10 Things to Know Before Moving to Costa Rica

Embracing the 'Pura Vida' lifestyle and moving to Costa Rica is a dream for many. With its lush rainforests, pristine beaches, and friendly locals, it's no wonder that this Central American gem is a hotspot for expats seeking a change of pace. However, before you pack your bags and head to this tropical paradise, there are a few key things you should know to ensure a smooth transition. From understanding the cost of living to navigating the legalities of residency, here are ten essential tips to consider before making your move to Costa Rica.

1. Residency Requirements Can Be Tricky

Securing legal residency in Costa Rica is a process that requires patience and preparation. There are several categories under which you can apply, such as pensionado (retiree), rentista (fixed income), or inversionista (investor). Each category has specific financial requirements, and the process can take several months to a year. It's advisable to consult with a local attorney who specializes in immigration law to guide you through the paperwork and ensure you meet all the criteria for a successful application.

2. The Cost of Living Varies Greatly

While Costa Rica can be more affordable than many countries, your cost of living will depend greatly on your lifestyle and the area you choose to live in. For example, coastal towns popular with tourists and expats, like Tamarindo or Jacó, can be quite expensive, while more inland areas like San Ramón or Grecia offer a more cost-effective way of life. Groceries, utilities, and transportation can add up, so it's important to budget accordingly and perhaps consider living like a local to save money.

3. Healthcare is High Quality and Accessible

Costa Rica boasts an excellent healthcare system, with both public and private options available. The Caja Costarricense de Seguro Social (CCSS) provides universal healthcare to its citizens and legal residents, with services ranging from routine check-ups to complex surgeries. Expats can join the CCSS once they have legal residency. Additionally, there are private hospitals and clinics that offer high-quality care, often with shorter wait times and English-speaking staff, though at a higher cost.

4. Spanish is Essential for Daily Life

While you'll find English speakers in tourist areas and expat communities, a basic understanding of Spanish will greatly enhance your experience. Daily tasks like grocery shopping, visiting the doctor, or dealing with bureaucracy are much easier when you can communicate in the local language. Consider taking Spanish lessons before your move, and continue to practice and improve once you're in Costa Rica. Embracing the language will also help you integrate into the community and understand the culture more deeply.

5. The Climate Varies by Region

Costa Rica's climate is as diverse as its landscape. The country has microclimates that can change dramatically within just a few miles. For instance, the Central Valley, which includes San José, enjoys spring-like temperatures year-round, while the Guanacaste region is hot and dry. The Caribbean coast is known for its humidity and rain. Before settling down, it's wise to spend time in different areas to find the climate that suits you best.

6. Real Estate Transactions Require Due Diligence

Buying property in Costa Rica is possible for expats, but it's crucial to do your homework. Property laws and regulations may differ from what you're accustomed to, and there are areas where foreigners are restricted from owning land. Always work with a reputable real estate agent and a lawyer who can help you navigate the process, conduct thorough property checks, and ensure that your investment is secure.

7. The Pace of Life is Slower

One of the most charming aspects of Costa Rican culture is the laid-back approach to life, often referred to as 'Tico time.' This slower pace can be a significant adjustment for those used to a more hurried lifestyle. Appointments and services may not always begin on time, and processes can take longer than expected. Embrace this aspect of the culture, and you'll find yourself less stressed and more in tune with the natural rhythm of life in Costa Rica.

8. Nature is Part of Everyday Life

Costa Rica's biodiversity is one of its most extraordinary features. Whether it's the howler monkeys greeting you at dawn or the iguanas sunbathing in your backyard, wildlife encounters are a regular part of life here. With this close connection to nature comes the responsibility to protect it. Be mindful of your environmental impact, participate in conservation efforts, and respect the natural habitats of the incredible flora and fauna around you.

9. Transportation Options are Varied

Getting around Costa Rica can be an adventure in itself. While there's a public bus system that connects most of the country, it can be slow and unreliable. Many expats choose to buy a car, but be prepared for rough terrain and high import taxes on vehicles. Alternatively, domestic flights are a quick way to travel between regions, and renting a car is a viable option for exploring at your own pace.

10. Community is Key to Settling In

Finding a sense of community is crucial for a successful transition to expat life in Costa Rica. Connect with fellow expats through social media groups, local clubs, or language exchange meetups. Engaging with locals is just as important; attend community events, support local businesses, and be open to making friends. These connections will not only help you settle in but will also enrich your experience and provide a support network as you navigate your new life.

Moving to Costa Rica is an exciting journey filled with opportunities for adventure, relaxation, and personal growth. By keeping these ten tips in mind, you'll be better prepared to embrace the 'Pura Vida' lifestyle and make the most of your new home in this beautiful country.

