How to Navigate the Health System in Bermuda

Bermuda has a comprehensive healthcare system that provides both public and private healthcare options. The public healthcare system is called the Bermuda Hospitals Board (BHB) and it is funded by the government. Foreigners (expats and digital nomads) are allowed to use the public healthcare system in Bermuda, however, it is not used by many foreigners. People generally recommend using public hospitals for serious medical emergencies and major surgery, as they are well-equipped and staffed with experienced medical professionals. The public hospitals in Bermuda are modern and well-maintained, and offer a wide range of services.

Bermuda's Private Healthcare System

Bermuda also has a private healthcare system, which is used primarily by expats and digital nomads. Private healthcare is more expensive than public healthcare, but it is generally of a higher quality. Private hospitals in Bermuda are well-equipped and staffed with experienced medical professionals, and people generally recommend using them for serious medical emergencies and major surgery. The most popular private health insurers in Bermuda are Argus, Colonial, and BF&M. Expats and digital nomads typically use these companies or specialized expat health insurance providers.

Bermuda's Top Hospitals

The top hospitals in Bermuda include:

• King Edward VII Memorial Hospital (public) in Paget
• Lamb Foggo Urgent Care Centre (public) in St. David's
• Bermuda Healthcare Services (private) in Paget
• Brown-Darrell Clinic (private) in Smith's
• Bermuda Cancer and Health Centre (private) in Paget

Health Insurance Companies in Bermuda

The most popular private health insurers in Bermuda are Argus, Colonial, and BF&M. Expats and digital nomads typically use these companies or specialized expat health insurance providers.

Insider Tips from Expats in Bermuda: How to Navigate the Health System

"Healthcare is expensive. Some companies bear the insurance cost, but majority you have to pay your portion of insurance. There is co-pay in almost all private doctor visits and services are expensive," commented one expat living in Hamilton, Bermuda.

"Bermuda has a well-developed healthcare system, with a range of medical services available to both residents and visitors. The island has a number of private and public hospitals, as well as a variety of specialist clinics and medical centers. Bermuda also has a number of highly trained doctors and nurses, who provide a range of medical services, including general practice, emergency care, and specialist care. Bermuda also has a number of pharmacies, which provide a range of over-the-counter and prescription medications," mentioned one expat living in Bermuda.

"Bermuda offers a wide range of healthcare services, including primary care, specialty care, hospital care, and mental health services. The public healthcare system in Bermuda is provided by the Bermuda Hospitals Board (BHB), which operates two hospitals and several clinics. The quality of public healthcare in Bermuda is generally good, with a focus on preventive care and patient-centered care. Foreign residents have access to the public healthcare system, although they may need to pay for some services. Expats in Bermuda can use the public healthcare system by registering with the BHB and paying a fee. They can also purchase private health insurance to cover any additional costs," commented one member living in Bermuda.