Is Health Insurance Required When Moving to Belarus?

When planning a move to Belarus as an expat or digital nomad, one of the essential considerations is health insurance. Belarusian law requires all foreigners entering the country to have valid medical insurance. This insurance must cover the entire duration of your stay and meet the minimum coverage amount set by the Belarusian government, which is currently at least €10,000. The insurance should cover various medical services, including emergency medical assistance, hospitalization, and repatriation if necessary. It's crucial to have this in place upon arrival, as it not only ensures your safety and well-being but is also a prerequisite for obtaining residency. Without adequate health insurance, you may face difficulties with immigration authorities and potential legal issues.

Does Expat Health Insurance Meet the Requirements?

Most expat health insurance plans are designed to meet the requirements of various countries, including Belarus. However, it is vital to check that your chosen plan complies with the specific requirements set by the Belarusian government. The policy should explicitly state that it is valid in Belarus and covers you for the minimum amount of €10,000. Additionally, it should be recognized by Belarusian authorities. It's advisable to contact the insurance provider before purchasing a policy to ensure that it will be accepted for residency applications and that it provides adequate coverage for the healthcare services you might need while in Belarus.

Which local health insurers offer this type of insurance?

In Belarus, there are several local health insurance providers that offer policies tailored to meet the needs of expats and digital nomads. Some of the well-known insurance companies include Belgosstrakh and Beleximgarant. These insurers provide a range of health insurance products that are compliant with the legal requirements for foreigners. They offer various plans, from basic to comprehensive coverage, ensuring that you can find a policy that suits your needs and budget. It's recommended to explore different options and compare the coverage details, as well as the terms and conditions of each policy, before making a decision.

Advice from Expats in Belarus about Health Insurance

Experienced expats in Belarus often emphasize the importance of thoroughly researching and understanding the health insurance policy you intend to purchase. They advise paying close attention to the coverage limits, the deductible amounts, and whether there are any exclusions that could affect you. It's also important to check if the policy covers pre-existing conditions or if there is a waiting period before certain coverages become active. Expats recommend choosing a reputable insurer with a good track record of handling claims efficiently. Lastly, ensure that you have easy access to customer service, preferably with English-speaking representatives, to assist you with any questions or issues that may arise during your stay in Belarus.