Expats talk about Moving to Costa Rica

"It is a good idea to rent before you buy. Talk to the neighbors. There are little pockets of problems that you could avoid by asking folks for their opinion. The neighbors may also know where there is a great house available that you missed in your search. Last piece of advice, get up and move," said one expat living in San Marcos, Tarrazú.

"Do lots of experiential travel and due diligence. It is easy to get rose colored glasses because Costa Rica is so beautiful and the people are so nice. Gringo's are viewed as wealthy and easy targets for getting taken advantage of, plus the legal system is a jungle as well. Do your work upfront, get lots of advice from others and reference everyone, even if you think they are honorable. If you want to enjoy Costa Rica, don't learn by trial and fire or it will taint your experience and enjoyment," wrote a member in Paquera.

"Very safe Condominium complexes are everywhere so you have many options that have surrounding walls and 24 hour security. Some have restaurants, pools and gyms. Many are furnished and I recommend reading the contract thoroughly. I also recommend taking a very detailed video showing condition of the unit including close ups of any damage to existing furnishings. Carefully read the fine print and if the furnishings are not adequate stipulate all changes in the contract before signing. If it's a long term lease consider hiring an attorney. It might be worth it," commented one expat who made the move to Santa Ana.

"Decide if you like the country or the city, what size housing you prefer, what you like to do, what type of climate you prefer, there are 11 different micro climates within a short distance. Most expats I help want to get residency or citizenship, buy a house and start a business. besides enjoying the beaches, the mountains, the rain forest, etc," remarked one expat living in San Jose.

"Personally, I would advise people to rent for an extended time to make sure the area is what they need it to be, then purchase an existing home, where they can see it finished, the price won't suddenly escalate or leave them with a list of uncompleted tasks, that you will be responsible for," wrote one member in Costa Rica.

"Montezuma, Puntarenas, Costa Rica is not Anywhere, USA that's a given. Living here is finding a new balance for your lifestyle. It totally has been for me. I see that someone has posted what not to expect. I feel that the best attitude here is not to expect a thing. There is much good that you will find here. Beautiful, fresh, and clean air. Reasonably clean ocean water. Be watchful The water here is drinkable usually. I say this because mineral content can be high. When the sign reads Rip Currents, they mean it. Truth in advertising. Very warm or hot temps with high humidity. Lovely fruits and vegetables at very reasonable prices. Clothing minimal. Tshirts/shorts and sandals most of the time will do nicely. No need to wear expensive anything - it doesn't fit the terrain. Friendly people. There is internet service and cable television depending on where you are in Montezuma. The power will go out and yet, it does come back on. If you don't mind taking the bus from Montezuma to Cobano where Banco Nacional is located along with its outside ATM's, all two of them at the main office, it will only cost 400 colones. There's cost efficiency for you. If you love nature this can be a paradise. Every day is an adventure. You can be negative about things here, you can be positive about things or you can just be. I prefer to be. Pura Vida," said one expat living in Montezuma.

"My wife and I lived in Tamarindo for 5 years. (We now live in southern Nicaragua near our daughter, son-in-law, and two granddaughters.) When we first visited Tamarindo, it felt like driving into a California beach town from the 1960's. We liked the beach front road and string of beach restaurants. But it is also very popular for tourists, so the town is often packed with tourists, which can get a bit annoying. However, there are also low tourist seasons when the town is very pleasant. We liked that we could easily walk to many restaurants in town, And we owned a nice condo with a great view of the bay," wrote a member in Tamarindo.

"Be ready to live, love and relax. This is a beautiful country and we live in paradise," commented one expat who made the move to Playa Hermosa de Jaco.

"The Costa Rican people in Atenas are kind and welcoming. There is an international group of expats, from Europe, the US, Canada, as well as from various Spanish speaking countries. I appreciate the diversity. During the dry season, the sun is strong. I am outside in the early morning and late afternoon, and inside from 10:00am-2:00pm. I choose to be car free. I am easily able to walk to shops, dentist, and other services. Atenas has a rural feel as is it a coffee growing region of Costa Rica, as well as a region for fruit and vegetables. There is a small town “vibe” with focus on church and local school activities. The pace is slow. These are some of my personal reflections," remarked one expat living in Atenas.

"Have lived in Grecia for 7-1/2 yrs. It is a small city and in my opinion the best unless you insist on beach area which is too hot for me. No a/c necessary where I live. Easy to get to know people if you are friendly. I can't walk down the street without people I know honking or waving. I live happily without a car which means not using all my pension on repairs and high gas," wrote one member in Costa Rica.