Do I need Health Insurance When Moving to Georgia?

Moving to a new country as an expat or digital nomad comes with a myriad of considerations, one of which is healthcare. In Georgia, health insurance is not only a practical necessity but also a potential requirement for those seeking residency. While Georgia does not have a universal mandate for health insurance for short-term visitors, expats planning to stay longer and apply for residency may need to show proof of health insurance. This insurance should ideally cover the duration of their stay until they are eligible for any public healthcare services or have secured permanent residency. It's important to understand the minimum coverage amounts, the length of coverage required, and any other specifics to ensure compliance with Georgian regulations.

Does Expat Health Insurance Meet the Requirements?

When considering expat health insurance for Georgia, it's crucial to ensure that the policy meets the local requirements. Generally, the Georgian government does not enforce a strict minimum coverage amount for obtaining residency. However, having comprehensive health insurance is advisable to cover potential medical expenses. Expats should look for policies that offer extensive coverage, including hospital stays, emergency services, and repatriation if necessary. It's important to verify that the insurance provider is recognized in Georgia and that the policy is valid for the entire duration of your stay or until you are eligible to join the local healthcare system.

Which local health insurers offer this type of insurance?

In Georgia, there are several local health insurance companies that cater to the needs of expats and digital nomads. Some of the well-known insurers include GPI Holding, Aldagi, and Imedi L. These companies offer a range of health insurance products that can be tailored to the needs of foreigners living in Georgia. They provide various plans that cover outpatient and inpatient services, emergency care, and sometimes even dental and vision care. It's advisable to contact these insurers directly or visit their websites to get detailed information on the plans available, coverage limits, and the process for claims.

Advice from Expats in Georgia about Health Insurance

Experienced expats in Georgia often emphasize the importance of securing a reliable health insurance plan. They advise newcomers to look for policies that offer a straightforward claims process and to pay close attention to the terms and conditions, especially regarding coverage exclusions and pre-existing conditions. It's also recommended to consider the network of hospitals and clinics covered by the insurance to ensure accessibility. Expats suggest that while cost is a factor, the focus should be on the value provided by the plan, ensuring that it covers significant medical expenses and provides peace of mind. Lastly, it's beneficial to review the customer service experience of the insurer, as prompt and helpful support can be invaluable in times of need.