Healthcare in Belgium
Summary: If you're moving to Belgium, understanding the healthcare system is essential. This article covers public healthcare, private healthcare, hospitals, English-speaking doctors in Belgium, prescription medications and medical emergencies.
Public Healthcare in Belgium
If you are working in Belgium you are required to enroll in the social security system, and, in doing so are paying into the public healthcare system. Public health insurance providers, called mutuelle (aka mutualite) or Ziekenfonds, are open to all residents. "Once you are settled in this country in a legal way, you have to be affiliate to a 'mutualite' (aka mutuelle) system, and then, you will have all the benefits of the health systems here, doctors, hospitals, diagnose tests, x-rays etc," explained one expat.
Some of Belgium's mutuelles are:
Private Healthcare in Belgium
While some expats rely upon the public healthcare system in Belgium, many choose to purchase expat health insurance to give them access to private hospitals and doctors.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Private Hospitals in Brussels
Delta Hospital
Boulevard du Triomphe 201
1160 Brussels
St-Anne St-Remi Clinic
Boulevard Jules Graindor, 66
1070 Brussels
Tel: 32 2 434 21 11
Braine-l'Alleud - Waterloo Hospital
Wayezstreet, 35
1420 Braine l'Alleud
Tel: 32 2 434 21 11
Basilique Clinic
Pangaert street, 37
1083 Brussels
Tel: 32 2 434 21 11
Edith Cavell Medical Centre
Rue General Lotz, 37
1180 Brussels
Tel: 02 434 81 01
Park Leopold Medical Centre
Froissart street, 38
1040 Brussels
Tel: 02 434 59 11
Europe-Lambermont Medical Centre
Penseesstreet, 1
1030 Brussels
Tel: 02 434 24 11
City Clinic Louise
Avenue Louise, 235B
1050 Brussels
Jean Monnet Medical Centre
Avenue Jean Monnet, 12
1400 Nivelles
Tel: 02 434 79 11
Finding English-Speaking Doctors in Belgium
The US Embassy provides a list of English-speaking doctors in Belgium and hospitals in Belgium.
"Another way to find doctor recommendations is to call your local embassy as they normally keep a listing, especially if you are not a fluent French or Flemish speaker," said one expat. "I called the Brussels Childbirth Trust for a list of English speaking doctors by hospital location. The BCT is a group that assists English speakers in locating resources, and they also teach pre-birth classes and a variety of classes that were invaluable," added one expat.
Finding a Good médecins traitants (Primary Care Doctor)
"Good "médecins traitants" often don't accept new patients any more. Even in a family without any serious health problems, it pays to have one, so do invest some time in finding a good one: Ask colleagues, neighbours and so on. Belgians in general are happy to help and give advice," advised one expat.
Medical Emergencies in Belgium
To reach a doctor in an emergency, call the emergency medical and ambulance service at number 100 or 112. Telephone 100 or 112 may be used for all emergencies. Ambulance services are provided at any time of the day or night and will transport the patient to the nearest hospital. An attendant accompanies the ambulance; depending on the case, a member of the family and/or doctor may accompany the patient as well. You may also call the "Doctor on Duty" ("Dokter van wacht" -"Médecin de Garde"), indicated in your local newspaper, or the closest clinic or hospital.
Having a Baby in Belgium
"Overall it was pleasant. I used an mostly expat hospital as I am a native English speaker, mostly for convenience to my home. (Edith Cavell). The doctor was not as open / offering as normally what I am used to: I always felt that she was not telling me any details unless I probed heavily. I think that this was partially a cultural thing, as she stated that the baby is the primary concern, but it made me a little on edge the entire time. Overall, the pain management was good and my delivery was seamless, and I had an epidural also. The hospital stay was 5 days and absolute heaven. They will insist on emphasizing breastfeeding exclusively and will support you in this endeavor unless you specifically have a reason against it," wrote one expat mom who had a baby in Brussels.
Prescription Medications in Belgium
"Usually medicines are available, when not, they ask you to come back the same day later and they will order it for you, no additional cost. I get my medications in the pharmacie, close where I live, there is a good pharmacies network, the bad part is they only open until 6 pm sometimes 7 pm. After that, you have to look for the pharmacie on duty in your area. Medications have an extra cost when you buy them in extra-time. You always need a prescription for medications, there are few exceptions like some analgesics creams, etc, things than are currently classified as no-risk for health. The cost I find it normal, less expensive than in my country," wrote one expat in a healthcare report about Charleroi.
"Never had any problems concerning this; there seems to be a pharmacy on every second corner and what's not on stock will usually be there the next day. But we've never had any special needs either. My wife is more favourable of pythotherapy and homeopathy, and that's also readily available," added another expat.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Belgium Guide
- Healthcare & Health Insurance in Belgium
- Members Talk about Healthcare & Health Insurance in Belgium
- Best Places to Live in Belgium
- Real Estate in Belgium
- Guide to Real Estate in Belgium
- Pros & Cons of Living in Belgium
- Cost of Living in Belgium
- 10 Cultural Faux Pas to Avoid While Living in Belgium
- Top Hospitals in Belgium by Specialty
- Best Places to See While on a Look-See Trip to Belgium (Plus, Itineraries)
- Moving with a Pet to Belgium
- 2024 Guide to Living in Belgium
- Pros and Cons of Living in Belgium 2024
- 2024 Guide to Moving to Belgium