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Expat Exchange - 10 Things to Know Before Moving to Nicaragua 2024
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Granada, Nicaragua


10 Things to Know Before Moving to Nicaragua

By Joshua Wood, LPC

Cigna Global Health
Cigna Global Health

Summary: If you're planning a move to Nicaragua, here are 10 things expats living there wish they had known before moving to Nicaragua.

Welcome to the vibrant and diverse world of Nicaragua, a destination that has become increasingly popular among expatriates seeking a change of pace, a touch of adventure, and a warm, tropical climate. If you're considering joining the ranks of those who call this Central American gem home, there are a few key things you should know before packing your bags. From understanding the cost of living to embracing the local culture, these insights will help you prepare for a smooth transition to your new life in Nicaragua.

1. Embrace the Pura Vida Lifestyle

One of the first things you'll notice upon arriving in Nicaragua is the laid-back attitude that permeates the culture. This 'Pura Vida' lifestyle, a phrase borrowed from neighboring Costa Rica, is all about enjoying life's simple pleasures and not sweating the small stuff. Expats often find that they need to adjust their pace and expectations to match this more relaxed way of life. For example, don't be surprised if a meeting starts a little later than scheduled or if plans change at the last minute—flexibility is key!

2. Learn Some Spanish

While you'll find English speakers in tourist areas and among the expat community, Spanish is the official language of Nicaragua. To fully integrate and navigate daily life with ease, it's beneficial to have a basic grasp of Spanish. Language classes are widely available, and many expats have found that immersion is the fastest way to learn. Engaging with locals, from market vendors to neighbors, will not only improve your language skills but also enrich your experience in the country.

3. Understand the Cost of Living

Nicaragua is known for its affordable cost of living, which is a major draw for expats. However, it's important to budget accordingly, as costs can vary depending on your lifestyle and location. For instance, living in a beachfront property in San Juan del Sur might be pricier than a modest home in the colonial city of Granada. Groceries, utilities, and transportation are generally inexpensive, but imported goods and luxury items can come with a higher price tag. It's wise to research and plan your finances to ensure a comfortable life in your new home.

4. Healthcare Considerations

Healthcare in Nicaragua is a mix of public and private systems. While the public healthcare is accessible and affordable, many expats opt for private healthcare for more comprehensive coverage and shorter wait times. It's advisable to invest in a good health insurance plan that covers medical treatment in Nicaragua and, if necessary, medical evacuation. Additionally, many expats travel to the capital, Managua, for more complex medical procedures, as it hosts the best-equipped hospitals in the country.

5. Real Estate and Property Laws

Buying property in Nicaragua can be a great investment, but it's crucial to understand the local real estate laws. Property rights for foreigners are generally straightforward, but it's recommended to work with a reputable lawyer to navigate the process. Be aware of the importance of clear title deeds and the potential for land disputes. Anecdotes abound of expats who have successfully built their dream homes, but due diligence is key to avoiding legal complications down the line.

6. Safety and Security

Like any country, safety in Nicaragua varies by region. It's important to stay informed about the areas you plan to visit or reside in. Generally, Nicaragua is considered one of the safer countries in Central America, but petty crime does occur. Expats often advise newcomers to take standard precautions, such as not flashing valuables and being aware of your surroundings. Joining local expat forums can provide up-to-date safety advice and a support network for new residents.

7. The Climate Varies by Region

Nicaragua's climate is tropical, with a dry season and a rainy season. However, the weather can vary significantly depending on where you are in the country. The Pacific coast enjoys a hot, dry climate, while the Caribbean coast is more humid and experiences more rainfall. In the northern highlands, the climate is cooler and more temperate. Understanding the regional climates can help you decide where to settle and what to pack for your move.

8. The Importance of Community

Building a local network is invaluable for expats. Engaging with the community can provide a sense of belonging and help you navigate the nuances of Nicaraguan life. Participate in local events, volunteer, or join clubs and groups that align with your interests. Many expats have found lifelong friends and a supportive community by being proactive and open to new experiences.

9. Transportation Options

Getting around Nicaragua can be an adventure in itself. Public transportation is widely available and affordable, with buses being the most common mode of travel between cities. For more freedom and flexibility, consider purchasing a vehicle, keeping in mind that the quality of roads can vary greatly. In more remote areas, a 4x4 might be necessary. Alternatively, many expats and locals use motorcycles or bicycles for everyday transportation.

10. Embrace the Local Cuisine and Traditions

Nicaraguan cuisine is a flavorful mix of indigenous, Spanish, and Creole influences. Staples include gallo pinto (rice and beans), plantains, and fresh seafood. Embracing the local food is not only a delicious experience but also an affordable one. Additionally, Nicaragua is rich in traditions and festivals, such as the colorful 'La Purísima' and 'La Gritería' celebrations in honor of the Immaculate Conception. Participating in these cultural events can deepen your appreciation for your new home and provide a window into the heart of Nicaraguan culture.

Moving to Nicaragua is an exciting prospect that promises a life of adventure, warmth, and cultural richness. By keeping these ten things in mind, you'll be well on your way to a successful and fulfilling expat experience in this beautiful country. Bienvenidos a Nicaragua!

Expats talk about Moving to Nicaragua

"Standard advice is to visit Nicaragua before committing to anything - that is even more essential in your case. Visit areas you might want to live, local stores, etc," said one expat living in Managua.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


Cigna Global Health
Cigna Global Health

Cigna Global Health
Cigna Global Health

Granada, Nicaragua

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
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