10 Things to Know Before Moving to Mexico

Are you considering a change of scenery and thinking about becoming an expat in Mexico? With its vibrant culture, stunning landscapes, and relatively low cost of living, it's no wonder Mexico is a popular destination for those looking to relocate. However, before you pack your bags and say "adiós" to your home country, there are a few important things you should know. From understanding the visa requirements to getting to grips with the local culture, these tips will help you prepare for your exciting move to Mexico.

1. Visa and Residency Requirements

Before moving to Mexico, it's crucial to understand the visa and residency requirements. Tourist visas allow stays of up to 180 days, but if you're planning to live in Mexico, you'll need to apply for a temporary or permanent resident visa. Temporary resident visas are typically valid for one year and can be renewed for up to four years, while permanent resident visas are for those seeking long-term settlement. The application process involves proving financial stability and, in some cases, showing ties to Mexico, such as family relations or property ownership.

2. Cost of Living Variations

While Mexico is known for its affordable cost of living, expenses can vary widely depending on where you choose to settle. Coastal tourist hotspots like Cancun or Playa del Carmen tend to be pricier, whereas cities like Mérida or Guadalajara offer a more economical lifestyle. It's essential to research and budget accordingly, taking into account rent, utilities, groceries, healthcare, and transportation. Many expats find that they can live comfortably on a fraction of what they would spend back home, but it's all about location and lifestyle choices.

3. Healthcare Considerations

Healthcare in Mexico is a mix of public and private systems. Expats often opt for private healthcare due to its higher quality and shorter wait times. It's advisable to invest in private health insurance or consider an international policy that provides coverage in Mexico. Many expats rave about the affordability and quality of healthcare services, with access to modern facilities and well-trained doctors, some of whom may have trained in the U.S. or Europe.

4. Learning the Language

While it's possible to get by in Mexico's tourist areas and expat communities with just English, learning Spanish will vastly improve your experience. Not only will it help with everyday tasks like shopping and using services, but it will also enrich your social life and help you integrate into the community. There are numerous language schools and private tutors available, and many expats enjoy the challenge of learning a new language as part of their adventure.

5. Understanding Mexican Culture

Mexican culture is rich and diverse, with deep-rooted traditions and a strong sense of community. Embracing local customs and participating in festivals can be a delightful experience. It's important to show respect for cultural practices and to be patient as you adapt to the local pace of life, which may be more relaxed than what you're used to. Mexicans are generally warm and welcoming, and showing an interest in their culture will go a long way in forming lasting friendships.

6. Safety and Security

Safety is a common concern for potential expats. While certain areas in Mexico face challenges, many places are safe and welcoming to foreigners. It's important to research and choose your location wisely, stay informed about local news, and follow safety advice such as avoiding risky areas at night and not displaying valuables. Joining expat forums and groups can provide valuable insights and up-to-date information on safety in different regions.

7. Real Estate and Housing

Finding the right home is key to your happiness in Mexico. Renting is a popular option for new expats, as it allows flexibility and the chance to explore different areas before committing to a purchase. Mexican law has specific regulations for foreigners buying property, especially near the coast or borders, where you may need to set up a trust to hold the property. It's advisable to work with a reputable real estate agent and a lawyer who specializes in expat property transactions.

8. Banking and Finances

Managing your finances in Mexico will likely involve opening a local bank account, understanding the tax implications, and possibly dealing with currency exchange. It's wise to keep an account in your home country as well, especially if you receive income from there. Be aware of the fees associated with international transfers and consider using services like Wise (formerly TransferWise) or Revolut for better exchange rates. Also, familiarize yourself with the Mexican peso and the local banking system.

9. Transportation and Getting Around

Depending on where you live, transportation options can range from walking and cycling to using public transport or driving your own vehicle. Mexico has an extensive bus network that is affordable and efficient, and many cities have reliable metro systems. If you decide to drive, be prepared for a different driving culture and be sure to understand the local road rules. Having a car can be advantageous for exploring, but it's not essential for everyone.

10. Climate and Clothing

Mexico's climate varies from hot and humid tropical areas to cooler highland regions. It's important to research the climate of the area you're moving to and pack clothing accordingly. In coastal areas, lightweight, breathable fabrics are a must, while in cities like Mexico City, you'll need a mix of warm and cool clothing due to the altitude and cooler evenings. Always have sun protection on hand, and if you're moving to a region with a rainy season, don't forget waterproof gear.

Moving to Mexico can be a thrilling and life-changing experience. With these tips in mind, you'll be better prepared to navigate the practical aspects of your move and embrace the rich culture and lifestyle that awaits you. Bienvenidos a su nueva vida en México!

Expats talk about Moving to Mexico

"Contact me or someone here about what to bring or not. Choosing a neighborhood and finding a home I would suggest a qualified real estate professional. We have an MLS group in the city. Preferably chose one of those realtors," said one expat living in Manzanillo.

