the serene beaches of Salinas, or the bustling markets of Otavalo, there are a few essential things to consider before packing your bags for this equatorial paradise. Here are ten key insights to help you prepare for your exciting move to Ecuador.

1. Understanding Visa Requirements

Before you can enjoy the vibrant life in Ecuador, you'll need to navigate its immigration policies. Ecuador offers various visa options, including temporary residency visas for pensioners, investors, and professionals. The pensioner visa, for example, requires proof of a stable income from a pension or retirement benefit. It's crucial to research the most up-to-date requirements or consult with an immigration lawyer to ensure a smooth transition. Remember, visa regulations can change, so keep abreast of the latest information to avoid any unwelcome surprises.

2. Cost of Living Considerations

One of the most attractive aspects of moving to Ecuador is the relatively low cost of living. However, it's important to note that expenses can vary significantly depending on your lifestyle and the region you choose to settle in. Coastal towns might offer affordable seafood and beachfront living, while the Andean highlands could provide cheaper produce from local markets. Be sure to budget for utilities, healthcare, transportation, and housing, keeping in mind that imported goods and services can come with a higher price tag.

3. Embracing the Language and Culture

Spanish is the official language of Ecuador, and while you'll find English speakers in tourist areas and larger cities, learning Spanish will greatly enhance your experience. Engaging with locals, understanding cultural nuances, and navigating daily life becomes much easier with language proficiency. Additionally, immersing yourself in Ecuadorian customs, festivals, and cuisine will help you integrate into the community and enrich your expat journey.

4. Healthcare Accessibility

Ecuador's healthcare system has seen significant improvements in recent years, with both public and private options available. Expats often praise the quality of medical care, especially in major cities like Quito and Cuenca. However, it's advisable to secure health insurance that covers international treatment, as some specialized services may not be as accessible in smaller towns or rural areas. Researching hospitals and clinics near your chosen locale will give you peace of mind.

5. Real Estate: Renting vs. Buying

When it comes to housing, renting is a popular choice among new expats, offering flexibility and the opportunity to explore different areas before committing to a purchase. Rental agreements are typically straightforward, but it's wise to have a local attorney review any contracts. If you decide to buy property, be aware that the process can be more complex, involving due diligence to ensure clear titles and compliance with local regulations.

6. Climate Variations Across the Country

Ecuador's diverse geography means that climate can vary dramatically from one region to another. The coastal areas are known for their tropical climate, while the Andes offer a cooler, spring-like temperature year-round. The Amazon basin is hot and humid, and the Galápagos Islands have a unique climate of their own. Consider your climate preferences and visit different areas at various times of the year before deciding where to settle.

7. Safety and Security Measures

Like any country, Ecuador has areas that are safer than others. It's important to research the safety of neighborhoods, practice common sense, and take standard precautions such as securing your home and being aware of your surroundings. Petty theft can occur, especially in crowded areas, so keep valuables secure and stay vigilant. Joining expat communities can also provide insights into the safest practices and areas.

8. Transportation Options

Getting around Ecuador can be an adventure in itself. The country offers a range of transportation options, from buses and taxis to domestic flights connecting major cities. While public transport is affordable, it may not always be the most reliable or comfortable. Owning a car provides freedom but comes with responsibilities like maintenance and navigating local traffic laws. Explore different modes of transport to find what suits your lifestyle best.

9. Educational Opportunities

If you're moving with children, you'll be pleased to find that Ecuador has a variety of educational options, including public schools, private institutions, and international schools that offer curricula from different countries. Researching schools in your area and understanding the enrollment process will help ensure a smooth transition for your family's educational needs.

10. The Expat Community and Social Life

Building a new social network is a vital part of settling into expat life. Ecuador has a thriving expat community, with numerous groups and clubs that cater to a wide range of interests. From cooking classes to hiking groups, there are plenty of opportunities to meet like-minded individuals. Engaging with the expat community can provide support, friendship, and valuable advice as you navigate your new life in Ecuador.

