Retire in Hamilton Guide

Hamilton is a popular retirement destination for international retirees due to its stunning beaches, warm climate, and friendly locals. The city offers a high standard of living, with excellent healthcare facilities, a variety of recreational activities, and a vibrant food scene. However, retiring in Hamilton also comes with its own set of challenges, such as the high cost of living and the need to adapt to a new culture and language.

Cost of Living

Hamilton, Bermuda is known for its high cost of living. Housing, groceries, and utilities are significantly more expensive compared to many other countries. However, many retirees find that the high quality of life and the stunning natural beauty of the island make the high cost worthwhile.

Climate

Bermuda enjoys a subtropical climate, with warm, humid summers and mild winters. The island is blessed with plenty of sunshine throughout the year, making it an ideal location for retirees who enjoy outdoor activities. However, Bermuda is also prone to hurricanes, particularly between June and November.

Healthcare

Hamilton is home to the King Edward VII Memorial Hospital, which offers a wide range of medical services. There are also numerous private clinics and specialists available. However, healthcare in Bermuda can be expensive, particularly for those without insurance.

Public Healthcare System

While Bermuda has a public healthcare system, it is primarily designed for residents. International retirees may find it more practical to secure private health insurance to cover any medical expenses.

Residency Options for Retirees

International retirees can apply for a Residential Certificate, which allows them to live in Bermuda indefinitely. However, this requires a substantial investment in local real estate or a donation to the Bermuda government.

Parks and Recreational Activities

Hamilton offers a variety of recreational activities for retirees. The city is home to numerous parks, including the beautiful Botanical Gardens. The island's stunning beaches offer opportunities for swimming, snorkeling, and sailing.

Restaurants

Hamilton boasts a vibrant food scene, with restaurants offering a variety of cuisines. Some popular options include the Harbourfront Restaurant, which offers stunning views of the harbor, and the Little Venice, known for its Italian cuisine.

Learning the Language

While English is the official language of Bermuda, retirees may wish to learn some Bermudian English to better integrate with the local community. The Bermuda College offers language courses for those interested.

Local Culture

Bermudians are known for their friendliness and hospitality. The local culture is a blend of British, American, and Caribbean influences, which is reflected in the island's cuisine, music, and festivals.

Meeting People and Volunteering

Retirees can meet people through various clubs and organizations, such as the Bermuda National Trust, which offers volunteer opportunities. The Bermuda Audubon Society is another great place for nature-loving retirees to meet like-minded individuals.

Housing

Most retirees in Hamilton live in condos or apartments, which are often located in the city center or close to the beach. Some retirees also choose to live in the quieter parishes outside the city.

Transportation

Hamilton is a walkable city with a reliable public transportation system, including buses and ferries. While having a car can be convenient, it is not a necessity. In fact, Bermuda has a one-car-per-household policy to reduce traffic congestion.

Retiring in Hamilton, Bermuda offers a unique blend of natural beauty, high-quality amenities, and a vibrant local culture. While it may come with its own set of challenges, many retirees find that the benefits far outweigh the drawbacks.