"Since realtors are not regulated here in Mexico one should hire an attorney just to be on the safe side... We did and it was worth every peso... Cheap insurance. Do your due diligence on line and stay for a month or more... If one has not lived abroad and in similar locales there might be a bit of a culture shock... How I explain this in simple terms: 'If in the morning you have water for your shower.... It is a good day.' and 'If the water is hot... It is GREAT DAY!' Living here is an adventure... One needs to be flexible, have a sense of humor, and accept the fact that things here move at a different pace. The Mexican people are warm and friendly, the expats are willing to help get you settled, and the weather is outstanding... What is not to like?," wrote a member in Ajijic .

"Barking dogs and the occasional loud party--often complete with Mariachi band--does make it difficult to find a completely quiet place to live. However, if your goal is TOTAL peace, might I suggest heading for the hills? There are plenty of houses located in isolated areas of Mexico. But you might give up security for the quietness. Personally, I have adjusted to the barking dogs by using a "white noise" machine at night. Otherwise they are now just background noise. The parties? Well...I just stay up until they over, generally around 2 a.m," commented one expat who made the move to Rosarito.

"Franvan, Versalles is reasonably priced. Las Gaviotas is reasonably priced. Vallarta Villas (gated condos) maybe comparable with Fluvial pricing. 5 Diciembre (There are some newer gated condo properties in some of this area. Most of Centro/downtown and the Romantic Zone will have electricity and water/flooding problems during the rainy season. Fluvial, a residential area has both homes & condos for rent & sale with some being newer (all electricity underground, including internet/phone with Telmex). The Marina area will have more condos than homes for rent and you'll pay more than all of the above most of the time," remarked one expat living in Puerto Vallarta.

"Learn basic phrases in Spanish, be patient and kind. Remember Mexico is a foreign country and nothing like the United States. If you are an arts and crafts person and are retired or have your own income, I think you would like it here," said one expat living in Patzcuaro.

"We chose Merida over Tulum, Cancun and all of the of the primarily tourist destinations in MX. There are a thousand cities each unique. I would not live in Tulum for the dame reason I would not choose to live in San Diego. We live in a quiet Mexican suburb, have access to the beach (many) in 20-30 min, Have all the conveniences that we would have in a city of 1 mil. people. Many whine about the heat in Merida, but with 5 minutes of research you know what the weather is month in and month out. As a beautiful historic city Merida is a dream at least for us. The city is feeling it's growing pains but the people and culture are a delight. We (I) recently had occasion to undergo an emergency cardiac procedure here and spent time with multiple specialists, most spoke English well, at the costs were much lower than expected; the technology and care was exceptional. Tulum, to me at least, is not what I want; neither is anywhere near there like Cancun Playa del Carmen, Akumal, etc. A little like trying to have a quiet normal life in the FL Keys," wrote a member in Merida.

"Get out, see the town. Clearly, learning Spanish makes getting out a lot easier, so learn Spanish (again, people here are pretty patient, so it's a great community to try perfecting one's broken Spanish). The downtown has a lot to offer, between the Alameda, Plaza de Armas, and various free/cheap museums. The Serape Museum is my favorite, and, as creepy as it sounds, the Bird Museum is pretty interesting (and in the summer, well worth spending 10 pesos for an hour or so in the air-conditioning). If your company is moving you, they'll probably suggest that you live in the way north side of the city--this is a nice area of town and may be advantageous as it seems that most expats live there. However, do consider the Republica neighborhood, downtown, and the south side of town. They're all great places to live, within walking distance of points of interest, and often a lot cheaper than the northern neighborhoods," commented one expat who made the move to Saltillo.

"I would say, "Brother, you will not find a more excellent choice for a place to retire here in Mexico". Sure, there are more exciting places with nightclubs, wild bars with loud music and perhaps an ocean to frolic in, but with that comes a lot of undesireable "junk". The weekdays here are very quiet and relaxing, while the weekends are fun filled due to tourists and special functions designed by the Presidencia municipal. The elevation here is about 6,000 feet, which means we do not get hot. Most days are in the 75-80 degree range, though it can get a little chilly at night during the winter. I enjoy a second floor two bedroom apartment right across from the main town plaza. I keep the balcony doors open at all times and revere in the almost constant breeze that keeps my place cool, night & day. Rent? Under $300 US per month. Try and beat that in the US," remarked one expat living in Tequisquiapan.

"I suggest you never secure a 6 mo lease until you see and feel the property. Committing to 6 month online is not recommended whether you get a 180 day visa or not. Get a hotel when you arrive and make that your base camp to find longer arrangements. Don't think what you see online is what is actually there. Bait and switch happens in Mexico....and don't forget it. Once they have your money you are behind the curve," wrote one member in San Carlos.