Moving to Ecuador offers an exciting opportunity to experience a new culture, climate, and way of life. By considering these ten factors, you'll be better prepared to make your transition as smooth as possible. Embrace the adventure, and you'll soon find yourself at home in this beautiful and diverse country.

Expats talk about Moving to Ecuador

"Pick out 2 or 3 places and rent to live in each for 2 to 3 months. See if you really like the area, the locals, the activities, etc. Do not start looking for a house to buy until you are SURE where you want to live. We thought we wanted to live in a beach town and tried several but we found we did not like the climate nor the local vibe. We are happier living in a valley outside of Quito (did not like big city either, moving from Houston) and visiting the beach when we want," said one expat living in Ecuador.

"That people here in Ecuador DON'T speak English is a great advantage. In Madrid you'll have what I call the "lucha de lengua". A battle over who's language to use. Exercise and practice is key. Listen, mimic, study. Never give up. One word a day and in a couple of years, a thousand word vocab. Use the right verb and you're on your way," wrote a member in Ecuador.

"THis process esp with minimal Spanish is NOT FOR THE FAINT OF HEART, trust me. I have struggled at times and have lived before out of the United States in South America. Visit, do your homework, trust that you will be taken advantage of (as I have several times with trusted Ecuadorians) and you REALLY have to WANT TO MOVE HERE sometimes to simply stay here. I am overall happy with my move/immigration to Ecuador but it is tough and challenging esp as a soltera at times, very tough," commented one expat who made the move to Quito.

"Be open minded, flexible and leave over exaggerated expectations in your mother country. You are moving into a foreign country for a reason - don't bring your bad with you," remarked one expat living in Puerto Cayo.

"We lucked out when we chose stay in Crucita on the beach for 10 days our first visit, 8 days on our second visit, and 8 days on our third visit. We had visited other areas and found in the three times being there, it was the place for us. Crucita has such a laid back vibe, people there are so helpful, and went out of their way to help us with the process of purchasing our condo and furnishing it. We have made many friends just from our three visits in Crucita from Montana. And yes, we will NOT miss all the cold, snow and wind from Montana. I will be 60 this year and my husband 62. We both are absolutely looking forward to a warm, sunny, and laid back retirement. Also, having fishermen pull their catch straight out of the water right on the beach right in front of our condo complex, and having fresh fish (3-4 fish for $5 to $6) right out of the net is a definate plus," said one expat living in Crucita.

"Canoa has a great beach, nice little town, good feel about it. We first made up our mind on Ecuador 10 years ago, it’s taken us 9 years to finally get here, if we have 1 regret we should have done it a few years earlier. We built a nice home, we enjoy a lovely beach view. But it’s not for everyone, it’s not like a western country, so keep that in mind. A much slower pace, some little things appear to bother people. For us we love it. Being here through this tough period of time worldwide, we keep saying what a great move we made," wrote a member in Canoa.

"I started in Vilcabamba yet very quickly moved over the hill to a beautiful little town called Malacatos. It's much cheaper, safer and very peaceful and tranquil here. I drive 35 minutes twice a month to Loja for a big shop and if I need anything specifically Americanized then I can drive 17 minutes to Vilcabamba. I've never loved the cities and really enjoy mountain living so am very grateful that I chose to move here. I spent the past few years struggling to survive in the US in an expensive, tiny apartment and here in Malacatos I live in a big, beautiful home with land. I feel like a millionaire here," commented one expat who made the move to Malacatos.

"The current wisdom is to try any country on for size for a few months and Ecuador is no exception. And happily, the Ecuadorian government makes it reasonably easy to do, for up to six months. When you land and they stamp your passport that gives you a 90-day visa, Basically 3 months. The day after that visa expires you have to present yourself and your passport at an office of "Migración" where they will give you a slip of paper to take to a Banco Pacifico to pay $140 (not positive if that is still the amount but it was a few months ago for my step-son's Mexican fiancé). You take the payment voucher back to Migración and they stamp your passport for another 3 months. Problem solved. Happy exploration. That is the process for both Canadian and US visitors but I don't know the regulations for other countries outside of South America," remarked one expat living in Cotacachi.