Is Health Insurance Required When Moving to Czechia?

When planning your move to Czechia as an expat or digital nomad, one of the essential considerations is health insurance. Czechia requires all foreigners staying for an extended period to have comprehensive health insurance coverage. This is not only a legal requirement but also a practical necessity to ensure you have access to healthcare services upon arrival and throughout your stay, especially during the period before you gain residency or become enrolled in the public healthcare system. The insurance must meet specific criteria, including minimum coverage amounts, which are typically set to match or exceed the cost of comprehensive medical care in Czechia, and the length of coverage required, which should extend for the duration of your stay or visa.

Does Expat Health Insurance Meet the Requirements?

Expat health insurance can meet the requirements for residency in Czechia, provided it fulfills the necessary conditions set by Czech immigration laws. The policy must cover expenses for emergency medical care, hospitalization, and repatriation, with minimum coverage amounts that are generally around 60,000 Euros. It is crucial to ensure that the insurance policy is valid for the entire length of your stay and is recognized by the Czech authorities. Before purchasing a policy, verify with the insurance provider that their coverage is compliant with Czech immigration requirements for expats and digital nomads.

Which local health insurers offer this type of insurance?

In Czechia, several local health insurance companies offer policies tailored to meet the needs of expats and digital nomads. These insurers provide comprehensive health insurance plans that are designed to comply with the legal requirements for obtaining residency. Some of the well-known local insurers include VZP (Všeobecná zdravotní pojiš?ovna), Slavia Insurance Company, and Uniqa. These companies have a range of products that cater to different needs and budgets, with customer service often available in multiple languages to assist international clients. It is advisable to compare the plans and read the fine print to ensure that the coverage meets your specific needs and legal obligations.

Advice from Expats in Czechia about Health Insurance

Experienced expats in Czechia often emphasize the importance of obtaining a health insurance plan that not only meets legal requirements but also provides adequate coverage for a range of medical services. They recommend choosing a reputable insurer with a track record of prompt and reliable service. It's also advised to look for plans that offer direct billing with hospitals and clinics to avoid out-of-pocket payments during medical emergencies. Additionally, consider plans that include coverage for preventive care and routine check-ups, as these can be beneficial in the long term. Lastly, ensure that the insurance provider has an accessible customer support team that can assist you in case of any queries or issues that may arise during your stay in Czechia.