Insider's Guide to the Health System in New Zealand

New Zealand has a public healthcare system, known as the New Zealand Public Health System, which is free for all citizens and permanent residents. Foreigners (expats and digital nomads) are allowed to use the public healthcare system in New Zealand, however, they may be charged for some services. Public hospitals are generally recommended for serious medical emergencies and major surgery, and the quality of care is generally good.

New Zealand's Public Healthcare System

New Zealand's public healthcare system is free for all citizens and permanent residents. It is funded by the government and covers a wide range of medical services, including doctor visits, hospital stays, and prescription medications. Foreigners are allowed to use the public healthcare system, however, they may be charged for some services. Public hospitals are generally recommended for serious medical emergencies and major surgery, and the quality of care is generally good.

New Zealand's Private Healthcare System

New Zealand also has a private healthcare system, which is funded by private health insurance companies. Private health insurance is not mandatory, but it is recommended for those who can afford it. Private health insurance covers a wider range of services than the public system, including specialist care, elective surgery, and private hospital rooms. Private hospitals are generally recommended for serious medical emergencies and major surgery, and the quality of care is generally excellent.

New Zealand's Top Hospitals

New Zealand has a number of top hospitals, both public and private. Some of the most well-known hospitals include:

• Auckland City Hospital (public, Auckland)
• Christchurch Hospital (public, Christchurch)
• Middlemore Hospital (public, Auckland)
• Waikato Hospital (public, Hamilton)
• Waitakere Hospital (public, Auckland)
• Ascot Hospital (private, Auckland)
• MercyAscot Hospital (private, Auckland)
• Southern Cross Hospital (private, Auckland)

Health Insurance Companies in New Zealand

The most popular private health insurers in New Zealand are Southern Cross Health Society, nib, and AIA. Expats and digital nomads typically use these companies, although there are also specialized expat health insurance providers available.

Insider Tips from Expats in New Zealand: How to Navigate the Health System

"New Zealand has a comprehensive public health system that provides free or low-cost medical services to all citizens and permanent residents. The public health system is funded by the government and is managed by the Ministry of Health. The public health system provides a wide range of services, including primary care, hospital care, mental health services, and specialist services. Private health care is also available in New Zealand, and many people choose to use private health care providers for additional services or for more specialized care. In addition, New Zealand has a number of health-related charities and organizations that provide support and services to those in need," commented one member living in New Zealand.

"Healthcare services in New Zealand are provided by both public and private providers. The public healthcare system is funded by the government and is free or low-cost for New Zealand citizens and permanent residents. It includes primary care services such as general practitioners, community health services, and hospital services. The quality of public healthcare in New Zealand is generally high, with a focus on preventative care and access to specialist services. Foreign residents are eligible for publicly funded healthcare in New Zealand, however, they may be required to pay a fee for some services. Expats in New Zealand can use the public healthcare system, however, they may need to pay for some services. Private health insurance is also available for expats in New Zealand, which can provide access to additional services," commented one member living in New Zealand.