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Expat Exchange - Understanding the Health System in Jamaica
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Montego Bay, Jamaica


Understanding the Health System in Jamaica

By Joshua Wood, LPC

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Summary: Gain insight into the health care system in Jamaica. Explore its accessibility and limitations for expatriates, remote workers, retirees, and others who choose to live in Jamaica.

Jamaica has a public and private healthcare system, both of which are available to foreigners. The public healthcare system is called the Jamaica Public Service (JPS) and is funded by the government. It is free for Jamaican citizens and permanent residents, but foreigners must pay for services. The public healthcare system is used by both locals and foreigners, and is generally recommended for serious medical emergencies and major surgery. Public hospitals in Jamaica are generally well-equipped and staffed, but may lack the latest technology and treatments.

Jamaica's Private Healthcare System

Jamaica also has a private healthcare system, which is used primarily by expats and digital nomads. Private healthcare is more expensive than public healthcare, but it is generally of a higher quality and offers more advanced treatments. Private hospitals in Jamaica are well-equipped and staffed, and are recommended for serious medical emergencies and major surgery.

Jamaica's Top Hospitals

The top hospitals in Jamaica include:

  • University Hospital of the West Indies (UHWI) - public hospital located in Kingston
  • Mandeville Regional Hospital - public hospital located in Mandeville
  • Andrews Memorial Hospital - private hospital located in Kingston
  • St. Joseph's Hospital - private hospital located in Kingston
  • St. Ann's Bay Hospital - public hospital located in St. Ann's Bay
  • University of the West Indies Mona - public hospital located in Kingston, specializes in cancer treatment

Health Insurance Companies in Jamaica

The most popular private health insurers in Jamaica are Sagicor, Guardian Life, and NCB Insurance. These companies are used by both locals and expats, although expats may also use specialized expat health insurance providers.

Insider Tips from Expats in Jamaica: How to Navigate the Health System

"Jamaica has a well-developed healthcare system, with both public and private hospitals and clinics providing a range of medical services. The public healthcare system is free for Jamaican citizens, while private healthcare is available for those who can afford it. The country has a number of highly trained doctors and nurses, and a wide range of medical services are available, including general medicine, dentistry, optometry, and mental health services. Jamaica also has a number of specialized medical centers, such as the University Hospital of the West Indies, which provides advanced medical care. In addition, the country has a number of pharmacies and health centers that provide basic medical services," commented one member living in Jamaica.

"Healthcare services in Jamaica are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Jamaican citizens and permanent residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of a good standard. Foreign residents are able to access the public healthcare system, however, they may be required to pay a fee. Expats in Jamaica can use the public healthcare system, however, they may need to pay for certain services. In addition, many expats opt to purchase private health insurance to cover any additional costs," commented one member living in Jamaica.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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Montego Bay, Jamaica

William Russell
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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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